Terms & Policies

Terms of Service

1. GENERAL

1.1. Definitions 1.1.1 “Confidential Information” means an individual’s first and last name in combination with one or more of the following: date of birth, mother’s maiden name, motor vehicle operator’s license number, Social Security number, employer or taxpayer identification number, alien registration number, government passport number, health insurance identification number, demand deposit account number, bank account number, credit card number, debit card number or unique biometric data such as fingerprint, voice print, retina or iris image, or other unique physical representation, voluntary self-exclusion list information, protected health information, as defined in 45 CFR 160.103, as amended from time to time, and information sufficient to determine the location of an individual. Confidential information does not include information that may be lawfully obtained from publicly available sources or from federal, state, or local government records.

1.1.2 “Player support team email” means vip@betjoeys.com 1.1.3 “License Account Holder” means JoeySoftware LLC 1.1.4 “License Account Holder Address” means 11 Park Avenue #1400, New York City, NY 10016. 1.1.5 “LGCB” means the Gaming Control Board.

1.2. This Terms of Service Agreement (“Agreement”) is an agreement between you (“you” or “user”) on the one hand, and JoeySoftware LLC (“JoeySoftware”) (“Company”, “we”, or “us”) on the other hand. This Agreement governs our operation and offering of, and your access to and use of, the BETJOEYS® online sportsbook, whether accessed via computer or mobile device at betjoeys.com or via a mobile application or any other technology (collectively, the “Services”).

1.3. By using the Services, you agree to be bound by this Agreement, including the Binding Arbitration Clause and Class Action Waiver described in Section 22. If you violate the terms of this Agreement, JoeySoftware reserves the right to deny you access to the Services, together with any and all other legal remedies.

1.4. BY CHECKING OR CLICKING THE “I ACCEPT THESE TERMS” BOX OR BUTTON OR USING THE SERVICES, YOU CONFIRM THAT YOU HAVE READ THIS AGREEMENT AND AGREE TO BE BOUND BY ITS TERMS. IF YOU DO NOT AGREE WITH ANY OF THE TERMS OF THIS AGREEMENT, YOU MUST NOT CHECK OR CLICK THE “I ACCEPT THESE TERMS” BOX OR BUTTON, AND YOU ARE NOT PERMITTED TO USE THE SERVICES.

1.5. We may, in our sole discretion, modify this Agreement with notice at any time. The “Last Updated” date at the top of this Agreement will indicate when the latest modifications were made. By selecting the ‘Accept’ button on your screen after this Agreement has been modified, you are agreeing to such modifications. Therefore, you should review this Agreement prior to acceptance. You can obtain a copy of these Terms and our Player Protection policy at any time by emailing our Player Support services team at vip@betjoeys.com .

2. ELIGIBILITY

2.1. It is a criminal offense for anyone under the age of twenty-one (21) (the “Legal Age”) to participate in wagering games online or to allow anyone under the age of 21 to participate in wagering games online, and no one under the Legal Age is permitted to use the Services. We reserve the right in our sole discretion to request proof of age or re-confirm such information from you at any time. We may terminate your account and prohibit you from using the Services if proof of age is not provided or if we suspect that you are not at least the Legal Age.

2.2. There are Federal prohibitions and restrictions regarding interactive gaming, specifically, any limitations upon interactive gaming set forth in 18 U.S.C. A. §§ 1084 et seq. (The Wire Act) and the Unlawful Internet Gambling Enforcement Act of 2006 (31 U.S.C.A. §§ 5361-5367). It is a Federal offense and a violation of the Act for persons physically located outside of the State of New York to engage in interactive wagering through License Account Holder or TB. In order to participate in wagering games offered through the Services, you must be physically located in the State of New York. You agree that you will not attempt to participate in such wagering activities while physically located outside of the State of New York, and acknowledge that any such attempt could result in enforcement actions against you. We, our third-party service providers, and/or the LGCB will utilize tracking technologies to verify and record your physical location when you are participating or attempting to participate in wagering games through the Services (“Geolocation Technologies”). These Geolocation Technologies will report the physical location of the device you are using to access the wagering games through our Services to us. By registering for an account through the Service and/or by using the Services, you consent to the above-described uses of Geolocation Technologies, and to the storage of records confirming your location within the State of New York for no less than five (5) years as required by the Regulations. If the Geolocation Technologies identify that you are physical located outside of the state, your access to the Services will be restricted and you will not be able to participate in wagering games through the Services until such time you are physically located within the state.

2.3. I agree to the Terms of Service and confirm that I am 21+ years old and my registration information is accurate. I consent to having my age, identification and location confirmed. I acknowledge that I am prohibited from allowing anyone else to access my account. I do not have an LGCB license, permit, registration or other authorization that prohibits me from placing sports wagers via this website or application. I am not otherwise prohibited from, and do not have a conflict of interest relating to, placing wagers via this website or application; for example athletes, coaches, referees, team owners, and team employees are prohibited from participating in wagering games and Promotions offered through the Services in any game or event with which they are associated. Additionally, employees and household members of Company and its third-party service providers, and their respective affiliated entities, are prohibited from participating in wagering games and Promotions offered through the Services.

2.4. You understand and agree that we are unable to provide you with any legal advice or assurances, and we make no representation or warranty, in respect of the legality of your use of the Services. You are solely responsible for confirming that your registration with, and use and continued use of, the Services complies with all laws that apply to you. You represent, warrant, and agree to ensure that your use of the Services will comply with all applicable laws and regulations. Please consult your own legal counsel if you have any questions about the legality of your use of the Services.

3. RESPONSIBLE GAMBLING

3.1. You may self-regulate your use of the Services through the betjoeys.com’s self-exclusion and limit-setting programs and the Gaming Control Board’s Voluntary Exclusion Program. The information you provide to participate in the self-exclusion programs will be treated and protected as Confidential Information.

3.1.1. betjoeys.com’s self-exclusion functionality allows you to completely exclude yourself from betjoeys.com and all online gaming and retail sports wagering in the state of New York for a period of 1 year, 5 years or a custom date. In addition to and separate from the self-exclusion functionality, betjoeys.com allows you to set responsible gaming limits for the Services on betjoeys.com only, including deposit limits, spending limits, and time limits, and/or self-suspend your participation in wagering games offered through the Services for a designated time period of at least 72 hours (a “Cool-Off Period”) as detailed here .

3.1.2. The state of New York’s Office of Behavioral Health and the Gaming Control Board offer information on the signs and symptoms of problem gambling, as well as information on the state’s voluntary self-exclusion program which allows you to self-exclude from certain legalized gambling in New York for a period of five years. More information regarding voluntary self-exclusion in the state of New York may be found here .

3.2. If you or someone you know has a gambling problem and wants help, please call the Problem Gambling Helpline at 1-877-770-STOP (7867). All calls are confidential.

3.3. Additional resources can be found by contacting:

a. The National Council on Problem Gambling- www.ncpgambling.org b. Gambler’s Anonymous http://www.gamblersanonymous.org/ga/content/ c. US suicide prevention organization’s webpage and telephone number-1-800-273-TALK (8255) https://suicidepreventionlifeline.org/ d. The Department of Health or chat at www.helpforgambling.org

4. ANTI-MONEY LAUNDERING

We strictly abide by anti-money laundering rules and regulations, which require us to report you to authorities if we suspect or know that any of your transactions through the Services (i) involve funds derived from illegal activities, (ii) are intended to conceal funds from illegal activities, or (iii) involve the use of our Services to facilitate criminal activity. We will keep a secure online list of all registered players, and we will report any suspicious behavior to the relevant law enforcement and regulatory authorities.

5. ACCOUNT APPLICATION & REGISTRATION

5.1. In order to participate in sports wagering and Promotions offered through the Services, you are required to become a registered account holder. You may apply and register for only one account for the Services, and you must register using your own legal name. You may never access or use the Services through another person’s account or permit any other person to access or use the Services using your account. You also may not sell, transfer, purchase, lease, license, lend, or share your account or the account of any other person.

5.2. When you apply for an account, we will ask you to provide your personal information including, as we may require in our sole discretion, your name, e-mail address, physical address, date of birth, gender, driver’s license (or other government-issued ID) information, and/or social security number. We may also give you the option to provide your Rush Rewards and affiliated license holder (or similar Company loyalty program) account numbers, if any, to accelerate your registration to the Services. When you wish to fund your account to participate in wagering games offered through the Services, we will also ask you for financial account/deposit and withdrawal method details. You represent and warrant that all information that you provide to us at any time, whether during the account application process, in connection with funding your account, in response to any security check or age / location verification, as well as in any information posted through the Services (e.g., in chat rooms, your profile pages), or otherwise in connection with your account, is complete, accurate, and not misleading. You further agree to inform us immediately if there is any change to such information.

5.3. At any time during the registration process or thereafter, we may also ask you to provide supporting documents including, but not limited to, (a) a selfie picture, (b) a copy of your driver’s license (or other government-issued ID), (c) proof of your address such as a utility bill or bank statement, and (d) proof of your financial account/deposit and withdrawal method. In our sole discretion, we may ask that you provide notarized copies of these documents as an additional layer of verification. You hereby expressly consent to our verification (including through third-party verification services) of all information you provide during the account registration process or thereafter during your use of the Services.

5.4. In addition to the above-specified verification processes, you also hereby expressly consent to our performance (directly or through our third-party service providers) of background checks on you in order to verify your identity, history, or any other information you have provided to us. These background checks may vary on a case-to-case basis, but could include credit checks and/or general background investigations. We are not obligated to advise you when we perform a background check or the nature of any particular investigation.

5.5. Upon our verification and approval of all your application information, we will issue you an account for participation in sports wagering and Promotions through the Services. In the event you do not complete any request for information or documents, or we are not satisfied for any reason, in our sole discretion, with any information provided, we may refuse to grant you an account, or we may suspend or terminate your existing account. In such an event, to the fullest extent permitted by law, we will only refund deposits you have made in your account (unless otherwise prohibited by the Act or Regulations); we will not be obligated to refund any Bonus Money (as defined in Section 10.2) or winnings (whether or not resulting from wagers of Bonus Money or unrestricted funds on-deposit in an account).

5.6. We further reserve the general right at any time, and in our sole discretion, to suspend or close your account without further explanation if we consider it necessary to do so for any reason. In the event that we terminate your account under this provision without regard to a breach of these Terms by you, to the fullest extent permitted by law, we will only refund the unrestricted (i.e. withdrawable) cash balance of your account to you, but not any Bonus Money in your Bonus Bank (as defined in Section 9.3) then-remaining unconverted to cash.

5.7. There are no fees or charges imposed for creating an account or placing a wager.

6. ACCOUNT CREDENTIALS

6.1. When opening an account with us, you must choose your own unique screen name, and password. You assume responsibility for ensuring that neither your screen name nor your password constitute your real name (or any part thereof) or disclose any personal information about you. We reserve the right to change your screen name at any time and for any reason in our sole discretion, and we will notify you of any change made via email.

6.2. Your email address or screen name will be your username for the Services. You will use your username and password each time you login to the Services. Please select a strong, unique password, which is less likely to be guessed or discovered by others. You are solely responsible for ensuring that your username and password are kept secure and confidential at all times, and that you protect their secrecy and confidentiality. You are responsible for all usage and activity on your account, including but not limited to all financial transactions such as deposits and wagers made using these login details and/or your account, and all postings and comments through the Services, including by any person who uses your registration information, with or without authorization, or who has access to any computer or device on which your account resides or is accessible. Any unauthorized use of your login details shall be your sole responsibility and will be deemed as your activity. If you lose or forget your username and/or password, or if you are concerned that a third party is aware of them, please contact us immediately. If you have reason to believe that your account is no longer secure (for example, in the event of a loss, theft or unauthorized disclosure or use of your username and/or password), you must promptly change the affected registration information by using the update mechanism available through the Services. To the fullest extent permitted by law, we will not be liable to you for any loss that you may incur as a result of an unauthorized person accessing your account, and we accept no liability resulting from its unauthorized use, whether fraudulent or otherwise.

6.3. You can elect, at your option, for “strong authentication” of your account during the account registration process. With strong authentication, each time you wish to log in to your account, you will receive an email message from us containing a temporary PIN number. You must then enter that PIN during account login in order to access your account.

6.4. In the event that you forget your password, or that your password becomes, or you suspect that it may become, known to any unauthorized person, you will immediately notify us of such event. You may reset your password at any time by clicking on any “lost password” link available through the Services, after which, we will send a password reset link to your email address on file. By clicking on that password reset link, and by correctly answering two security questions we have on file for you, you will be able to select a new password. We will confirm each successful password reset via email to your email address on file.

6.5 After three consecutive incorrect account login attempts, your account will be locked until you either reset your password or contact Player Support for further assistance. However, you may bypass the lockdown period by resetting your password as specified in Section 6.4

6.6 Voluntary Account Closure- To close an online gaming account, the registered account holder must contact the Player Support team via email, Live Chat, or phone. The Player Support Agent will then verify the reason the player wishes to close their account as well as their security answers. It can take approximately 48 hours for the account to close. A confirmation email will automatically be sent to the player. If a registered account holder requests their previously closed account to be re-opened, the player should contact the Player Support team via email, Live Chat, or phone. The Player Support Agent will then verify their security answers and view the initial reason for closure. The Player Support team will request the account holder to upload a photo of their valid government issued photo ID in chat. Once completed, a Player Support Agent will inform the player that the open request is pending management review, which will be completed within 48 hours. A confirmation email will automatically be sent to the player once the account is re-opened.

7. DEPOSITS AND WITHDRAWALS

7.1. In order to wager on games or sports events through the Services, you must open an account and have adequate funds deposited and cleared. The minimum account deposit is displayed in the Deposits page. Only wagers placed from your account will be valid, and any winnings resulting from such wagers will be credited to your account. You can make all deposits and withdrawals by accessing the Deposits page of your account through the Services.

7.2. To deposit funds into your account, you can only use a payment method available through the site Cashier which have been approved by the LGCB, which must be held in your name and registered to the address that you provided at registration. All deposits that you make with us shall be kept separate and distinct from our funds, and shall be managed and administered by us or third-party payment processors we have engaged. Funds held in your account do not accrue interest.

8. WAGERING; GAME RULES

8.1. Wagers may only be placed through your account. We do not accept wagers in any other form or by any other means. We reserve the right to refuse any wager, in whole or in part, in our sole discretion. We also reserve the right in our sole discretion to set maximum and minimum wager amounts and to update or change these amounts at any time.

8.2. We reserve the right to refuse or limit any wager(s) attempted to be placed by a player at our sole discretion and for any reason. In circumstances where a wager is deemed to be or is declared void by us, any sum deducted from your account in relation to that specific wager shall be re-credited to your account. Should we decide to waive any rule for the benefit of any player, it shall only be for that one instance and shall not set a precedent for the future.

8.3. Wagers will only be validated and accepted by us if they are accepted by our server located in the License Account Holder data center located in the State of New York in accordance with the LGCB, and made in accordance with both these Terms and the rules applicable to each individual game. Until our server actually accepts a valid wager made by you, all communications from you, and all information displayed through the Services, will be non-binding.

8.4. You agree not to interfere, interrupt, attempt to interrupt, or attempt to manipulate the operations of the Services or the normal play of any of the games in any manner whatsoever. In particular, you agree not to use or attempt to use any artificial intelligence or player assistance software, and instead, will always play personally via the interfaces provided only by us.

8.5. Upon your request, we will make available to you a copy of your account statement, detailing your account activity (including game play history). You may request account statement by contacting customer service via Live Chat, Email, or by Phone. You hereby consent to the monitoring and recording by us, our third-party service providers, and or the LGCB of all wagering communications you make through the Services.

9. PROMOTIONS

9.1. From time-to-time we will offer Promotions, including but not limited to Bonus Money opportunities, free bets, sweepstakes, contests, raffles, surveys, and other promotions (each a “Promotion”) through the Services. All Promotions will be governed by specific rules that are in addition to these Terms, and all such additional rules are hereby incorporated into these Terms. Always read the terms that apply to a Promotion prior to participating. By participating in any Promotion, you will become subject to those rules in addition to these Terms. At any time and without notice, we reserve the right to terminate, or change the terms of, any Promotion, and to the fullest extent permitted by law, we shall not incur any liability for such a change or termination.

9.2. We offer “Bonus Money” through many Promotions, meaning restricted, non-withdrawable account funds. All Bonus Money must be wagered only on the Sports Book.

Bonus Money has no cash value, and cannot be transferred, exchanged, or withdrawn. All Bonus Money will have a “play-through requirement”, meaning that the player must meet minimum wagering requirements using the Bonus Money to convert it into unrestricted, withdrawable account funds (i.e. “cash”).

In order to count towards play-through requirements, Bonus Money wagers in the Sports Book must be on games or events with odds longer than -200 (equivalent to decimal odds higher than 1.50). For example: wagers on a game or event with odds of -300 will not be counted towards play-though requirements, but wagers on a game or event with odds -190 will be counted. Any + odds will be counted towards play-through requirements; for example +100 or +350 odds. The play-through requirements for certain Bonus Money may also require minimum contribution percentages from wagers on certain games or game types (for example: 20% of the play-through requirement must be met through wagers). The play-through and other requirements and restrictions for Bonus Money will always be specified in the rules for each Bonus Money Promotion, but at a minimum, we will always require all Bonus Money to be wagered once before converting to cash. We reserve the right to change the play-through and other requirements and restrictions for Bonus Money at any time, whether or not the Bonus Money is already banked or activated in your Bonus Bank.

9.3. When we offer you Bonus Money, you can “activate” it to begin fulfilling its cash conveTBon requirements, or you can “bank” it in your account (your “Bonus Bank”) in order to activate it at a later date. Bonus Money banked in your Bonus Bank can be activated at any time prior to its expiration (see Section 9.4), regardless of the order in which you originally banked it. Please note, however, that you must always activate all Bonus Money from a particular Bonus Money Promotion at once, and that you may activate the Bonus Money from only one Bonus Money Promotion at a time. You may not activate Bonus Money from an additional Bonus Money Promotion until you have met the play-through and other requirements for your already-activated Bonus Money (or the activated Bonus Money has expired).

9.4. As a general rule, Bonus Money will expire 30 days after issuance, whether or not you have already activated it to begin fulfilling its cash conveTBon requirements. Notwithstanding the foregoing, at any time and for any reason, we reserve the right to amend or cancel any Bonus Money Promotion and/or cancel any Bonus Money prior to its conveTBon to cash.

9.5. Unless otherwise specified in its rules, each Bonus Money Promotion is limited to one per account.

9.6. In addition to the Bonus Money Promotions we offer generally to our player population, we may also choose, in our sole discretion, to provide additional Bonus Money Promotions, other Promotions, or comps to a particular player at any time and for any reason. When we offer such Promotions or comps to a player, we are under no obligation to issue the same or similar Promotions or comps to any other player.

9.7. At any time, we reserve the right restrict or limit access to or deem you ineligible for any or all Promotion(s), regardless of whether you are able to view and/or access the Promotion(s).

10. WITHDRAWALS

10.1. You may make a withdrawal only from your own account. In order for you to make a withdrawal from your account, it must have a withdrawable cash balance (not solely Bonus Money).

10.2. When you wish to make a withdrawal from your account, we will make payment as soon as reasonably possible, subject to our standard internal processing time (which we estimate to be 3 business days). However, if at the time of a withdrawal request, you have any deposits which are pending receipt of confirmation of funds (e.g., deposits by check, ACH, wire transfer or other deposit methods), we reserve the right, in our sole discretion, to delay any withdrawal payment until such deposited funds have been confirmed. Additionally, you may experience additional delays due to any security or identity verification review we undertake, or whenever any other provision of these Terms allows or requires us to hold a payment. Prior to making payment on any withdrawal request, we reserve the right to verify your identity and/or conduct a security check, including as set forth in Section 5 of these Terms. Should you fail to provide us with, or fail to verify the authenticity of, any information requested by us relating to your identity or any deposit or withdrawal method used by you, we reserve the right, in our sole discretion, to deny a withdrawal request. We are not responsible for any third-party financial clearing process that delays your withdrawal.

10.3. It is your responsibility to submit the correct details for withdrawal payments. We are not liable or responsible for reissuing any withdrawal payments made by us to an incorrect account as a result of incorrect account details provided by you or a third-party payment vendor on your behalf. An incorrectly issued payment will only be credited to your corrected account details once we receive confirmation that the incorrectly issued payment has been successfully retrieved.

10.4. During any Cool-Off Period, in accordance with the Regulations, you will be able to withdraw the cash balance of your account.

10.5. Upon notice of your participation on the Self-Exclusion List, your account’s cash balance, less any Bonus Money and any winnings resulting from wagers of then activated Bonus Money which has not yet converted to cash, will be mailed in the form of a written check to you at the address of record we have on file for your account.

10.6. All taxes and fees payable on winnings resulting from wagers in your account, prizes awarded to you from Promotions, and Bonus Money converted to cash in your account, and/or any other payments we may make to you, and all associated tax filings, are your sole responsibility. No such winnings, prizes, cash, or payments can be transferred, substituted, or redeemed for any other consideration, except with our prior written consent. We reserve the right to make tax filings or other reports related to your use of the Services or any winnings, prizes, cash, or payments paid to you. We reserve the right to withhold a required percentage of winnings based on Federal, State, and/or local regulations.

11. ACCOUNT SUSPENSION AND TERMINATION

11.1. We and you reserve the right to suspend or terminate your account at any time and for any reason. Additionally, if we determine, in our sole discretion, that you are in breach of any of the Terms, or otherwise believe that your use of the Services is fraudulent, illegal or improper, including but not limited to through financial fraud or wrongdoing (e.g., improper chargebacks, transactions with no clear legal purpose, etc.), multiple accounts, use of ‘bots’ or ‘robots,’ abusive behavior to other players or our employees, identity fraud, or any other improper use of an account, we have the right to take any or all of the following actions. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ACKNOWLEDGE AND AGREE THAT WE AND OUR THIRD-PARTY SERVICE PROVIDERS WILL HAVE NO LIABILITY TO YOU OF ANY KIND FOR TAKING ANY OF THE FOLLOWING ACTIONS:

11.1.1. Issuance of a warning to you 11.1.2. Immediate, temporary or permanent termination of your right to use the Services; 11.1.3. Immediate, temporary or permanent removal of any of your User Content (as defined in Section 12.1) from the Services; 11.1.4. Forfeiture of any deposits, Bonus Money, and/or winnings resulting from wagers in your account in the event of fraudulent activity, as directed by the LGCB pursuant to the applicable Act and Regulations; 11.1.5. Disclosure of such information regarding your breach of the Terms to law enforcement authorities or third-party complainants, including our third-party providers, as we reasonably feel is necessary or required; and/or 11.1.6. Disclosure of your identity to any third party who is claiming that any of your User Content constitutes a violation of their intellectual property rights, right to privacy, or other legal rights.

11.2. At all times, we retain the right to offset, recoup, and/or recover monies from your account to satisfy payment for transaction(s) returned by your bank unpaid (other than for reasons of third-party fraud). You expressly authorize us to take these acts and you acknowledge and agree to forfeit any deposits, Bonus Money, and/or winnings resulting from wagers held in your account to accomplish this purpose. You agree and instruct that we may obtain and use consumer reports about you on an ongoing basis to review and enforce your continuing compliance with these Terms of Conditions. You further authorize us to obtain reporting and other documentation from third parties, as necessary for us to meet legal obligations relating to your account and as necessary to prevent fraud.

11.3. A dormant account is an account where no player activity has occurred within the previous 3 year period. Should an account remain dormant for a period of 3 years, the funds in such account may become subject to forfeiture and remitted to the Department of Revenue in accordance with of the state of New York’s unclaimed property requirements.

11.4. We retain at all times absolute control over the issuing, maintenance, suspension and/or termination of all accounts, including dormant accounts. To the fullest extent permitted by law, our decision in any matter relating to any player‘s account and use of the Services is final.

11.5. Upon suspension or termination of an account, we will retain all records and information associated with such account for at least as long as necessary to comply with all requirements of the Act and Regulations.

11.6. You should be aware that if you breach any of the Terms, you may also be committing a legal offense, and you may be subject to legal action, including prosecution. We reserve the right to cooperate with law enforcement and other regulatory authorities, including the LGCB, in investigating claims of suspicious or presumed illegal activity on the Services.

12. USER CONTENT

12.1. Where applicable through the public-facing features of the Services (e.g., on a message board, profile page, through refer-a-friend/share win features, via chat functionality, via email or other correspondence to us, by creation of a screen name, etc.), you may be able to post your own content or information (“User Content”). You understand that all User Content, whether publicly posted on a forum, posted as part of your public profile or elsewhere, or transmitted to us for posting, is your sole responsibility. If you have any User Content that you would like to keep confidential and/or do not want others to use (including but not limited to, photos, personal information, etc.), do not use such information as part of your screen name or profile page, post it or submit it for posting to public-facing portions of the Services. To the fullest extent permitted by law, Company will not be liable for any User Content, including, but not limited to, any errors or omissions in any User Content, or for any loss or damage of any kind incurred as a result of the use of any User Content posted, emailed or otherwise transmitted via the Services.

12.2. By posting any User Content through the Services, you hereby grant the Company a royalty-free, fully paid up, perpetual, irrevocable, non-exclusive and fully sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, combine with other works, create derivative works from, distribute, perform, edit and display such User Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed. You specifically waive any “moral rights” in and to the User Content. You represent and warrant that you own the User Content posted by you on or through the Services or otherwise have the right to grant the license set forth herein, and the posting of your User Content on or through the Services does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any User Content you posted to or through the Services.

12.3. You acknowledge and agree that the Company may without further notice to you, preserve User Content and may also, disclose User Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to comply with legal process; enforce this Agreement; respond to claims that any User Content violates the rights of third-parties; or protect the rights, property, or personal safety of the Company, its users, or the public.

12.4. You additionally authorize us to promote the activities you engage in through the Services through various marketing activities, including without limitation: 12.4.1. news articles posted online and visible to other users of the Services; 12.4.2. leaderboards published on the Services; 12.4.3. email or text communications to us or other users of the Services; 12.4.4. press releases; and 12.4.5. other advertising across all media.

At all times we will use commercially reasonable efforts to ensure that your identity (other than your screen name) is kept confidential in such activities, unless we otherwise receive your permission.

13. CODE OF CONDUCT

13.1. You represent, warrant, and covenant that you will not: a. upload, post, email, text, or otherwise transmit any User Content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, pornographic, libelous, invasive of another’s privacy, hateful, or racially or ethnically objectionable; b. impersonate any person or entity, including, but not limited to a representative of the Company, or falsely state or otherwise misrepresent your affiliation with a person or entity; c. forge headers or otherwise manipulate identifiers in order to disguise the origin of any User Content transmitted through the Services; d. upload, post, email, text or otherwise transmit any User Content that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and Confidential Information learned or disclosed as part of employment relationships or under nondisclosure agreements); e. upload, post, email, text or otherwise transmit any User Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party; f. upload, post, email, text, or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation, including without limitation, any information with respect to any online casino other than the Services; g. upload, post, email, text or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, emulate, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; h. disrupt the normal flow of dialogue, cause a screen to “scroll” faster than other users of the Services are able to type, or otherwise act in a manner that negatively affects other users’ ability to engage in real time exchanges; i. interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Services; j. “stalk” or otherwise harass another user; k. solicit, collect, or store personal information or data about other Service users, or disclose another user’s personal information or data to any third party; l. “bot,” “hack,” “crack,” or otherwise attempt to circumvent any access control, copyright protection, license-enforcement mechanisms, associated with or related to the Services; m. access the Services by any means except through the interface provided by the Company for access to the Services; n. access another user’s account or allow anyone to access your account; o. create or maintain any link from another website or application to any page or functionality on the Services; p. run or display the Services or any information or material displayed on the Services in frames or through similar means on another website or application; q. use artificial intelligence including, without limitation, “bots” or “robots” in connection with the Service, including for the play of games. All actions taken in relation to the Service must be executed personally by you through the user interface we make accessible to you; and/or r. cheat, collude, or engage in other fraudulent, illegal, or restricted activity in your play of games through the Services.

13.2. The Company assumes no responsibility for monitoring the Services for inappropriate submissions or conduct, but reserves the right to do so. If at any time the Company chooses, in its sole discretion, to monitor the Services, the Company nonetheless assumes no responsibility for the User Content, has no obligation to modify or remove any inappropriate User Content, and has no responsibility for the conduct of the users submitting any such User Content.

Notwithstanding the foregoing, the Company and its designees shall have the right to remove any User Content at any time, without notice and for any reason, including but not limited to, User Content that violates this Agreement or is otherwise objectionable, as determined in the Company’s sole discretion.

13.3. If you suspect any player is cheating, colluding, or engaging in any other fraudulent activity in playing games through the Services, it should be reported to us immediately by email to Player support team email identifying the player or players’ screen names involved and including a brief description of their suspicious activities.

14. INTELLECTUAL PROPERTY

14.1. All the trademarks, service marks, trade names, copyrights, graphics, audio, songs, logos and other intellectual property used on or appearing through the Services belongs to us or our licensors. You acknowledge that by using the Services, including through the downloading of any software, you obtain no rights (and shall not claim any rights) in any content of the Services, any downloaded software, or any part thereof, other than the license to use the same as provided for in these Terms. Under no circumstances may you use any content of the Services without our prior written consent. You further agree to not use the Services in any unlawful manner, for any unlawful purpose, or in any way that is inconsistent with this Section or these Terms.

14.2. We grant you a personal, non-exclusive, non-transferable and non-assignable limited license to use the Services, including any software that you download (such as our mobile application) rather than access through a web browser, for their intended purposes, conditioned upon your continuing strict compliance with all of these Terms. Except for the license expressly granted hereunder, no rights, licenses, or permissions are granted or may arise in relation to the Services, whether expressly, by implication, estoppel, or otherwise. All rights, including all intellectual property rights, that are not expressly granted under this license are hereby reserved by us.

14.3. You represent, warrant, and covenant that you will not: (1) reverse engineer, disassemble, decompile, circumvent, translate, modify, obscure, or develop derivative works based on the Services or any of its subprograms, components, or modules; (2) merge any part of the Services into another program; (3) make any attempt to discover the source code of the Services; (4) place the Services onto a server so that it is accessible via a public network such as the Internet; (5) sublicense, rent, lease, or lend any portion of the Services or its associated documentation to any third party; and/or (6) remove or fail to reproduce any and all Company copyright or other notices that are included in the Services in the same form as they appear therein.

14.4. This license remains effective until termination of your account or upon notice by us for any reason. Upon termination of this license, you must cease all use of the Services and delete all copies of the associated software in your possession.

15. COPYRIGHT POLICY

15.1. We respect the intellectual property rights of others and require that Service users do the same. If you believe that your proprietary work has been copied in a way that constitutes copyright infringement, please forward the following information to the Company’s Copyright Agent, designated as such pursuant to the Digital Millennium Copyright Act, 17 U.S.C. § 512(c)(2), named below: 15.1.1. A physical signature of the person authorized to act on behalf of the owner of the copyright; 15.1.2. A description of the copyrighted work that you claim has been infringed; 15.1.3. A description of where the material that you claim is infringing is located on the Services; 15.1.4. Your address, telephone number and email address; 15.1.5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and 15.1.6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

16. COMMUNICATIONS OPT-IN

16.1. You expressly agree that as part of the Services you may receive communications by text message, push notification, and/or email, including promotional communications from time to time. You may opt-in to these communications during registration or at any time through your My Account page. You may stop receiving promotional alerts via email by clicking the unsubscribe link contained in such emails or by emailing your request to opt out, you may not opt out of transactional emails. You may stop receiving push notifications by disabling push notifications on your mobile device. You may stop receiving promotional alerts via text message by clicking the unsubscribe link contained in such text messages. You may also opt out of any of the above-specified communications through your My Account page.

16.2. Company is not responsible for any surcharges you incur from your cell phone or internet service provider as a result of the use of the Services.

17. PATRON PROTECTION

These Patron Protection Terms are part of our Terms of Service. Capitalized terms used in these Patron Protection Terms and not defined herein have the meanings given to them in the Terms of Service. You can obtain a copy of these Patron Protection Terms and our Terms of Service at any time by sending a request to our Player support team email.

18. DISCLAIMER; LIABILITY LIMITATIONS YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

18.1. TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS ACTILABLE” BASIS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THIS AGREEMENT AND TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATED ENTITIES, AND THEIR RESPECTIVE OWNERS, OFFICERS, DIRECTORS, MEMBERS, MANAGERS, EMPLOYEES, AND OTHER REPRESENTATIVES, AND THE COMPANY’S VENDORS AND BUSINESS PARTNERS (COLLECTIVELY, “THE COMPANY AND ITS AFFILIATED PARTIES”) EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE SERVICES, WHETHER EXPRESS OR IMPLIED.

18.2. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATED PARTIES SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING OUT OF, IN CONNECTION WITH OR RELATING TO THE USE OF OR INABILITY TO USE THE SERVICES, INCLUDING ANY LIABILITY (I) AS A PUBLISHER OF INFORMATION; (II) FOR ANY MARKETING OF THE SERVICES; (III) FOR ANY DEFECTIVE FEATURE, FUNCTION, OR COMPONENT OF THE SERVICES; (IV) FOR ANY INCORRECT OR INACCURATE INFORMATION, (V) FOR ANY UNAUTHORIZED ACCESS TO OR DISCLOSURE OF YOUR TRANSMISSIONS OR DATA, (VI) FOR STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR (VII) FOR ANY OTHER MATTER RELATING TO THE SERVICES. TO THE FULLEST EXTENT PERMITTED BY LAW, THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF GOOD WILL, LOSS OF USE, LOSS OF DATA, COST OF PROCURING SUBSTITUTE GOODS, SERVICES OR INFORMATION, LITIGATION OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF AN INDIVIDUAL ADVISES US OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATIONS OF LIABILITY SET FORTH HEREIN ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN THE COMPANY AND YOU. THE SERVICES WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NOTWITHSTANDING THE FOREGOING, TO THE FULLEST EXTENT PERMITTED BY LAW, THE SOLE AND ENTIRE MAXIMUM LIABILITY OF THE COMPANY AND ITS AFFILIATED PARTIES FOR ANY REASON, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE OF ACTION OR CLAIM WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT OF ANY DEPOSITS AND WINNINGS RESULTING FROM WAGERS ON YOUR ACCOUNT (TO THE EXTENT YOU OTHERWISE REMAIN ENTITLED TO SUCH DEPOSITS AND WINNINGS UNDER THESE TERMS) REMAINING IN YOUR ACCOUNT AT THE TIME OF YOUR CAUSE OF ACTION OR CLAIM. YOU ACKNOWLEDGE AND AGREE THAT IF YOU DO NOT HAVE ANY SUCH DEPOSITS OR WINNINGS IN YOUR ACCOUNT AT THE TIME OF SUCH CAUSE OF ACTION OR CLAIM, TO THE FULLEST EXTENT PERMITTED BY LAW, YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH THE COMPANY IS TO STOP USING THE SERVICES AND CANCEL YOUR ACCOUNT.

18.3. MALFUNCTIONS VOID ALL PAYS AND PLAYS. IN THE EVENT OF ANY ERRORS, MALFUNCTIONS, VIRUSES OR BUGS, COMMUNICATIONS FAILURE, OR SYSTEMS FAILURE RELATING TO THE SERVICES, AND RESULTING IN LOSS, CORRUPTION, OR MISCALUCATION OF DATA OR WINNINGS OR BONUS MONEY AMOUNTS, TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATED PARTIES SHALL NOT IN ANY WAY BE LIABLE TO YOU, AND THE COMPANY SHALL VOID ALL GAMES IN QUESTION AND PAYMENTS IN RELATION THERETO, AND MAY TAKE ANY OTHER ACTION DEEMED NECESSARY BY COMPANY IN ITS SOLE DISCRETION TO CORRECT SUCH ERRORS. THE COMPANY IS NOT REQUIRED TO PROVIDE ANY BACK-UP NETWORK AND/OR SYSTEMS OR SIMILAR SERVICES. IF ANY SUCH ERROR OR MISCALCULATION RESULTS IN OVERPAYMENT TO YOU OF WINNINGS RESULTING FROM WAGERS ON YOUR ACCOUNT, YOU SHALL NOT BE ENTITLED TO RECEIVE OR RETAIN SUCH WINNINGS, SHALL IMMEDIATELY INFORM US OF THE ERROR, AND SHALL REPAY ANY SUCH WINNINGS TO US (OR THE COMPANY MAY, IN ITS SOLE DISCRETION, DEDUCT AN AMOUNT EQUAL TO SUCH WINNINGS FROM YOUR ACCOUNT, SET OFF SUCH AMOUNT AGAINST ANY OTHER WINNINGS OWED TO YOU, OR TAKE ANY OTHER ACTION NECESSARY TO COLLECT SUCH WINNINGS AS PERMITTED BY THE ACT, REGULATIONS, AND OTHER APPLICABLE LAWS).

18.4. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATED PARTIES SHALL NOT BE LIABLE FOR ANY ACTS OR OMISSIONS MADE BY YOUR INTERNET SERVICE PROVIDER, TELECOMMUNICATIONS PROVIDER, OR OTHER THIRD-PARTY YOU HAVE ENGAGED TO GAIN ACCESS TO THE SERVICES.

19. INDEMNITY

19.1. To the fullest extent permitted by law, you shall fully indemnify, defend and hold the Company and its Affiliated Parties harmless from and against all claims, demands, liabilities, damages, losses, costs, and expenses that may arise as a result of:

- any breach of this Agreement by you;

- any violation by you of any law or the rights of any third party;

- any use of the Services by you or by any other person accessing the Services using your account or any of your personal information, whether or not with your permission; or

- your obligations with respect to overpayment of winnings as specified in Section 6.3.

20. PLAYER SUPPORT SERVICES; DISPUTE ESCALATION PATH

20.1. You may contact us at any time using the details set out below should you have questions or need assistance. To provide a better service and for your protection, telephone conversations, chats, and emails may be recorded and/or monitored by designated staff.

20.2. Any complaints should also be directed to our Player Support services team. If you have any complaint or issue relating to the Service, you should in the first instance contact our Player Support services team as set out below. If you are not satisfied with the way that your complaint was handled by our Player Support services team, our management may intervene to resolve any outstanding grievance. You agree to follow and exhaust any grievance/ dispute resolution policy we may put in place from time-to-time. After all reasonable steps have been taken by you and us to resolve your complaint, you may file a complaint with the LGCB by utilizing the contact information found here .

20.3. We reserve the right to provide a copy of your complaint and relevant documentation to the LGCB.

20.4. Our Player Support services team can be contacted by any of the following methods: EMAIL: vip@betjoeys.com

We respond to all emails individually and usually reply within 2 hours during normal business hours. Please use the following email addresses to contact us:

vip@betjoeys.com

TELEPHONE: 1-1-225-414-8566

MAIL TO: vip@betjoeys.com

ATTN: PLAYER SUPPORT JoeySoftware LLC 11 Park Avenue #1400, New York City, NY 10016

21. APPLICABLE LAW; JURISDICTION; VENUE

This Agreement shall be governed by, and construed and enforced in accordance with, the laws of the State of New York, as it is applied to agreements entered into and to be performed entirely within such state, without regard to conflict of law principles. I consent to the jurisdiction of the State of New York to resolve any disputes arising out of interactive gaming. The “Disclaimer; Limitation of Liability” provisions of this Agreement are for the benefit of the Company and its Affiliated Parties, as defined therein, and each of these entities shall have the right to assert and enforce these provisions directly against you on its own behalf.

22. ARBITRATION CLAUSE AND CLASS ACTION WAIVER – IMPORTANT – PLEASE REVIEW AS THIS AFFECTS YOUR LEGAL RIGHTS.

22.1. Arbitration Notice . You and Company agree that if there is any dispute or claim arising from or related to the Services, this Agreement & Conditions, and/or the Privacy Policy it will be resolved by confidential binding arbitration in San Antonio, Texas, rather than in court, after first giving Notice of the Dispute (“Notice”) to the other party and the opportunity to discuss resolution within thirty (30) days of such Notice. The Notice to the Company should be sent to: vip@betjoeys.com . This Notice must include a description of the nature and basis of the claims the party is asserting, and the relief sought.

If you and Company are unable to resolve the claims described in the Notice within thirty (30) days after the Notice is sent, you or the Company may initiate arbitration proceedings. There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages) and must follow the provisions of this Agreement as a court would. YOU ACKNOWLEDGE THAT YOU ARE VOLUNTARILY AND KNOWINGLY FORFEITING YOUR RIGHT TO A TRIAL BY JURY AND TO OTHERWISE PROCEED IN A LAWSUIT IN STATE OR FEDERAL COURT.

The Federal Arbitration Act and federal arbitration law apply and the American Arbitration Association (AAA) will administer the arbitration under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes. Payment of all filing, administration and arbitrator fees will be governed by the AAA’s rules.

The arbitration shall be held in San Antonio, Texas. If the value of the relief sought is $10,000 or less, you or Company may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and Company subject to the arbitrator’s discretion to require an in-person hearing, if the circumstances warrant. Attendance at an in-person hearing may be made by telephone by you and Company, unless the arbitrator requires otherwise.

The arbitrator will decide the substance of all claims in accordance with the laws of the State of New York, including recognized principles of equity, and will honor all claims of privilege recognized by applicable law. The arbitrator’s award shall be confidential, final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

Notwithstanding any provision in this Agreement to the contrary, you and Company agree that if Company makes any change to this Section (other than a change to any notice address or website or application link provided herein) in the future, that change shall not apply to any claim that was filed in a proceeding against Company prior to the effective date of the change. Moreover, if Company seeks to terminate this Section, any such termination shall not be effective until thirty (30) days after the veTBon of the Terms of Service containing this Section is removed from the websites or application, and shall not be effective as to any claim that was filed in a proceeding against Company prior to the effective date of termination.

CLASS ACTION WAIVER: YOU AND THE COMPANY AGREE THAT DISPUTES BETWEEN YOU AND COMPANY WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. If for any reason a claim proceeds in court rather than in arbitration, Company and user each waive any right to a jury trial. Company and user also both agree that you or Company may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

22.2. Claims and Disputes Must be Filed Within One Year. To the extent permitted by law, and without limiting the effect of any disclaimer contained herein, any cause of action or claim you may have with respect to your use of the Services, including, without limitation, any website or mobile application or other Services-related product, service, or other content must be commenced within one (1) year after the claim or cause of action arises. This section applies to you and your heirs, successors and assigns.

23. MISCELLANEOUS

23.1. If any provision of this Agreement shall be deemed unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, the validity and enforceability of any remaining provisions shall not be affected. When used in this Agreement, the term “including” shall be deemed to be followed by the words “without limitation.”

23.2. This Agreement, including the Privacy Policy, Player Protection policy, game rules, and Promotion rules incorporated herein, constitute the entire and only Agreement between the Company and each user of the Services with respect to the subject matter of this Agreement, and supersedes any and all prior or contemporaneous Agreements, representations, warranties, and understandings, written or oral, with respect to the subject matter of this Agreement.

23.3. The failure of the Company to insist upon strict adherence to any term of this Agreement shall not constitute a waiver of such term or limit Company’s right thereafter to insist upon strict adherence to that term or any other term of this Agreement.

PLEASE PRINT OFF AND RETAIN A HARD COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Privacy Policy

JoeySoftware LLC and the Bet Joeys group companies (hereinafter collectively referred to as “TB,” “us,” “we,” “our,” or “Company”) has created this Privacy Policy to apply to all users and clients of this website ( www.betjoeys.com ) and all digital assets, including if applicable, our mobile site, contained, or offered therein or concurrently (collectively, our “Services”). This Privacy Policy describes, among other things, the types of information we collect from users when you use our Services, how we use it, and how you can access your information. This Privacy Policy does not apply to information collected or obtained by any third party, including through any application or content that may link to or be accessible from or on the Services. This Privacy Policy is integrated into and constitutes a part of our Terms of Service (“Terms of Service”).

By using the Services and providing us with your personal Information (defined below), you agree to the practices described in this Privacy Policy and Terms of Service referenced below and to the updates to these policies posted here from time to time. We encourage you to review the Privacy Policy whenever you access our Services to stay informed about our information practices. Any disputes related to this Privacy Policy, including any breaches in security or privacy, will be subject to the limitations on liability and dispute resolution provisions contained in our Terms of Service .

When you have elected to establish an account with another service offered by TB or one of its affiliated entities, including without limitation additional wagering sites and applications, you agree that we may use any Information you provide in connection with registration and use of the Services to establish accounts for such other services.

The Services are only directed and accessible to individuals located within the State of New York. There are Federal prohibitions and restrictions regarding interactive gaming, specifically, any limitations upon interactive gaming set forth in 18 U.S.C.A. §§ 1084 et seq. (The Wire Act) and the Unlawful Internet Gambling Enforcement Act of 2006 (31 U.S.C.A. §§ 5361-5367). It is a federal offense and a violation for persons physically located outside of the State of New York to engage in interactive wagering through License Account Holder or TB. We, our third-party service providers, and/or the Gaming Control Board (“LGCB”) will utilize tracking technologies to verify and record your physical location when you are participating or attempting to participate in wagering games through the Services (“Geolocation Technologies”). These Geolocation Technologies will report to us the physical location of the device you are using to access the wagering games through our Services. By registering for an account through the Service and/or by using the Services, you consent to the above-described uses of Geolocation Technologies, and to the storage of records confirming your location within the State of New York for no less than the specified period of time as required by the LGCB. If the Geolocation Technologies identify that you are physically located outside of the state, your access to the Services will be restricted and you will not be able to participate in wagering games through the Services until such time as you are physically located within the state.

I. INFORMATION WE COLLECT ABOUT YOU

We may collect the following types of information about you, which are described in more detail below: (A) information you provide to us, (B) information we may automatically collect, and (C) information we may receive from third parties. All of the information listed in (A)-(C) above, are detailed below, and hereinafter referred to as “Information.”

To provide the Services, TB is required to obtain certain Information for account registration, identity verification, location tracking, communications monitoring, and to otherwise comply with applicable law. This Information includes, at a minimum, your name, address, date of birth, driver’s license (or other government-issued ID) information, social security number, location information (using Geolocation Technologies), and in some cases, financial account/deposit and withdrawal method details.

A. INFORMATION YOU PROVIDE TO US

In using our Services, you may provide us with Information, including, without limitation:

- Your name, home address, date of birth, phone number, email address or username and password, or social media user names;

- Your driver’s license (or other government-issued ID) information, social security number, proof of address such as a utility bill or bank statement;

- Your financial and billing information, such as billing name and address, credit card number or bank account information, transactional information (what you deposited, price, date, and time); and

- Any Information you voluntarily provide and any inferences we may draw from the Information you provide.

B. INFORMATION WE AUTOMATICALLY COLLECT ABOUT YOU

Our Services may automatically collect certain Information about you. This Information may be used by TB for the operation of the Services, to maintain quality of the Services, and to provide general statistics regarding use of the Services. This Information may include:

- IP address, which is the number associated with the service through which you access the Internet, like your ISP (Internet service provider);

- Location from which you visit or use our Services;

- Date and time of your visit or use of our Services;

- Domain server from which you are using our Services;

- Type of computer, web browsers, search engine used, operating system, or platform you use;

- Data identifying the web pages you visited prior to and after visiting our website or use of our Services;

- Your movement and activity within the Services, which is aggregated with other information; and

- Mobile device information, including the type of device you use, operating system veTBon, and the device identifier (or “UDID”).

C. INFORMATION WE COLLECT FROM THIRD PARTIES

We may receive information about you from other sources and combine or link that information with information we have about you. For example, we (directly or through our third-party service providers) may perform background checks on you to verify your identity, history, or any other Information you have provided to us. These background checks may vary on a case-to-case basis but could include credit checks and/or general background investigations. You hereby expressly consent to such background checks and acknowledge that we are not obligated to advise you when we perform a background check or the nature of any particular investigation.

II. LOCATION INFORMATION

We, our third-party service providers, and/or the LGCB will utilize Geolocation Technologies to verify and record your physical location to participate in wagering games through the Services. These Geolocation Technologies will report to us the physical location of the device you are using to access the wagering games through our Services. By registering for an account through the Services and/or by using the Services, you consent to these uses of Geolocation Technologies. TB must maintain all information necessary to recreate player game play and account activity during each player session, including any identity or location verifications, for no less than the specified period of time as required by the LGCB. For more information, please see Your Choices section below.

III. COOKIES & OTHER TRACKING TECHNOLOGIES USED TO COLLECT INFORMATION ABOUT YOU

We may use various technologies to collect the above Information via our Services, and through the use of third parties using certain technologies such as cookies, web beacons, pixels, tags, JavaScript or other technologies.

- Cookies (or browser cookies) . A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of our Services. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our website.

- Flash Cookies . We may use local shared objects, also known as Flash cookies, to store your preferences such as volume control or display content based upon what you view on our site to personalize your visit. Third parties, with whom we partner to provide certain features or to display advertising based upon your browsing activity, use Flash cookies to collect and store Information. Flash cookies are different from browser cookies because of the amount of, type of, and how data is stored. Cookie management tools provided by your browser will not remove Flash cookies.

- Web Beacons . Website pages may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages and for other related statistics (for example, recording the popularity of certain content and verifying system and server integrity). We may also use these technical methods to analyze the traffic patterns, such as the frequency with which our users visit various parts of the Services. These technical methods may involve the transmission of Information either directly to us or to a third party authorized by us to collect Information on our behalf. Our Services may use retargeting pixels from Google, Facebook, and other ad networks. We may also use web beacons in HTML emails that we send to determine whether the recipients have opened those emails and/or clicked on links in those emails.

- Analytics . Analytics are tools we may use, such as Google Analytics, to help provide us with information about traffic to our website and use of our Services, which Google may share with other services and websites who use the collected data to contextualize and personalize the ads of its own advertising network. You can view Google’s Privacy Practices here: Privacy Policy – Privacy & Terms – Google .

- Mobile Application Technologies . If you access our website and Services through a mobile device, we may automatically collect Information about your device, your phone number, and your physical location.

- Do Not Track . Do Not Track (“DNT”) is a privacy preference that users can set in certain web browsers. We are committed to providing you with meaningful choices about the Information collected on our Services for online advertising and analytics purposes, and that is why we provide the variety of opt-out mechanisms listed herein. However, we do not currently recognize or respond to browser-initiated DNT signals.

IV. HOW WE USE YOUR INFORMATION

A. USE AND PURPOSE OF PROCESSING YOUR INFORMATION

We use and process your Information for things that may include, but are not limited to, the following:

- To set up, administer, or manage your account and records (including processing deposits and withdrawals);

- To perform identity and credit check verifications;

- To manage contests or promotions;

- To help you locate gaming services that are relevant to you;

- To process transactions and subscriptions you make through or in connection with the Services;

- To respond to your comments, inquiries and questions and provide customer service;

- To tailor promotions, contests, surveys, or other offerings for you and to reach new players;

- For general or targeted marketing and advertising purposes, including sending you promotional material or special offers on our behalf or on behalf of our marketing partners and/or their respective affiliates and subsidiaries and other third parties, provided that you have not already opted-out of receiving such communications;

- To manage, improve and foster relationships with third-party service providers, including vendors, suppliers, and parents, affiliates, subsidiaries, and business partners;

- To maintain, improve, customize, or administer the Services, perform business analyses, or other internal purposes to improve the quality of our business, the Services, resolve technical problems, or improve security or develop other products and services;

- To comply with our Terms of Service;

- Analytics for business purposes and business intelligence;

- To comply with any applicable laws and regulations and respond to lawful requests; and/or

- For any other purposes disclosed to you at the time we collect your Information and/or pursuant to your consent.

We may also use Information that has been de-identified and/or aggregated for purposes not otherwise listed above.

B. SHARING YOUR INFORMATION

We may share your Information as set forth in this Privacy Policy and in the following circumstances:

- Third-Party Service Providers. We may share your Information with third-party service providers that perform certain functions or services on our behalf (such as to host the Services, provide identity verification services, assist with fraud and cybersecurity, manage databases, perform analyses, process credit card payments, sponsor contests and promotions for us, provide customer service, or send communications for us). These third-party service providers are authorized to use your Information only as necessary to provide these services to us. In some instances, we may aggregate Information we collect so third parties do not have access to your identifiable Information to identify you individually.

- Disclosure of Information for Legal, Administrative and Regulatory Reasons. We may disclose your Information without notice: (i) when required by law or to comply with a court order, subpoena, search warrant, or other legal process; (ii) to cooperate with or undertake an internal or external investigation or audit; (iii) to comply with legal, regulatory, or administrative requirements of governmental authorities (including, without limitation, requests from the governmental authorities to view your Information) or the relevant gaming authorities (e.g., LGCB); (iv) to protect and defend the rights, property or safety of us, our subsidiaries and affiliates, and any of our or their officers, directors, employees, attorneys, agents, contractors and partners, and the Services users; (v) to enforce or apply our Terms of Service; and (vi) to verify the identity of the user of our Services.

- Business Transfers. Your Information may be shared, transferred, sold, or otherwise conveyed to a third party in connection with, or during the negotiation of, (i) a merger with or acquisition by another business entity; (ii) a financing; (iii) a sale of all or substantially all our assets; (iv) an adjudication of bankruptcy; or (v) a liquidation or other reorganization. You agree to any and all such conveyances of your Information.

- Information Shared with our Subsidiaries and Affiliates. We may share your Information with our subsidiaries and affiliates.

- Third-Party Partners for Marketing or Analytics Purposes. We may share your Information with partners whose offerings we think may interest you, including based on your responses to certain survey questions or other Information you have provided to us.

- Contest or Promotion Participation. If you choose to participate in a contest, promotion, or survey by voluntarily answering questions or completing a questionnaire that we offer on our Services, we may retain the answers and the Information contained in it for our branding, marketing, or research purposes.

- Online Communications. Any Information you submit in a public forum (e.g., a blog, our live chat room, or social network) may be read, collected, or used by us and other participants, and could be used to personalize your experience. You are responsible for the Information you choose to submit in these instances.

- De-Identified or Aggregated Data. We may aggregate, anonymize, and/or de-identify any Information collected from you so that such Information can no longer be linked to you or your device. We may use aggregated, de-identified or anonymized Information for any purpose, including without limitation for research and marketing purposes, and may also share such data with any third parties, including advertisers, promotional partners, and sponsors, in our discretion.

- With Your Consent. We may share Information consistent with this Privacy Policy with your consent.

V. LINKS TO OTHER WEBSITES

The Services may offer social sharing features and other integrated tools (such as Facebook, Twitter, Instagram), which may let you share actions you take on our Services with other media. The use of such features enables the sharing of Information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the entities that provide these features. This Privacy Policy only applies to Information collected by our Services. We are not responsible for the privacy and security practices of these social sharing features, or the Information collected by these tools (which may include IP address). Links to any social sharing features does not constitute or imply an endorsement or recommendation by us of the linked website, social media platform, and/or content.

If you use the message boards, chat rooms, comment tools, or other public forums of the Services, you will be publicly identified by your screen name you use and other User Content (as defined in our Terms of Service) you submit. Additionally, when you participate in certain promotions offered through the Services (e.g., the Leaderboard Promotion ), we may also identify you by your screen name. Your screen name and all Information you provide on these public forums will be viewable by the general public. We cannot be responsible for any Information in your screen name or which you choose to post on public forums, and we recommend careful consideration before you include any personal Information in your screen name or otherwise post such Information. You agree that you will not disclose personal Information relating to any other person in a public forum of the Services without that person’s prior, express consent.

VI. INFORMATION SECURITY

A. GENERAL SECURITY

We make commercially reasonable efforts to help protect Information about you from loss, theft, misuse and unauthorized access, disclosure, alteration, and destruction.

B. CONFIDENTIAL INFORMATION

When required and where technically feasible, TB takes commercially reasonable measures to securely erase or destroying player Information or storage devices containing such Information. To the extent required by law, TB will treat the following Information as confidential:

a. Information obtained from a user for Internet gaming account registration including, but not limited to non-public patron information collected by the TB, such as date of birth, social security number, credit card number, bank account information, and driver’s license number. b. Information submitted by any individual to TB or the regarding such individual’s participation in the voluntary self-exclusion process; and c. User account information not subject to disclosure under this Privacy Policy except where release is required by law or requested by LGCB.

C. WEBSITE SECURITY

We take commercially reasonable measures to use technology that is designed for use with secure web servers. Secure Sockets Layer (“SSL”) technology encrypts Information as it is transmitted over the Internet.

Notwithstanding the foregoing, you acknowledge that no security safeguards or method of transmission over the Internet are completely secure. We cannot guarantee the security of your personal Information transmitted over the Internet and any transmission of your Information is at your own risk.

D. GEOLOCATION TECHNOLOGIES

TB makes reasonable efforts to implement applicable technical standards for the use of Geolocation Technologies (including third-party geolocation services), where technically feasible.

VII. DATA RETENTION

We will retain your Information for as long as needed to provide you Services. If you wish to request that we no longer use your Information to provide you Services, please contact us at vip@betjoeys.com . Please note that when exercising your right to restrict processing, your account will be closed and any promotional bonus, prizes, or benefits which may have been acquired will be forfeited. Following the closure of your account, we will retain and may continue to process your Information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. In accordance with our routine record keeping, we may delete certain records that contain Information you have submitted to us. We are under no obligation to store such Information indefinitely and disclaim any liability arising out of, or related to, the destruction of such Information.

VIII. YOUR CHOICES

A. Emails. You may opt out of receiving promotional emails from TB by following the instructions in those emails, through your My Account page or the How to Contact Us section below. If you opt out, we may still send you transactional or relationship email messages about our ongoing business relations.

B. Text Messages. You may sign up to receive text messages from TB, its affiliates, or third-party service providers on behalf of TB (e.g., on-site chats or text message marketing). By using our Services, signing up for text messaging services or otherwise opting in to receive text messages (opting in via short code or entering your phone number into an on-site collection widget), you agree that you have provided TB, its affiliates, or its third-party service providers with prior express written consent to be contacted by text message, including recurring automated promotional and personalized marketing text messages.

By providing prior express and/or prior express written consent, you agree to receive text messages under the Telephone Consumer Protection Act and related state laws, including by the use of an automatic telephone dialing system (ATDS) to deliver text messages to the mobile phone number which you provided to TB and its affiliates. While you consent to receive messages sent using an ATDS (or “auto dialer”), the foregoing shall not be interpreted to suggest or imply that any or all of TB mobile messages are sent using an auto dialer. We will use the Information provided by you in connection with the text messaging services in accordance with this Privacy Policy. Your consent is not a condition of any purchase or use of our Services and your consent to be contacted as described is voluntary. The number of text messages you receive may vary based upon the text messaging service(s) you sign up for. Message and data rates may apply.

You may revoke your consent and opt out to discontinue text messages at any time. If you no longer want to receive text messages from us, reply STOP (or as otherwise instructed), go through your My Account page, or the How to Contact Us section below.

C. Push Notifications. With your consent, we may send push notifications to your mobile device to provide game-related information, service updates, promotional communications, and other related messages. You can deactivate these notifications by changing the notification settings applied to our mobile application on your device, or you can opt out of receiving these notifications through your My Account page.

D. Flash Cookies. You may opt-out of Flash Cookie placement at http://helpx.adobe.com/flash-player/kb/disable-third-party-local-shared.html .

E. Location Information. It is a federal offense and a violation of law for persons physically located outside of the State of New York to engage in Internet wagering through a casino in the State of New York. To participate in wagering games offered through the Services (but not otherwise access or use your account), you must be physically located in the State of New York. If you disable or attempt to disable our use of Geolocation Technologies at any time, you may not participate in wagering games available through the Services but may continue to access or otherwise use the Services. You may choose to disable certain Geolocation Technologies through the location settings applied to our mobile application on your device. You may also disable certain Geolocation Technologies by deleting our mobile application from your device or otherwise ceasing use of the Services.

F. Cookies; Web Beacons. Although we do not interpret or respond to “Do Not Track” signals, you can usually choose to set your browser to remove or reject cookies and web beacons. Please note that our Services may not function properly if you do so.

G. Opting Out of Direct Marketing by Third Parties. To exercise choices regarding the marketing information you receive, you may also review the following links:

- You may opt-out of tracking and receiving tailored advertisements on your mobile device by some mobile advertising companies and other similar entities by downloading the App Choices app at www.aboutads.info/appchoices .

- You may opt-out of receiving permissible targeted advertisements by using the NAI Opt-out tool available at http://optout.networkadvertising.org/?c=1 or visiting About Ads at http://optout.aboutads.info .

- You can opt-out of having your activity on our Services made available to Google Analytics by installing the Google Analytics opt-out add-on for your web browser by visiting: https://tools.google.com/dlpage/gaoptout for your web browser.

H. Choices for California Residents. If you are a California resident and would like to make such a request, please contact us at vip@betjoeys.com . However, please note that the Services provided are only offered to individuals located within . To opt-out of having Information about you shared with third parties for direct marketing purposes, please send your opt-out request to vip@betjoeys.com .

IX. GEOGRAPHIC LOCATION OF DATA STORAGE AND PROCESSING

TB is based in the United States and the Information we collect is governed by U.S. law. The Services collect Information and process and store that Information in databases located in the United States. If you are visiting the Services from a country outside the United States, you should be aware that you may transfer personally identifiable information about yourself to the United States, and that the data protection laws of the United States may not be as comprehensive as those in your own country. By accessing or using the Services or otherwise providing Information to us, including personally identifiable information, you consent to the processing and transfer of this Information in and to the U.S.

X. CHILDREN’S INFORMATION

The Services are not directed to, and we do not knowingly collect Information from, anyone under 21 years of age. If we determine that a user is under this age, we will not use, maintain, or continue to collect Information from such user.

XI. CHANGES TO THIS PRIVACY POLICY

We reserve the right to change, modify or amend this Privacy Policy at any time to reflect changes in our products and service offerings, accommodate new technologies, regulatory requirements, or other purposes. If we modify our Privacy Policy, we will update the “Last Updated” date and such changes will be effective upon posting. It is your obligation to check our current Privacy Policy for any changes. In some cases, we may provide you with more prominent notice (such as by adding a statement to our homepage or sending you an email notification).

XII. HOW TO CONTACT US

If you have any questions about this Privacy Policy or the Information we have collected about you, please contact us at the following:

Email us: vip@betjoeys.com

Call us: 1 1-225-414-8566

Write us: Bet Joeys ATTN: PRIVACY JoeySoftware LLC 8555 United Plaza Blvd #301 Baton Rouge, 70809

Player Protection

These Patron Protection Terms and Conditions are part of our Terms of Service. Capitalized terms used in these Patron Protection Terms and not defined herein have the meanings given to them in the Terms of Service. You can obtain a copy of these Patron Protection Terms and Conditions and our Terms of Service at any time by sending a request to our Player support team email vip@betjoeys.com .

1. RESPONSIBLE GAMBLING

1.1 JoeySoftware LLC is committed to making responsible gaming a priority across all of its gaming platforms and takes this issue very seriously. We understand that while many are able to gamble responsibly, there is a small portion of the population who can develop a serious, sometimes uncontrollable gambling problem. This can affect persons of any age, income, gender or race at any time. To protect those that are vulnerable to gambling problems and others affected by their behavior, we have established policies and guidelines which deal with issues such as underage gambling and problem gambling as detailed on this page. In addition, we provide employee education and training programs, and detailed written procedures, to help our employees identify and assist in managing these issues.

1.2 We offer the following tips to help you stay within safe limits, and avoid falling prey to common gambling myths:

1.2.1. Gambling is never a solution to any problem. Gambling should always be for entertainment purposes only.

1.2.2. You can never rely on or expect gambling winnings for any reason. Never gamble with more money than you can afford to lose.

1.2.3. Never use gambling as a coping mechanism. If you are suffering from anxiety, depression, anger, sadness, any heightened emotional state, or any professional or personal problems, do not gamble.

1.2.4. Always set time and money limits before you start to gamble, and adhere to those limits. Never believe that increasing your bets or gambling longer will improve your odds of winning or recovering gambling losses.

1.2.5. Never give in to pressure to gamble by friends, colleagues, family, or others. If you do not feel comfortable gambling in general or in a particular situation, do not participate.

1.2.6. If you know that you have an addictive personality or suffer from any other addictions (drugs, alcohol, etc.), do not gamble.

1.3 RISKS ASSOCIATED WITH PROBLEM GAMBLING

1.3.1 The following are some of the risks associated with gambling. This list does not represent all risks. If you or someone you know has a gambling problem and wants help, call ’s 24-hour Problem Gambling Helpline at 1-877-770-STOP (7867). All calls are confidential.

Problem Gambling Risks Include:

- Losing time from work, school, or family due to betting

- Repeatedly failed in attempts to stop or to control betting

- Borrowing money to gamble or pay betting debts

- Betting to escape worry or trouble

- Neglecting the care of oneself or family in order to bet

- Lying about the amount of time or money spent on betting

- Selling or pawning personal possessions to get money to bet

- Having feelings of hopelessness, depression, or suicide as a result of betting

1.3.2 You may self-regulate your use of the Services through the betjoeys.com limit-setting programs. betjoeys.com allows you to set responsible gaming limits for the Services on betjoeys.com only, including deposit limits, spending limits, and time limits, and/or self-suspend your participation in wagering games offered through the Services for a designated time period of at least 72 hours (a “Cool-Off Period”) as detailed here .

1.4 COMMITMENT TO PREVENTING UNDERAGE GAMBLING

1.4.1 At TB, a core aspect of our Responsible Gaming program is the prevention of underage gambling. All customers registering for our mobile app or website must verify their identity using our third-party Know Your Customer (KYC) process. If data is validated and the customer is confirmed to not be on a self-exclusion list and is over the legal age to gamble in that jurisdiction, the account set up is approved. If the KYC process fails to validate the customer, a pop-up message appears informing them to contact the customer service team who inform them of what is required to complete the validation process.

1.4.2 TB also encourages parents and other concerned adults to speak to kids early and begin a meaningful dialogue about the risks of gambling. It’s never too early to start the conversation about gambling and its risks, and by opening a dialogue, you can help ensure that kids are better prepared to make responsible choices now and throughout their lives.

1.4.3 We also provide the following helpful tips, but a more comprehensive list can be found in the “Talking to Children About Gambling” brochure provided by the International Center on Responsible Gaming .

Always Keep your login information safe Ensure that your account information is secure. Parents and other concerned adults should be mindful of the possibility that kids can access their accounts and passwords or use credit cards and personal information to create a fraudulent account.

Consider downloading computer safeguards While content control tools may have their limitations, software is available that may block access to online gambling sites. Be sure to do your research to ensure which tool is best for you.

What are the warning signs that kids may be gambling?

They may:

- Have friends who gamble regularly

- Be obsessed with the results of professional sports

- Lie or be secretive about gambling activities

- Borrow or take money from others to gamble

- Take money or possessions from the house

- Have a loss of interest in social activities and general dissatisfaction

- Show unjustified euphoria alternating with moments of sadness and loneliness

- Drop in school performance

- Display signs of apathy or nervousness when they cannot be in front of a computer

1.4.4 If parents have immediate concerns about kids and gambling, there is help available by calling the National Council on Problem Gambling at 1-800-522-4700.

1.5 SATE SELF-EXCLUSION

You also have the right to participate in the state of New York’s Voluntary Self-Exclusion program. The state’s Voluntary Self Exclusion Program allows you to self-exclude from certain legalized gambling in New York for a period of five years. More information regarding voluntary self-exclusion in the state of New York may be found here

1.5.1 Problem Gambling Services in

The State of is proud to offer its residents an array of problem gambling resources through its Office of Behavioral Problem Health and the Gaming Control Board . If you or someone you know has a gambling problem and wants help, please call ’s 24-hour Problem Gambling Helpline at 1-877-770-STOP (7867). All calls are confidential.

1.6 ADDITIONAL PROBLEM GAMBLING RESOURCES

For additional support for problem gambling resources in the state of, please contact:

- The National Council on Problem Gambling- www.ncpgambling.org

- Gambler’s Anonymous of LA- http://www.gamblersanonymous.org/ga/content/

- US suicide prevention organization’s webpage and telephone number-1-800-273-TALK (8255) https://suicidepreventionlifeline.org/

- The Department of Health or chat at www.helpforgambling.org

2. PASSWORDS

2.1. In the event that you forget your account password, or that your password becomes, or you suspect that it may become, known to any unauthorized person, you will immediately notify us of such event. You may reset your password at any time by clicking on any “lost password” link available through the Services, after which, we will send a password reset link to your email address on file. By clicking on that password reset link, and by correctly answering two security questions we have on file for you, you will be able to select a new password. We will confirm each successful password reset via email to your email address on file.

2.2. After three consecutive incorrect account login attempts, your account will require secondary authentication (via password and a PIN we will send to your email address on file) for login. After ten consecutive incorrect login attempts, our system will lock your account and make it inaccessible for 15 minutes, whether or not the correct password is provided during such period. However, you may bypass the lockdown period by resetting your password as specified in Section 2.1.

2.3. You can elect, at your option, for “strong authentication” of your account during the account registration process. With strong authentication, each time you wish to log in to your account, you will receive an email message from us containing a temporary PIN number. You must then enter that PIN during account login in order to access your account.

3. PLAYER SUPPORT SERVICES; DISPUTE ESCALATION PATH

3.1. You may contact us at any time using the details set out below should you have questions or need assistance. To provide a better service and for your protection, telephone conversations, chats, and emails may be recorded and/or monitored by designated staff.

3.2. Any complaints should also be directed to our Player Support services team. If you have any complaint or issue relating to the Service, you should in the first instance contact our Player Support services team as set out below. If you are not satisfied with the way that your complaint was handled by our Player Support services team, our management may intervene to resolve any outstanding grievance. You agree to follow and exhaust any grievance/ dispute resolution policy we may put in place from time-to-time. After all reasonable steps have been taken by you and us to resolve your complaint, you may also contact the Gaming Control Board by clicking here .

3.3. We reserve the right to provide a copy of your complaint and relevant documentation to the Gaming Control Board.

3.4. Our Player Support services team can be contacted by any of the following methods:

3.4.1. EMAIL:

We respond to all emails individually and usually reply within 2 hours during normal business hours. Please use the following email address to contact us:

vip@betjoeys.com

3.4.2 TELEPHONE: 1 (255) 414-8566

3.4.3 MAIL TO:

ATTN: PLAYER SUPPORT JoeySoftware LLC 900 N. Michigan Ave., Suite 1600 San Antonio, TX 78205

4. ACCOUNT STATEMENTS

A statement of your account detailing your Account and game history can be obtained by logging into your Account and clicking on the “MY ACCOUNT” section and then clicking on the “STATEMENTS” link.

5. UNDERAGE GAMBLING; ACCOUNT ACCESS

5.1. It is a criminal offense for anyone under the age of twenty-one (21) (the “Legal Age”) to participate in wagering games online (or for anyone to facilitate participation in wagering games online by anyone under the Legal Age). No one under the Legal Age is permitted to use the Services. We reserve the right to request proof of age or re-confirm such information from you at any time. We may terminate your account and prohibit you from using the Services if proof of age is not provided or if we suspect that you are not at least the Legal Age.

5.2. You may never access or use the Services through another person’s account or permit any other person to access or use the Services using your account. Never leave your account open and unattended. Always ensure your device’s auto-lock feature is enabled. If you must step away from the device on which your account is open, lock the device to prevent unauthorized access.

5.3. Mechanisms which help detect unauthorized use of the player’s account include observing the Last Log in Time Display, the IP address of the last login and reviewing financial account information transaction for suspicious activity.

6. LOCATION RESTRICTION

There are Federal prohibitions and restrictions regarding Internet gaming, specifically, the limitations upon Internet gaming set forth in 18 U.S.C. §§ 1084 et seq. (The Wire Act) and 31 U.S.C. §§ 3163 through 3167 (UIEGA). It is a Federal offense and a violation of the Gaming Control Board for persons physically located outside of New York to engage in interactive wagering in the State of New York. In order to participate in wagering games offered through the Services (but not otherwise access or use your account), you must be physically located in the State of New York. You agree that you will not attempt to participate in such wagering activities while physically located outside of the State of New York, and acknowledge that any such attempt could result in enforcement actions against you.

If you or someone you know has a gambling problem and wants help, please call ’s 24-hour Problem Gambling Helpline at 1-877-770-STOP (7867). All calls are confidential.

PLEASE PRINT AND RETAIN A HARD COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Sportsbook Rules

A. CONDITIONS OF AGREEMENT

1. INTRODUCTION

1. The Complete Betting Rules govern the use of betjoeys.com Sportsbook which is operated by TB, LLC. When placing a bet with TB, LLC, the Account Holder is therefore agreeing that the Account Holder has read, understood and will be adhering to the Complete Betting Rules at any time applicable to betjoeys.com Sportsbook.

2. The use of this Sportsbook is subject to the regulations imposed by the Gaming Control Board. Any decision issued by Gaming Control Board supersedes any clause(s) listed here.

3. Any dispute relating in any way to the use of this Sportsbook needs to first be submitted to TB, LLC through betjoeys.com . If the dispute is not satisfied by TB, LLC, the Account Holder may escalate a dispute to the Gaming Control Board here

4. TB, LLC reserves the right to make changes to the betting limits, payout limits and offerings at any time.

5. TB, LLC may update, amend, edit and supplement the Complete Betting Rules at any time.

6. Any reference in the Complete Betting Rules to words/objects that appear in singular also applies to plural. References to gender are non-binding and to be treated as information purposes only.

7. We will not accept a wager from any person under the age of 21, self-excluded, evicted Account Holders, persons located in prohibited parishes, or persons prohibited from engaging in sports wagering activities. Some examples are: No collegiate or professional athlete, referee, official, coach, manager, handler or athletic trainer or employee or contractor of a team or athletic organization can wager on events that they are directly or indirectly involved in. In addition, any officer, director, owner, key employee or occupational employee of a master wagering licensee or a licensed online gaming operator, sports wagering retailer or online gaming service provider or a family member who resides in the same household as such officer, director, owner, key employee or occupational employee & the Gaming Control Board commissioner and Gaming Control Board unit heads are prohibited from engaging in sports wagering activities. The sports governing bodies can also request that Gaming Control Board deem an individual prohibited from wagering.

8. Should it be applicable, any reference to the Gaming Control Board/Bet Joeyss and betjoeys.com Sportsbook website and its contents is also to be considered as applicable for Casino/offline/land-based environments, including but not limited to Self-Service Terminals (SST), Over The Counter (OTC) and Bring Your Own Device (BYOD).

2. DEFINITIONS

1. “Error” is a mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling mistake, technical hazard, registration error, transaction error, manifest error, force majeure and/or similar. Examples of errors include, but are not limited to:

- bets accepted during technical problems that would otherwise not have been accepted;

- bets placed on events/offers that have already been decided;

- bets on markets/events containing incorrect participants and/or not allowed within the applicable jurisdiction;

- bets placed at odds that are materially different from those available in the general market at the time the bet was placed;

- bets offered at odds which reflect an incorrect score situation; or else,

- odds being clearly incorrect given the chance of the event occurring at the time the bet was placed.

2. “Influence Betting” is an act, prohibited by TB, LLC, where a Account Holder, or parties acting in association with a Account Holder, can influence the outcome of a match or an event – directly or indirectly.

3. “Syndicate Betting” is an act, prohibited by TB, LLC where Account Holders act together to place a series of bets on the same event or competition. Where there is evidence of Account Holders acting together in this manner TB, LLC reserves the right to make the relevant bets void and/or withhold payment of returns pending the outcome of subsequent investigations.

3. BET ACCEPTANCE

1. A bet is not valid until it is validated and the ticket has been printed, either virtually or physically. In cases of uncertainty about the validity of a bet, Account Holders are requested to contact Customer Service.

2. Unless accepted in Error, once accepted, a bet will remain valid and cannot be withdrawn. It is the responsibility of the Account Holder to ensure details of the bets placed are correct. TB, LLC will under no circumstance accept any responsibility for any mistakes (perceived and actual), deriving from either Errors as listed under <Section A.2.1>, or any other reason, such as but not limited to, incorrect listing of the odds/betting objects.

3. Should a dispute arise about the acceptance (or lack thereof) of any transaction, the data recorded on the transaction server will be the ultimate source in deciding such matters.

4. BETTING AND PAYOUT LIMITATIONS

1) TB, LLC reserves the right to limit the net payout (the payout after the stake has been deducted) on any wager/bet or combination of wagers/bets by one Account Holder at $250,000. This limit may be lower depending on the specific sport, league and type of wager/bet offer. For further information it is recommended to consult the Sport Specific Limits in <Section C, Para 33>.

2) All bet selections are subject to pre-imposed limits set solely at TB, LLC’s discretion which may be lower than the limits mentioned in <Section A, Para 4.1> and <Section C, Para 33>. Should this limit be reached, the Account Holder has the right to ask for it to be exceeded by means of a request effected through TB, LLC’s platform(s). TB, LLC reserves the right to accept (fully or partially) or reject the said request without any prior notice and further explanation.

3) TB, LLC reserves the right to decline, solely at its own discretion, all, or part of, any bet requested. This includes the possibility that a “System bet” as defined in <Section B, Para 4> is not accepted in full, either in terms of stakes or combinations included in said “System bet”.

4) TB, LLC reserves the right to restrict or deny access, totally or partly, to the Account Holder, at its own discretion.

5) All bets placed through any TB, LLC platform, also including bets requesting manual approval, may be subject to a time delay prior to acceptance, the length of which may vary. Such delay is to be determined by TB, LLC at its sole discretion.

6) TB, LLC reserves the right to withhold payment and/or to declare bets void on an event (or series of events), if there is sufficient evidence that any of the following has occurred:

a. the integrity of the event has been called into question; b. the price(s) or pool has been manipulated; c. Match-rigging has taken place, or the match is under investigation for such. d. Results/outcomes need to be further ascertained with a third party organization, including but not limited to the organizing association and/or the relevant Regulatory body.

Evidence of the above may be based on the size, volume or pattern of bets placed with TB, LLC across any or all of its betting channels, as well as information received from other betting providers or officially recognized organizations.

7) All odds offered are subject to variation. Such fluctuation is determined solely at TB, LLC’s discretion. Bets are accepted only at the odds available in the betting grid at the time the bet was accepted by TB, LLC, irrespective of any other claim or previous publication present on the website or any other media detailing otherwise. Account Holders can view the most up-to-date odds by visiting betjoeys.com Sportsbook

8) All payout calculations when settling bets will be done based on decimal odds, irrespective of any other format displayed/chosen at time of bet placement.

9) Should a defined net payout limit be exceeded by Patron/Account Holder at any time, for any reason, nothing shall preclude a Patron/Account Holder from collecting a payout in excess of the purported amount if the system allows the placement of a valid wager that pays more than the stated maximum amount.

5. CANCELLATION (VOIDING) OF BETS

1. A bet can be declared void, and will be, in that event, settled with the odds of 1.00 = +0 in American odds, i.e. wager is refunded to the Account Holder.

2. A parlay bet involving two or more distinct sporting events shall remain valid notwithstanding a game or an event which is part of the parlay bet being void. For intra-event parlay bets, a wager may be declared void if an intra-event outcome which is part of the parlay bet is declared void per <Section B.3.23>.

3. TB, LLC reserves the right, at its own discretion, to declare a bet void, totally or partly, if it is obvious that any of the following circumstances have occurred:

a. Bets have been offered, placed and/or accepted due to an Error; b. Bets placed while the platform was encountering technical problems, that would otherwise not have been accepted; c. Influence Betting; d. Syndicate Betting; e. A result has been affected by criminal actions – directly or indirectly; f. A public announcement has occurred in relation to the bet which significantly alters the odds.

4. Related contingencies: Unless placed via TB, LLC’s intra-event combination functionality, or offered explicitly as a specific offering, TB, LLC prohibits accumulator bets that include two or more outcomes which might turn out to be related (e.g. Team X to become champions and Player Y to be Top Goal Scorer in the same league). TB, LLC takes all necessary steps to prevent such possibilities, in the eventuality that this would happen, TB, LLC reserves the right, solely at its own discretion, to declare void all parts of the accumulative bet which include the correlated outcomes whose odds are not indicative of the related contingency

5. Bets can be voided regardless of whether the event has been settled or not.

6. Past-posting and other cancellations: While TB, LLC employs its most reasonable endeavors to ensure the best user-experience, should a market be available for betting when it should have been removed or else with incorrect odds, TB, LLC reserves the right to void all bets accepted within said circumstances in accordance with <Section A, Para 5.4>. Similar situations include, but are not limited to:

- ‘Pre-match’ bets placed/accepted after the event has started; ‘Live’ bets placed/accepted at incorrect odds due to delayed or failing ‘Live’ coverage, or on odds which represented a different score than the actual; Bets placed following the last instance that a participant/outcome had any chance to influence the match/event scoring applicable to the relevant market and an eventual withdrawal/disqualification/cancellation/format change or anything which precludes the ability of the applicable participant/outcome to influence said scoring will be declared void;

- ‘Live’ bets placed/accepted at incorrect odds due to delayed or failing ‘Live’ coverage, or on odds which represented a different score than the actual;

- Bets placed following the last instance that a participant/outcome had any chance to influence the match/event scoring applicable to the relevant market and an eventual withdrawal/disqualification/cancellation/format change or anything which precludes the ability of the applicable participant/outcome to influence said scoring will be declared void;

- Bets placed with odds which do not reflect that a related event was underway and where conditions could have been altered in a direct and indisputable way, or else after an event which could normally be deemed as leading to the outcome is happening or has happened already.

6. DISCLAIMER AND PRIORITY

1. TB, LLC reserves the right, at its own discretion, to adjust a Payout credited to a Account Holder if it is obvious that the Payout has been credited to the Account Holder due to an Error.

2. In order to adjust any inaccuracy in the Account Holder’s session balance following amounts credited due to an Error, TB, LLC reserves the right to take any necessary action, without prior notice and within reasonable limits, to adjust the Account Holder’s session balance through the reversal, amendment or cancellation, of any subsequent transaction on the Account Holder’s session.

3. Any complaints/disagreements towards settlement of any bet offer, should reach TB, LLC within 14 days of the initial settlement to require a full investigation. All other complaints will only be considered if indisputable evidence of an inaccurate settlement is presented by the Account Holder. Such evidence will only be taken into consideration unless it is in any way attributable to situations as described in <Section B.5.2>.

4. TB, LLC reserves the right to suspend the status of any affected bets until it completes any investigations it deems necessary.

5. These rules are applicable to all transactions with TB, LLC and may be supplemented with other rules. In the event of ambiguity, priority should be considered in the following order:

a. Rules and conditions published in conjunction with an offer and/or campaign; b. Should these be inconclusive, reference will be made to the General Betting Rules, unless Sport-Specific Betting Rules declare otherwise.

6. In cases where it deems that these rules are inconclusive, TB, LLC reserves the right, according to its own discretion, to settle offers on an individual basis on the basis of equity, attaining itself to generally accepted betting norms, customs and definitions.

7. Adaptations into other languages of these Complete Betting Rules, or any other text which can be associated with bet offers, are done for purely informative purposes. Although all necessary precautions have been taken to assure the most faithful rendition of these terms in the specific language, TB, LLC will not accept any liability for any incompatibility between the English veTBon and any other language. Thus, in case of discrepancy between the English edition and the respective translation, the former will be deemed as binding and will be the basis upon which the offers will be settled.

8. Any data provided or accessible in, from or related to the Sportsbook may be used by the Account Holder for private, non-commercial use only and any use or attempted use of such data for commercial purposes is strictly prohibited.

B. GENERAL BETTING RULES

1. COMMON TERMS OF REFERENCE

1. Unless listed either in conjunction with the bet offer, or else in the Sport Specific rules, all bets should be considered valid for the result at the end of the “Regular Time” or “Full Time” only. “Regular Time” or “Full time” is defined as interpreted by the official rules published by the respective sports governing body. For example, in football, full time is stipulated to be end of the 4th quarter (4 x 15 min), and in ice hockey it is stipulated as the 3 x 20 minute periods. Should the sports governing body decide to stipulate, before the start of the event, that the said event is to be played over a different duration, this will be treated as being the official rules for the event. Nonetheless, such occurrence is limited to the “regular” playing time and does not include any prolongation such as extra time or overtime, unless explicitly stated.

2. “In-game betting” or “Live betting” is where it is possible to bet during an ongoing game or event. TB, LLC does not acknowledge or accept any liability whatsoever if it not possible to place a bet or the live score update is not correct. At all times it is the Account Holder’s responsibility to be aware of the game and the events surrounding it such as the current score, its progression and how much time remains before the game is completed. TB, LLC does not accept any liability for changes to the In-game betting schedule or interruption of the In-game betting service.

3. The ‘Cash Out’ function when available allows the Account Holder the possibility to redeem a bet, which status has not been settled yet, at its current value. It is available on selected events both in pre-game and in-game, as well as on both singles and parlays. Cash Out functionality cannot be used on free bets. Cash Out requests might be subject to the same delay procedure as listed in <Section A.4.5>. Should it happen that during this delay, for whatever reason, either the offer is removed or odds fluctuate, the Cash Out request will not be accepted and the Account Holder will be notified. TB, LLC reserves the right to offer such functionality solely at its own discretion and does not acknowledge or accept any liability whatsoever if the Cash Out functionality is not available. Should a Cash Out request be successful, the bet will be settled immediately and any subsequent events which occur in relation with the bet will not be taken into account. In the instance of a cashed out bet having suffered from a technical, pricing or settlement error at any time between the time of original placement and the cash out, TB, LLC reserves the right to rectify such inaccuracy in accordance with <Section A.6.2>.

4. The “Participant” is an object constituting part of an event. In “Head-to-Head” and “Triple-Head” the Participant only refers to objects that are subject to the “Head-to-Head” or “Triple-Head” event in question. For sake of clarity a “participant” is to be intended as a single player, a team or any group of individuals grouped/listed together. Any reference to participants within these rules is to be intended accordingly regardless of whether its definition is in singular or plural.

5. The deadline (cut-off time) shown anywhere is to be considered for information purposes only. TB, LLC reserves the right, at its own discretion, to suspend, partially or completely, the betting activity at any time where it deems necessary.

6. Statistics or editorial text published by TB, LLC are to be considered as added information but TB, LLC does not acknowledge or accept any liability whatsoever if the information is not correct. At all times it is the Account Holder’s responsibility to be aware about circumstances relating to an event.

7. Theoretical return in fixed odds betting to the player is given by the odds from all possible outcomes in the offer. The theoretical payback to a player on a bet offer with 3 outcomes a, b and c can be calculated as follows.

Theoretical % = 1 / (1 / “odds outcome a” + 1 / “odds outcome b” + 1 / “odds outcome c”) x 100

2. BET TYPES

1. Moneyline (to win) is where it is possible to bet on the (partial or definite) outcome of a game or event, i.e. who will win.

2. 3-way Moneyline (aka “Match” or 1X2) is where it is possible to bet on the (partial or definite) outcome of a game or event. The options are: “1” = Home team; “X” = Tie, or the selection in the middle; “2” = Away team.

3. “Correct Score” (aka Result Betting) is where it is possible to bet on the (partial or definite) exact score of a game or event.

4. “Over/Under” (aka Totals) is where it is possible to bet on the (partial or definite) amount of a predefined occurrence (e.g. points, runs, goals, rebounds, etc.). Should the total amount of the listed occurrences be exactly equal to the betting line, then all bets on this offer will be declared void. Example: an offer where the betting line is 128.0 points and the game ends with the result 64-64 will be declared void, and wager amount will be returned to Account Holders.

5. “Odd/Even” is where it is possible to bet on the (partial or definite) amount of a predefined occurrence (e.g. points, runs, goals, rebounds, etc.).”Odd” is 1,3,5 etc.; “Even” is 0,2,4 etc.

6. A “Head-to-Head” and/or “Triple-Head” is a competition between two or three participants/outcomes, originating from an officially organized event defined by TB, LLC. Example for Triple-Head is three golfers, who will finish highest in a particular event.

7. “Half time/Full time” is where it is possible to bet on the result at half time and the final outcome of the game. E.g. if at Half time the score is 24-10 and the match ends 24-30, the winning outcome is ½ (home team/away team if the score for this game is listed home team-away team). Bets on this market will be declared void should the match be played in a format where it is impossible to determine an outcome based on the timeframes listed within the offer.

8. “Period betting” is where it is possible to bet on the outcome of each separate period within a game/event. E.g. If the period scores in an ice hockey game are 2-0 / 0-1 / 1-1, the winning outcome is 1/2/X (home team win/away team win/tie if the score of the home team is listed first). Bets on this market will be declared void should the match be played in a format where it is impossible to determine an outcome based on the timeframes listed within the offer.

9. “Tie No Bet” is where it is possible to bet on either “1” (Home win) or “2” (Away win) as defined in <Section B.2.2>. It is also common practice to refer to “Tie No Bet” in cases where no tie odds are offered. Should the specific game contain no winner (E.g. game ends as a tie), or the particular occurrence not happen (E.g. First Touchdown, Tie No Bet and game ends without any touchdowns) the wager will be refunded.

10. Spread betting (Points spread in Football and Basketball, Runline in Baseball, Puckline in Hockey or “Handicap”) is where it is possible to bet on whether the chosen outcome will be victorious once the listed spread/line is added/subtracted (as applicable) to the game/period/total score to which the bet refers to. In those circumstances where the result after the adjustment of the spread/line is exactly equal to the betting line, then all bets on this offer will be declared void and wagers refunded. Example: a bet on -3.0 points will be declared void if the team chosen wins the match by exactly 3 points difference (for example 27-24). Any reference in this section to the term “margin” is intended to be understood as the outcome emerging from the subtraction of the points/runs/goals scored by the 2 teams/participants.

Unless otherwise stated all spreads/lines/handicaps listed by TB, LLC are to be calculated based on the result from the start of the listed game/quarter/period to the end of the specified game/quarter/period. It is however customary that for certain spread/handicap bet offers in specific sports (Asian Handicap in Soccer), only the outcomes obtained from the time of bet placement until the end of the listed timeframe will be taken into consideration, thus disregarding any goals/points scored before the time the bet was placed and accepted. Any bet offer with these characteristics will be highlighted on the Account Holder’s betslip/ticket with the score at the time of bet placement.

There are 3 different “spread betting” formats:

2-way Spread: Team A (-3.5) vs Team B (+3.5)

Example:

- Team A is given a -3.5 point “handicap” in the game. For the bet to be won, Team A must win the game with a margin bigger than the listed “handicap” (i.e. 4 points or more).

- Team B is given a +3.5 point advantage in the game. For the bet to be won, Team B must either win the game, or not lose with a margin bigger than their listed advantage (i.e. maximum lose with a 3 point margin).

- In the case the spread/line is a whole number, i.e. 3.0, the wager is refunded in the event that the game ends in a tie when taking the spread into account. For example, Team A has a line of -3.0 and wins the game by exactly 3 points, i.e. 27-24, the wagers will be refunded. Likewise, if the Account Holder places a wager on Team B at +3.0 and Team B loses by exactly 3 points, the wager is refunded.

3-way Spread (primarily betting on Soccer): Team A (-2) Tie (Exactly 2) Team B (+2)

Example:

- Team A is given a 2 goal “handicap” in the game. For the bet to be won, Team A must win the game with a bigger margin than the listed handicap (i.e. 3 goals or more).

- Tie would be the victorious outcome should the game end up with exactly the listed margin (i.e. game ends with results such as 2-0, 3-1 and 4-2).

- Team B is given a 2 goal advantage in the game. For the bet to be won, Team B must either win the game, match finish in a draw or not lose with a margin equal or bigger than their listed advantage (i.e. maximum lose with only a 1 goal margin).

Asian Handicap (primarily betting on Soccer): Team A (-1.75) vs Team B (+1.75)

Example:

- Team A is given a -1.75 goal handicap in the game. This means that the wager is divided into 2 equal bets and placed on the outcomes -1.5 and -2.0. For the bet to be fully paid out at the listed odds, Team A must win the game with a bigger margin than both of their listed handicaps (i.e. 3 goals or more margin). In the eventuality that Team A wins with only a 2 goal margin, the bet will be considered as partially won with a full payout on the -1.5 part of the bet and a refund on the -2.0 side since the outcome on that part of the bet would be considered a “tie”. Should the game produce any other outcome, including a Team A victory with only 1 goal of margin, the whole wager would be lost.

- Team B is given a +1.75 goal advantage in the game. This means that the wager is divided into 2 equal bets and placed on the outcomes +1.5 and +2.0. For the bet to be fully paid out at the listed odds, Team B must either win the game, game finish in a tie or not lose with a margin equal or bigger than any of their listed advantages (i.e. maximum lose with only a 1 goal margin). In the eventuality that Team B loses with exactly a 2 goal margin, the bet will be considered as partially lost with a refund on the -2.0 part of the bet and a loss on the -1.5 part of the bet. Should the game produce any other outcome which results in a defeat of Team B with a margin of 3 or more goals, the whole wager would be lost.

Alternative lines/spreads (also known as Teasers).

- Teaser: is where the Account Holder can “buy” additional points at less favorable odds than the main spread of any particular game. For example: the main line may be Pittsburgh -3 at odds -110, but the Account Holder wants to bet Pittsburgh -1.5 points. The odds given in this example might instead be -150.

- TB, LLC might offer several different spreads/handicap lines on any given game.

11. “Double Chance” is where it is possible to bet simultaneously on two (partial or definite) outcomes of a game or event, typically in a 3-way Moneyline bet (aka 1X2). The options are: 1X, 12 and X2 with “1”, “X” and “2” as defined in <Section B.2.2>.

12. Futures (“Outright” or “Place”) betting is where it is possible to choose from a list of alternatives and bet on the eventuality that a participant wins or places within a specified position in the classification of the listed event/competition. Should two or more participants share finishing positions, the settlement will be based as per the definition in <Section B.5.15>.

13. An “Each Way” bet (aka EW) refers to a bet where the chosen selection must either Win or else Place within the payout terms. The bet is divided in two parts (the “Win” part and the “Place” part) of an equal stake. Settlement of such bets will take into account the applicable rules governing the “Win” and “Place” bets, namely the Sport-specific rules as well as <Section B.5.12>.

14. “Goal minutes” is where it is possible to bet on the sum of the minutes when the goals have been scored (typically Soccer). When settling such bets, goals scored in injury time of both halves are to be considered as having been scored in the 45th minute in case the goal was scored in the first half injury time and the 90th minute in case the goal was scored in the second half injury time. Own goals will not count towards the settlement of individual player’s ‘goal minutes’.

3. OTHER BET TYPES

1. “Head to Heads” are implicit match-ups where the performances of two or more participants/teams which are not directly confronting each other in the same game/match/event/round are compared. Settlement will be based on the number of times each participant records a predefined occurrence (e.g. points, yards, etc.) in the respective game. The following criteria will be used to determine the settlement of these type of offerings:

a. Unless specifically stated the bets refer to the next official game/match/event/round (as applicable) that the listed participants/teams are scheduled to take part in. b. All relative games/matches/events must be completed on the same day/session which the game/match/event/round is scheduled to be completed for bets to stand, except for those offers the outcomes of which has been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome. c. Results for these offers will only take into account occurrences deriving from the actual play. Results attributable to forfeit/walk-overs as well as other decisions as specified in clauses 3, 4 and 5 of <Section B.5> will not be taken into consideration. d. Should the aforementioned criteria be inconclusive in determining the outcome for these offers, the following criteria will be progressively referenced to in order to settle the offering:

i. the applicable Sport-specific rules as listed in <Section C>, ii. Result Settlement rules as listed in <Section B.5>.

Bets will be settled as void should it still be impossible to determine a winning outcome.

2. “Grand Salami” is where it is possible to bet on the total number of listed occurrences (Example: Total Goals, Total Runs) happening in a collection of games/matches/events on a specified game/round/day/match day. All relative games/matches/events must be completed for bets to stand except for those the outcomes of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

3. Over/Under bets on classification of participants in performances/events (for example golf tournaments) must be interpreted as follows: “Over” means a worse or lower position while “Under” means a better or higher position. Example: A bet on a golfer’s classification in a tournament with an Over/Under line 2.5 will be settled as Under if the player classifies first or second. All other placements will be settled as Over.

4. Bets on “Quarter / Half / Period X” refer to the result/score achieved in the relevant timeframe and does not include any other points/goals/events tallied from other parts of the game/event/match. Bets on this market will be declared void should the match be played in a format where it is impossible to determine an outcome for the timeframes specified in the offer.

5. Bets on “Result at end of Quarter / Half / Period X” refer to the result of the game/match/event after termination of the stipulated timeframe and will take into account all other points/goals/events tallied from previous parts of the game/event/match. Bets on this market will be declared void should the match be played in a format where it is impossible to determine an outcome for the timeframes specified in the offer.

6. Bets on “Race to X Points / Race to X Goals…” and similar offers refer to the team/participant reaching the earliest the particular tally of points/goals/events. If the offer lists a timeframe (or any other period restriction) it will not include any other points/goals/events tallied from other parts of the game/event/match which are not related to the mentioned timeframe. Should the listed score not be reached within the stipulated timeframe (if any), all bets will be declared void, unless odds for such eventuality have been published within the market.

7. Bets on “Touchdown X Scorer/Winner of Point X / Scorer of Goal X” and similar offers refer to the team/participant scoring/winning the listed occurrence. For the settlement of these offers, no reference to events happening prior to the listed occurrence will be taken into consideration. Should the listed event not be scored/won within the stipulated timeframe (if any), all bets will be declared void, unless odds for such eventuality have been published within the market.

8. Bets referring to the happening of a particular occurrence in a pre-defined time order, will be settled as void should it not be possible, without any reasonable doubt, to decide the winning outcome.

9. “to score first and win” refers to the listed team/participant being the first to register any scoring in the game and going on to win the game. Should there be no scoring in the game all bets will be settled as void.

10. Any reference to “shutout” or “clean sheet” indicates that the listed team must not concede any points/goal during the game.

11. “Team to win from behind” refers to the listed team winning the game after having been at least 1 point/run/goal down at any point in the game.

12. Any reference for a team to win all halves/periods (e.g. Team to win both halves) means that the listed team must score more points/goals than its opponent during all the stipulated halves/periods of the game.

13. Any reference to “Injury Time” refers to the amount displayed by the designated official and not to the actual amount played.

14. Settlement of bets on offers such as “Most Valuable Player”, “Man of the Match” etc. will be based on the competition’s organizers’ decision, unless otherwise stated.

15. Settlement of bets which make reference to terms such as “go-ahead scorer” or “decisive goal” will be settled based on the scorer of the points/run/goal that at the end of the game/match/tie (as applicable) proves to be the one that has produced an unassailable lead, following which any further points/runs/goals would prove to be irrelevant towards the final outcome. For a bet to be settled as “YES” the listed player’s team must be declared winner of that particular game (in case of one game) or progressing to the next round/winning the competition. Point/runs/goals scored in Regular Time and Overtime/Extra Time count (but not Penalty Shoot outs in Soccer).

16. Bets on events which feature a selection of episodes that could happen in a game (E.g. “What will happen first to the player?” with options Score a goal, Be Substituted) will be settled as void should none of the listed events/outcomes occur, unless odds for such eventuality have been published within the market.

17. Settlement of Transfer bets will also take into account players signed by the club on loan deals.

18. Bets referring to Managerial changes refer to the individual in the Head Coach/Manager role (as applicable) who steps down/is removed from the position for any reason. Bets are valid even in cases where a joint responsible (if any) leaves their position and will be settled accordingly. In case that no more changes are happening between the time the bet is placed and the last league fixture (excluding play-offs, play-outs, post season, etc.) the bets placed after the last Managerial change (if any) will be void, unless a suitable option has been offered for betting. Football markets will consider and settle accordingly, any interim/caretaker Head Coach/Manager who since the last Managerial change has led the team for 10 consecutive matches.

19. Offers referring to which team/participant will achieve a particular accomplishment against another team/participant (E.g. Next team to beat Team X) as well as offers which refer to the classification on a certain date, will stand and be settled regardless of any eventual schedule changes and number of games/rounds played.

20. Settlement of offers referring to which team/participant will be the first to achieve a particular accomplishment against other team(s)/participant(s) (E.g. Team to score first in Gameday X) will be based upon the timeframe in the respective game in which the feat has been accomplished. Example: Team A plays on Saturday and score their first touchdown in the 14th minute of play while Team B plays on Sunday and score their first touchdown after 5 minutes of play, then Team B will be settled as winner.

21. From time to time TB, LLC at its sole discretion and without prejudice to related contingencies as described in <Section A, Para 5, Clause 4>, might decide to publish offerings referring either to the single performance of a participant/team or offerings which combine the potential outcomes of 2 or more teams/participants (example: Enhanced Multiples, Boosted Odds, etc.), at higher odds than those normally available. TB, LLC reserves the right to withdraw such offers, edit the respective odds and effect any further changes TB, LLC might deem necessary at its sole discretion.

Settlement of these offers will be based on the following criteria in the listed order:

1. Unless specifically stated the offer refers only to the listed day(s) and/or next official match/event/round (as applicable) that the listed participants/teams are scheduled to take part in at the time the offer is published; 2. Results settled as per respective Sport-specific rules. All related events must be completed as scheduled within the applicable timeframes for bets to stand unless any other outcome in the offer would incontrovertibly determine the outcome of the offer in a way that completion (or lack of thereof) of the other events listed in the offer would not influence the outcome of the offer. Such markets will be settled according to the already determined outcomes; 3. Unless explicitly stated within the offer, result settlement will only take into account occurrences deriving from the actual play. Results attributable to walk-overs, protests, changes to the first official result, etc. will not be taken into consideration. Stakes will be refunded should it be impossible to determine a winning outcome in accordance with the respective Sport-specific rules; 4. All connotations related to the offer must be fully and unquestionably complied with for the bet to be deemed as winning, regardless of any possible conflict with the Sport-Specific rules or with any potential interpretation based on previous or current presentation of offers related to events in that particular sport and the way these are normally presented in TB, LLC Sportsbook. Where applicable, should the offer include any outcome the result of which ties exactly the chosen Over/Under or Spread line (aka PUSH) this will not be considered as having accomplished the listed occurrence and will result in the bet being settled as LOST.

22. While all necessary precautions have been taken by TB, LLC to ensure a superior user experience, it is to be understood that markets might fluctuate in such a way that, at any given point in time, these markets do not represent an enhanced value comparable to related bet offers currently present on TB, LLC Sportsbook. All bets remain valid regardless of these eventual fluctuations.

23. During selected events, TB, LLC will provide Account Holders with functionality to place bets combining outcomes and occurrences from the same event (aka intra-event combinations), either through pre-established combinations present in its Sportsbook (excluding Enhanced Multiples, Boosted Odds, etc for which <Section B, Para 3, Clause 21> applies), or through the BetBuilder functionality. Such functionality is only present at TB, LLC’s sole discretion and without prejudice to related contingencies as described in <Section A, Para 5, Clause 4>. settlement will be based on the respective Sport-specific rules. All related occurrences must be fully accomplished for a bet to be considered as having happened and eventually paid out at the odds struck. Stakes refunded should any part of the combination be settled as VOID. Where applicable, should the combination feature any outcome the result of which ties exactly the chosen Over/Under or Spread line (aka PUSH), such part of the combination will be removed from settlement calculation and bets will be paid out taking into consideration only the other parts of the combination.

24. “Teaser+” allows the Account Holder the possibility to allocate the same pre-set amount of points to all outcomes present in a parlay (combination) containing Spreads (Handicaps), Totals (Over/Unders) or a combination of both. Example: Account Holder combines NFL Team X +6.5 points in a parlay with Over 41 points in the NFL match between Team Y and Team Z. By choosing the “Teaser+ Football 6 points” option, the lines and odds get recalculated into a parlay featuring Team X +12.5 points (previously +6.5), combined with Over 35 points (previously Over 41). Should any part of a “Teaser+” bet be settled as void (push), that particular selection will be excluded from the parlay and the computation of odds/payout will be re-adjusted accordingly.

25. Bets referring to “Rest of the match” or similar will consider only outcomes and occurrences obtained from the time of bet placement until the end of the listed timeframe, thus disregarding any occurrences registered before the time the bet was placed and accepted.

26. Bets on specific timeframes/intervals (example: Match result between 60:00-89:59), will consider only outcomes and occurrences accumulated during the specified timeframe/interval. Settlement will not take into account any other points/goals/events tallied from other parts of the event/match outside the specified timeframe/interval, including stoppage/injury time, unless specified.

4. PARLAY/SYSTEM BETS/ROUND ROBINS

1. In Pre-game betting, it is possible to combine up to twelve (12) different offers (for example games) on a single coupon. Based on these twelve offers, Account Holder’s can choose their own number of singles, 2-way parlays, 3-way parlays etc up to a 12-way parlay. Combining different parlays on a single coupon is sometimes called Round Robins.

2. For In-game or Live betting it is possible to combine up to twelve (12) different offers on a single coupon as a parlay bet. Based on these twelve offers, Account Holders can choose their own number of singles, doubles, trebles etc.

3. TB, LLC reserves the right to limit the amount of combinations due to what is known as outcome dependency/related contingencies, as defined in <Section A.5.4>. and also other factors, solely at its own discretion.

4. It is possible to include one or several games as ‘bankers’ which means that the selected games/events will be included in all parlays of a coupons.

5. A ‘Trixie’ is a combination, which includes one 3-way parlay (treble) and three 2-way parlays (doubles) from a selection of three matches.

6. A ‘Patent’ is a combination, which includes one 3-way parlay (treble), three 2-way parlays (doubles) and three singles from a selection of three games.

7. A ‘Yankee’ is a combination, which includes one 4-way parlay (fourfold), four 3-way (trebles) and six 2-way parlays (doubles) from a selection of four games.

8. A ‘Canadian’ (also known as ‘Super Yankee’) is a combination, which includes one 5-way parlay (fivefold), five 4-way parlays (fourfolds), ten 3-way parlays (trebles) and ten 2-way parlays (doubles) from a selection of five games.

9. A ‘Heinz’ is a combination, which includes one 6-way parlays (sixfold), six 5-way parlays (fivefolds), fifteen 4-way parlays (fourfolds), twenty 3-way parlays (trebles) and fifteen 2-way parlays (doubles) from a selection of six games.

10. A ‘Super Heinz’ is a combination, which includes one 7-way parlays (sevenfold), seven 6-way parlays (sixfolds), twenty-one 5-way parlays (fivefolds), thirty-five 4-way parlays (fourfolds), thirty-five 3-way parlays (trebles) and twenty-one 2-way parlays (doubles) from a selection of seven games.

11. A ‘Goliath’ is a combination, which includes one 8-way parlay (eightfold), eight 7-way parlays (sevenfolds), twenty-eight 6-way parlays (sixfolds), fifty-six 5-way parlays (fivefolds), seventy 4-way (fourfolds), fifty-six 3-way parlays (trebles) and twenty-eight 2-way parlays (doubles) from a selection of eight games.

12. For display purposes, when necessary, the second digit after the decimal point of the odds is shown as rounded up on the Account Holder’s betslip to the nearest decimal number. The payout will however be calculated based on the actual odds multiplied by the wager amount, disregarding the aforementioned rounding.

5. RESULT SETTLEMENT

1. When settling results TB, LLC will do its utmost to attain itself to information obtained first hand (during or exactly after the event has been concluded), through TV transmissions, streaming (web-based and through other sources) as well as official sites. Should this information be omitted from first hand viewing and/or official sources and/or there is an obvious Error in the information included in the sources above, the settlement of the bet offer will be based on other public sources.

2. Nevertheless, unless a clear and verifiable Error is noted in the first official result, Settlement of bets will not include any changes deriving from and/or attributable to, but not limited to: disqualifications, penalizations, protests, sub -judice results and/or successive changes to the official result after the event has been completed and a result has been announced, even preliminarily.

3. a. Settlement of markets held over more than 1 round/stage (E.g.Season Bets), will only consider amendments effecting bets which settlement has not been decided yet. Such measures must be announced by the governing association before the last scheduled round/stage will be considered. Any changes effected after this date, or else referring to bets which have already been settled based on events happening during the event/competition will not be considered.

b. Unless otherwise specified within the offer, implied by the official competition rules or announced beforehand as being the official format for that particular event, any changes from the default sport/event/competition format that result in TB, LLC offering odds/lines/totals which are incongruent with the revised playing format, will result in the voiding of the bets effected by the format change.

c. Offers where the format change does not preclude the organizing association from declaring a winner (i.e. Season winner), irrespective whether there will be a continuation of play or not, revised length of season/competition, etc., will be settled according to the result issued by the governing association granted that said result is issued as per the timeframes listed below and is congruent to the odds/lines/totals available at time of offer publishing.

d. The following settlement provisions apply in such cases:

(i) Should the governing association declare a relevant outcome within 3 months from the last match played before the interruption (be it final classification, cancellation or intentions to resume play), markets will be determined accordingly; (ii) In case no applicable official communication/result is issued within 3 months from the last match played before the interruption, markets will be settled in accordance with the last classification/rankings available, regardless of number of matches played/current stage/phase of the competition; (iii) Markets which refer to whether a team/participant will reach a subsequent phase of the competition (example: Play-Offs) will be settled as void should there be any changes to the format/number of participants scheduled to contest that particular phase or that particular phase is not played at all, unless an outcome based on the market connotations at time of bet publishing has already been determined and the change in number of applicable matches bears no influence the outcome of the offer; (iv) Markets which odds are dependent/based on a full schedule of matches being played (example: Over/Under Wins in the Regular Season/Points in the League), will be declared void should the number of matches played end up being different than originally scheduled at the time of bet publishing, unless an outcome has already been determined and the change in number of applicable matches bears no influence the outcome of the offer.

4. Occurrences which have not been sanctioned and/or acknowledged by the game/match/event officials (e.g. disallowed touchdowns) will not be taken into account towards the settlement of the bet. As a general rule, and unless the offer specifies otherwise, TB, LLC will settle offers based on the exact time that the flow of play was interrupted/resumed (as applicable) by the occurrence in question (e.g. ball went out of play for a throw-in/goal kick or crosses the line for a goal in Soccer). Bets referring to the accumulation of a particular occurrence (e.g. Total corners in Soccer) and/or the execution of a particular action, will require said occurrence to actually take place during the time interval specified (e.g. the corner being kicked). In such instances, should the occurrence be only awarded and not taken, it will not be considered for settlement purposes.

5. All bet offers related to games/matches/events which do not take place at all or are awarded a result through a forfeit/’walk-over’ decision will be declared void and wager will be refunded.

6. In case of an abandoned event, all bet offers that have been decided prior to the abandonment and could not possibly be changed regardless of future events, will be settled according to the decided outcome. All remaining bet offers will only be settled if an official result is announced within 12 hours and will otherwise be considered void and wagers will be refunded.

7. In case an event is abandoned and is scheduled to restart from the beginning within 12 hours of the original date, all bets placed before the initial game which could not be settled through the outcomes deriving from the play prior to abandonment, will be declared void and wagers will be refunded.

8. Unless otherwise stated either in the Sport-Specific rules or in conjunction with the bet offer, specific events forming part of tournaments/competitions which are not held, get postponed and/or rescheduled for a time/date longer than 12 hours from the last scheduled time issued by the governing association due to bad weather, crowd trouble or similar scenarios will be declared void with the following exceptions where bets will remain valid:

a. Events which starting times have not been officially confirmed yet by the governing association at time of bet placement; b. Events which are moved due to scheduling conflicts/tv broadcasts but remain scheduled to be played within the same matchday/game week/round (as applicable) and the change does not change the order of official fixtures for any of the participants in the offer; c. Events which start times are anticipated (brought forward) but remain scheduled to be played within the same matchday/game week/round (as applicable) and, without prejudice to past-posting and similar occurrences as defined in <Section A, Para 5.6>, the change does not modify the order of official fixtures for any of the participants in the offer.

For the avoidance of doubt the definition of same matchday/game week/round is to be interpreted as the order of fixtures as dictated by the governing association with each specific match representing a matchday/game week/round. Should this order not be upheld and the sequence of fixtures changes in a way that matches against other teams get scheduled in between so much that the listed fixture ceases to be the next official commitment from that particular tournament/league/competition for all teams involved, that will be considered as not part of the same matchday/game week/round and offers will be declared void. The above does not apply to Season bets which will remain valid granted that the tournament/league/competition is held and decided during the season/year it refers to, regardless of any eventual date changes. In cases of Play-offs series or other series of matches which are scheduled to confront 2 teams over 2 or more matches, any re-scheduling of a single match will be considered as being part of the same matchday regardless of the length of the re-scheduling, granted that the order of home and away fixtures in the series is not modified and the listed fixture takes place within the series. Otherwise bets will be declared void.

9. In cases of events which have not been completed before their natural conclusion, and a result is issued through a decision by the official governing body/association not more than 12 hours from the event’s start, TB, LLC will use the issued decision as the official result for the following bet offers: Moneyline, Tie No Bet and Double Chance. Notwithstanding that, the issued decision does not change the outcome of the said bet offers at the time of the abandonment. In that case the wagers will be refunded. All other offers will be declared void except for those the outcomes of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

10. All bet offers related to uncompleted games/matches/events where the official governing body is not previously acknowledged will be declared as void unless at least 90% of the stipulated Regular/Full time is played, see in <Section B.1.1>. Should the game/match/event be abandoned after 90% has been completed, the settlement will be based on the current score at the time when the match/event was stopped.

11. Settlement of bet offers, such as, but not limited to, stolen bases, errors, sacks, shots, shots on target, ball possession, assists, rebounds, etc. will be based according to the definition with which the official governing body issues said statistics. Unless backed by un-contradictory evidence, TB, LLC will not acknowledge any complaints which derive from a personal interpretation of such terms.

12. When placing Futures (“Outright” or “Place”) bets, no wagers will be refunded on participants/outcomes that are not participating or withdrawing from an event (both prior and during), unless otherwise stated. TB, LLC reserves the right, at its own discretion, to apply Tattersalls Rule 4, as explained in <Section B.6>, on any competition and this will be stated in correlation to the bet offer and/or the relevant Sport-specific rule.

13. No refunds of wagers/bets will apply, even if the winning outcome of a game/match/event is a participant/outcome that has not been listed for betting purposes. On all bet offers the Account Holder has the possibility to ask for a price/odds on a non-listed participant/outcome. TB, LLC reserves the right, at its own discretion, to decline such requests.

14. In case a participant is disqualified/withheld/banned from taking part in a subsequent part/phase of an event/competition, the disqualification will be considered to have taken place at the time of the participant’s removal from the event. No alterations will be made to previous results, regardless of any modifications due to said actions. Bets placed after the disqualified participant last took part in the event will be declared void.

15. If two or more Participants share the applicable finishing positions and no odds have been offered for a tied outcome (defined from hereon as a ‘dead-heat’), the payout will be calculated by dividing the wager amount by the number of participants sharing those certain positions and are settled accordingly. The payout will always be at least equal to the wager amount, except in cases of “Head to Heads”, see <Section B.2.6> and <Section B.5.19>

16. In “Group Betting” (aka “Best of X”), all listed participants must start the event for bets to stand.

17. In “Group Betting” (aka “Best of X”), at least one participant from the selection list must successfully complete the event for bets to stand. Should that not be the case, and the official governing body/association does not follow specific tie-breaking criteria, the bets will be declared void.

18. In a “Head to Head” between two or three participants, all listed participants must start the particular round/event which the bet refers to, for bets to be considered valid.

19. In a “Head to Head” between two participants, all bets will be refunded if both participants share the same position/score or are eliminated at the same stage of the competition, unless the official governing body/association follows specific tie-breaking procedures, in which case, these will be deemed valid.

20. In a “Head to Head” between three participants and more than one winning outcome, the odds will be divided by the outcomes sharing the winning position, irrespective whether the net outcome is lower than the Account Holder’s wager amount.

21. If a “Head to Head” is offered between different rounds/stages, all participants must take part in the upcoming round/stage for bets to be valid. Should any participant listed in the offer not take any subsequent part, bets placed from after the last time the participant was active in the event will be declared void.

22. Unless specifically stated, whenever the organizing association deems it fit to include any necessary rounds, games, or series of games (e.g. Play-offs, Play-outs, Postseason) following the end of the so-called Regular Season in order to determine the classification, league winners, promotion/relegation, etc., TB, LLC will take into account the results and outcomes deriving from these games for settlement purposes of bets referring to the final league classification, promotion, relegation, etc. For example, seasonal bets on the team winning the NHL will refer to the Stanley Cup Winners.

23. Offers which confront against each other the performances of two or more individuals/teams over a stipulated timeframe/competition will only be settled based on the result of the listed participants, disregarding all other participants in the same competition/event.

24. Unless specifically stated, all offers referring to a single player’s performance in a specific domestic league (such as Total Goals Scored by Player X in League Y) or “Head to Head” bet offers involving two players’ performances in leagues, will not take into account those events happening during eventual Play-offs/Play-outs/Post-season or any other games, or series of, which would happen after the so-called Regular Season.

25. Offers related to a total amount of occurrences/events scored/tallied by a particular team, either in a single team performance in a specific league (such as Total Runs Scored by Team X), or “Head to Head” bet offers involving two teams’ performances in leagues or a cumulative league performance ) will not take into account those events happening during eventual Play-offs/Play-outs/Post-season or any other matches, or series of, which would happen after the so-called Regular Season, unless otherwise specified.

26. In a single player performance bet offer in a specific domestic league (such as Total Goals Scored by Player X in League Y) or “Head to Head” bet offers involving two players’ performances in domestic leagues, unless an outcome has already been achieved, stakes will be refunded should any of the following occurrences happen to any relevant participant: (i) is not part of the matchday squad for the club/team they are eligible for at time of bet placement in 50% or more of the remaining applicable matches for any reason, (ii) does not take part in at least another match after the bet has been placed, (iii) totals the same amount as the other player, unless a draw/tie option has been offered. Other sports-specific conditions may apply, please refer to the Sport-specific section

27. In a single player performance bet offer in a specific event (such as Total Goals Scored by Player X in International Tournament) or “Head to Head” bet offers involving two players’ performances in specific events, should any of the following occurrences happen to either of the participants in the selection list, the bets will be considered void: i. does not take part at all in the event ii. does not take part in at least another game after the bet has been placed, iii. totals the same amount as the other participant.

28. During specific events TB, LLC might decide to offer for betting a reduced selection of participants and might also include betting options such as “any other”, “the field”, or similar. This option includes all unlisted participants except for the ones mentioned specifically as available.

29. Offers that make specific reference to a participant’s/participants’ performance in a particular event (e.g. Player X vs The Field) are to be considered void if the mentioned participant(s) do(es) not take part in the competition.

30. Any form of a qualification ahead of the main event is considered to be a valid part of that competition. Thus any participant who is eliminated at qualification stage will be considered losing to anyone that is pre-qualified or is successful in the qualification part.

31. Bet offers which originally require participant(s) to compete in two or more stages/legs to advance into a subsequent phase/round of a competition, will remain valid regardless of any postponement/movement of the actual game dates, given that said game(s) actually takes place within the frame of the competition.

32. A bet on a “To Qualify” market originally requiring just one stage/leg to advance to a subsequent phase/round of a competition (including any eventual prolongations/additional games, e.g. replays) will be declared void if said match is not decided within more than 36 hours of its supposed start time.

33. Irrespective of whether such information has been detailed in the bet offer or not, bets on games being played on so-called “Neutral, fields, pitches, courts, stadiums, ice, etc.” as well as in cases where the venue/surface type is changed, will not be treated as a cause for the offers to be voided, provided that the location in which the game takes place cannot be demonstrated as being the habitual “home” field of either team involved in the game, in which case all bets will be declared void. Such eventuality is not applicable to events in which, even if the location can be deemed as a potential customary “home” court, field, stadium, pitch, etc. for either of the teams involved, the official governing body association still decides to list the fixture in a way which might be interpreted differently, (e.g. specific events or the final/late stages of a competition being held in pre-established venues). In such cases the venue would be considered “Neutral” and bets stand regardless of the order in which the offer is displayed.

34. Information referring to gender of the teams, as well as various definitions of reserve teams (e.g. B and C teams), is to be treated as supplementary information. The inclusion (or lack of) and correctness of such information will not be treated as sufficient cause for the voiding of the offers related to the game/event, given that this does not cause an obvious inconsistency in odds offered.

35. While all necessary precautions are taken by TB, LLC to assure the most faithful rendition of all components involved in a bet offer, it is to be assumed that certain denominations could be represented differently due to different interpretations deriving from adaptations into another language. Such linguistic incongruence will not be treated as sufficient cause for the voiding of the offers related to the game/match/event, given that it does not create uncertainty with other participants. The same applies for denominations referring to events, team names, sponsor names, etc.

36. In case of bets where there is reference to timeframes, they should be interpreted in the following way: “within the first 30 minutes” will include anything happening until 0 hours 29 minutes and 59 seconds; “between 10 to 20 minutes” will include anything happening from 10 minutes and 0 seconds until 19 minutes and 59 seconds.

37. Unless listed either in conjunction with the bet offer, or else in the Sport Specific rules, bets referring to game/event/match duration which include non-full integer digits (E.g. 88.5 minutes or X.5 rounds) require the full completion of the full integer of the listed duration for them to be considered won. For example: a bet on Over/Under 88.5 minutes in a Tennis match will be settled as Over only if at least 89 full minutes are completed.

38. TB, LLC acknowledges that some bets might require the rounding-up of percentages, units or other criteria which are decisive for the settlement of the bet. Should that be the case, TB, LLC reserves the right to adjust and settle accordingly based upon common rules of numeric rounding (E.g. 0.1-0.4 round down, 0.5-0.99 round up)

39. Any reference to goals scored by specific players will not count if they are defined as ‘own goals’ (scored in their own goal) unless otherwise stated.

40. Any reference to confederation, nationality or similar will be subject to the definition by the official governing body/association.

41. Any medals won by a team/nation per competition will count as one (1) single medal regardless of the number of team members (i.e. Olympic ice hockey gold medal).

42. Offers related to a total amount of occurrences/events scored/tallied by a particular player, in a single team performance in a specific competition (such as Total Touchdowns Scored by Player X for Team Y) will only take into account total amount of occurrences/events scored/tallied by the particular player while playing for that team in that particular competition. Should any of the following occurrences happen to the listed player, the bets will be considered void: i. does not take part in at least 50% of the competition’s stipulated games (excluding eventual Play-offs/Play-outs/Post-season); ii. does not take part in at least another game after the bet has been placed.

43. Offers on whether certain individuals will be occupying a specified position/title/job on a certain date (E.g. Minister X to still be Minister on date Y, Player/Coach to still be with Team Y on Date Z) refer to the individual in question to hold (or alternatively to be appointed in) the listed position uninterruptedly between the time the bet is placed and the specified deadline. Should the individual for any reason whatsoever leave the position before the specified deadline, the outcome of the bet will be considered as not having happened. This is valid even in cases where the individual is re-appointed/signed again in that same position/title/job and even if on the specified deadline the individual is occupying once more that same position/title/job to which the bet refers to. Settlements will also take into account players signed on loan deals.

44. Any bets referring to “breaking” of records require the listed occurrence to be fully accomplished. Equaling the record will not be considered as having fully accomplished the feat. Only the listed occurrence will count for settlement purposes.

6. TATTERSALLS RULE 4

1. In the event of one non-runner or one non-Participant, the odds on the remaining runners or remaining Participants are reduced in accordance with the so-called Tattersalls Rule 4.

a. Win Betting:

Current odds (decimal form) of the withdrawn runner/Deductions in percentage of net gain

1.30 and lower – 75% 1.31 to 1.40 – 70% 1.41 to 1.53 – 65% 1.54 to 1.62 – 60% 1.63 to 1.80 – 55% 1.81 to 1.95 – 50% 1.96 to 2.20 – 45% 2.21 to 2.50 – 40% 2.51 to 2.75 – 35% 2.76 to 3.25 – 30% 3.26 to 4.00 – 25% 4.01 to 5.00 – 20% 5.01 to 6.50 – 15% 6.51 to 10.00 – 10% 10.01 to 15.00 – 5% 15.01 and higher – No deductions made

b. Place Betting:

Current odds of the withdrawn runner/Deductions in percentage of net gain

1.06 and lower – 55% 1.07 to 1.14 – 45% 1.15 to 1.25 – 40% 1.26 to 1.52 – 30% 1.53 to 1.85 – 25% 1.86 to 2.40 – 20% 2.41 to 3.15 – 15% 3.16 to 4.00 – 10% 4.01 to 5.00 – 5% 5.01 and higher – No deductions made

2. In the event of two or more non-runners or non-Participants, the total reduction shall not exceed 75%. The deduction in this case will be based on the aggregate odds of the withdrawn runners

C. SPORTS BETTING RULES & LIMITS

All conditions stated in this section have priority to any other rule or condition. Operator does not guarantee availability of all sports/event groups listed below. Sports must be approved by the regulator to permit wagering and only approved items will be actually offered for bet placement.

1. FOOTBALL

1. Unless otherwise stated, all bets on Football are determined on the basis of the result after the game is over, including overtime (if necessary).

2. All offers will only be considered valid should there be less than 5 minutes of scheduled play justify in the 4th Quarter/2nd Half, as applicable. Exception will be done for those the outcome of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome. (i.e. First Team to Score if this has already happened).

3. “Head to Head” and “Over/Under” bets involving one or more players’ performance in the game/league are considered valid given that all listed players take part in the game/league at some stage for bets to stand.

4. Unless specifically stated or implied in the offer characteristics, settlement of Season bets will be based as per the classifications, definitions and tie-breaking rules as per NFL.com, or the official website of the competition (as applicable).

5. Unless otherwise specified, a typical NFL/NCAA week/round schedule is considered as running from Thursday to the following Wednesday, as per local stadium time. Any events/offers not completed within the aforementioned timeframe will be settled as void, except for those offers the outcomes of which has already been decided and could not possibly be changed regardless of future events, which will be settled according to the decided outcome. Bets referring to events which have been rescheduled within the same week/round will remain valid as much as said events are played within timeframe above.

6. Gameday/Weekly props is where it is possible to bet on the performances and outcomes of a pre-defined selection of teams and/or individual players’ occurrences happening in a collection of games/events on a specified week/round/day/ (example: Total Points Scored in games from a specific Conference, Highest/Lowest Scoring team, Player Yardage markets etc.). All applicable games/events (including any rescheduling to be played within the aforementioned timeframe), must be completed and validated for the specified week/round/day/ for bets to stand except for those the outcomes of which has been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome. In addition, offers referring to the performance of specified players require that all the specified players are active participants at any point of the applicable game for bets to stand.

7. All offers referring to player performances remain valid regardless of eventual player trades during any point in the season.

8. Offers referring to individual player performances’ in a single game (example: Total Passing Yards Thrown by Player X) or confronting performances from 2 individual players during the course of a game (example: Which of Player X or Player Y will throw most Passing Yards), require all listed individuals to be an active participant in the applicable game for bets to stand.

9. Offers referring to individual player performances’ over a particular period (example: Total Passing Yards Thrown by Player X during the Regular Season) or confronting performances from 2 individual players during the course of the season (example: Which of Player X or Player Y will throw most Passing Yards during the Regular Season), require all listed individuals to be an active participant in at least one more game applicable for the offer after bet acceptance for bets to stand.

10. Bets on ‘Half time/Full time’ (i.e. predicting the outcome at Half Time combined with the result at the end of the 4th Quarter) will not take into account any outcomes in overtime (if applicable).

11. First/Next Offensive Play markets are settled based on the first/next offensive play from scrimmage (as applicable), excluding Penalties. Should a kick-off be returned for a touchdown, bets will be settled with the outcome of the subsequent kick-off. For settlement purposes, incomplete/intercepted passes, Quarterback sacks or fumbles will be considered as “Pass Play” unless the Quarterback has passed the line of scrimmage, at which point it would be considered as “Run Play”. Fumbles on exchanges to the Runningback will be considered as “Run Play”.

12. Settlement on offers referring to “Offensive Yards” will be based on the net number of yards including any sack yardage lost.

13. Offers referring to any team scoring a specified successive number of times unanswered will consider scorings tallied during eventual Overtime but excludes any PATs (points after Touchdowns or 2 point conveTBons).

14. “Team to call first/next Timeout” offers will not take into consideration for settlement purposes any timeouts lost through any other means such as failed challenges, coaches challenges and/or injuries.

15. Bets referring to the outcome of a particular drive will be settled as void in case of an incomplete drive. In cases where Team A has the ball and fumbles with the ball being recovered by Team B who successively fumbles it back to Team A, the outcome will be settled as a “Turnover”. Turnover on Downs (failed 4th Down attempt), will also be considered as a “Turnover”. Should it happen that a punt is fumbled by the receiving team and recovered by the kicking team, bets will be settled as “Punt”.

16. Offers on whether a 1st Down will be made refer only to the team currently in possession achieving said accomplishment. Market will be settled as “YES” should a new set of “Downs” be achieved either by Run, Pass (including cases where a Touchdown is scored as a result) or an Automatic 1st Down Penalty. “Safety”, “Field Goal” (irrespective whether the Field Goal being scored or not), fumbles or any change in possession, will settle the offer as “NO”. Any Down replayed due to non-automatic penalties will not be considered for settlement purposes unless committed with 5 yards or less to go

17. Settlement on which team will gain most Passing/Rushing yards will be based on the gross number of yards thrown/run, including any negative yardage for passing/rushing.

18. For settlement purposes, bets on Touchdown scorers require the listed player to be part of the active roster for that match. Stakes on players which are not on the active roster will be refunded. In cases of “passing Touchdowns” only the player who catches the pass will be considered as the Touchdown scorer.

19. Player props and other stats-based offers will be settled according to the official match reports as published after the game by the organizing association.

20. Unless otherwise specified in conjunction with the bet offer, bets on outcomes related to 2nd Half, will only take into consideration points and occurrences tallied/obtained during the specified timeframe and will not consider any points and occurrences tallied/obtained during eventual Overtime.

2. BASEBALL

1.Unless otherwise stated, bets on Baseball are determined on the basis of the result after any eventual extra innings, and regardless of the amount of innings played, as declared by the organizing body/association.

2. A bet is declared void on a cancelled or postponed game which has not started, or in the case of a result not having been issued within twelve hours of the scheduled start time.

3. “Match” bets (aka Moneyline) require the minimum amount of innings played, as per the rules of the respective governing association for bets to stand and will be settled as void in case of a draw after the eventual extra innings. All other offers which could reasonably be settled (e.g. “Over/Under”, “Handicap” and “Odd/Even”) will be settled according to the result after the extra innings.

4. “Handicap”, “Over/Under”, “Odd/Even” require all scheduled innings to be completed, or at least ½ inning less than the number of scheduled innings if the home team is in advantage, for bets to stand. This applies to all offers except those the outcome of which has been decided prior to the abandonment and could not possibly be changed regardless of future events. These will be settled according to the decided outcome.

5. With the exception of those offers where the start/participation of the listed pitcher(s) is specifically required for the market to be deemed valid, (example: Listed Pitcher Moneyline), whoever is chosen to be the starting pitcher of either team has no relevance on how offers are settled.

6. For settlement purposes “First Half” bets are deemed to be referring to the outcomes deriving from the first 5 innings. All 5 innings must be completed for bets to stand except for those offers the outcome of which has been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome. For games played under a scheduled, shortened format the first half innings will be shortened accordingly, for example “first half” bets in a 7 innings game refer to outcomes deriving from the first 4 innings.

7. Offers referring to individual player performances’ in a single match (example: Total Hits by Player X) or confronting performances from 2 individual players during the course of a match (example: Which of Player X or Player Y will have most Hits), require all listed individuals to play a further active part in the applicable match for bets to stand.

8. Unless specifically stated or implied in the offer characteristics, settlement of Season bets and Tournament or Playoff Totals will be based as per the classifications, definitions and tie-breaking rules as per MLB.com, or the official website of the competition (as applicable). Unless otherwise stated, cumulative amounts of such bets will include eventual prolongations (e.g. Extra Innings).

9. Moneyline bets require a minimum of 5 full innings to be played or at least 4.5 innings in case the team batting second is leading at that particular point.

10. Bets on the outcome of a particular period (example Inning X) or occurrences achieved during a time-limited period require the specified period to be completed with the exception of those offers the outcome of which is already determined before any interruption and/or any further continuance of play could not possibly produce a different outcome to said offers which will be settled accordingly.

11. Unless specifically stated or implied in the offer characteristics, settlement of Season bets will be based as per the classifications, definitions and tie-breaking rules as per MLB.com, or the official website of the competition (as applicable). Unless otherwise stated, cumulative amounts of such bets will include eventual prolongations (e.g. Extra Innings).

12. All offers referring to player performances remain valid regardless of eventual player trades during any point in the season.

13. For offers which refer to the performance of team(s) throughout a specified period (example: Total Wins in the Regular Season for Team X or Team to win most Regular Season matches), bets will remain valid should any listed team play fewer games than they were originally scheduled for granted that the number of games which the listed team(s) have missed out on, does not influence the outcome of the offer.

14. Bets on the outcome of a particular period (example Inning X) or occurrences achieved during a time-limited period require the specified period to be completed with the exception of those offers the outcome of which is already determined before any interruption and/or any further continuance of play could not possibly produce a different outcome to said offers which will be settled accordingly. For settlement purposes, any Inning (including eventual extra innings) which does not require the Home Team to bat further, or at all, is considered to have been naturally concluded and all bets referring to the inning (example: Result of Inning X, Handicap (Spread) of Inning X, Over/Under (Total) Runs or Hits in Inning X) stand with the exception of those which specifically refer to the single performance of the Home team within the specified inning (example: Over/Under (Total) Runs scored by the Home Team in Inning X) which will be settled as void should the Home Team not bat at all during the specified Inning.

15. During certain events TB, LLC might decide to offer markets related to the outcome of a series of consecutive Regular Season matches playing between the listed teams during the specified timeframes. Settlement will include outcomes deriving from any doubleheaders as much as these are played within the specified timeframe. In cases where no drawn (tie) outcome has been made available for betting, bets will be settled as void should both of the listed teams win the same number of matches. All scheduled matches must be completed as per the rules of the organizing association for bets to stand except for those the outcomes of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

16. Offers which confront or tally outcome and occurrences obtained/achieved by teams or players taking part in different matches not confronting each other (example: Team to score most runs in their respective match), require that all applicable matches are completed as per the rules of the organizing association for bets to stand except for those the outcomes of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome. In cases where no drawn (tie) outcome has been made available for betting, bets will be settled as void should both of the listed teams/participants obtain/achieve the same amount.

3. BASKETBALL

1. A bet on Basketball is determined on the basis of the Result after the game is over, including overtime (if necessary), unless otherwise stated.

2. All offers will only be considered valid should there be less than 5 minutes of scheduled play justify in the 4th Quarter/2nd Half, as applicable. Exception will be done for those the outcome of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

3. Bets referring to the game outcome (aka “Moneyline”) from ties which are decided over two or more match-ups will have the “Including Overtime” offer voided in case the game ends in a tie and no further play is done in that particular game (this is more likely to happen in European basketball).

4. In multiple game series, all points collected during any overtime period will count for the final settlement of that particular game.

5. “Head to Head” and “Over/Under” bets involving one or more players’ performance in the game/event/tournament are considered valid given that all listed players take part in the game/event/tournament at some stage for bets to stand.

6. All bets referring to aggregated League/Tournament Totals (such as Points, Rebounds, Assists, etc.) will be settled based on official statistics by the governing body/association. Unless otherwise stated, cumulative amounts of such bets will include eventual prolongations (e.g. overtime).

7. Unless specifically stated or implied in the offer characteristics, settlement of Season bets will be based as per the classifications, definitions and tie-breaking rules as per NBA.com, or the official website of the competition (as applicable).

8. All offers referring to player performances remain valid regardless of eventual player trades during any point in the season.

9. Offers referring to individual player performances’ in a single game (example: Total Points Scored by Player X) or comparing performances from two individual players during the course of a game (example: Which of Player X or Player Y will score most Points), require all listed individuals to be an active participant in the applicable game for bets to stand.

10. Offers referring to individual player performances’ over a particular period (example: Total Points Scored by Player X during the Regular Season) or comparing performances from two individual players during the course of the season (example: Which of Player X or Player Y will score most Points during the Regular Season), require all listed individuals to be an active participant in at least one more game applicable for the offer after bet acceptance for bets to stand.

11. Bets on Double Result (i.e. predicting the outcome at Half Time combined with the result at the end of the 4th Quarter) will not take into account any outcomes in overtime (if applicable).

12. Unless otherwise specified in conjunction with the bet offer, bets on outcomes related to 2nd Half, will only take into consideration points and occurrences tallied/obtained during the specified timeframe and will not consider any points and occurrences tallied/obtained during eventual Overtime.

13. For offers which refer to the performance of team(s) throughout a specified period (example: Total Wins in the Regular Season for Team X or Team to win most Regular Season matches), bets will remain valid should any listed team play fewer games than they were originally scheduled for granted that the number of games which the listed team(s) have missed out on, does not influence the outcome of the offer.

14. For settlement purposes a ‘double-double’ is considered to have occurred should the player register 10 or more in at least 2 of these categories in a single match (including during eventual overtime): Points Scored, Any Rebounds Won, Assists, Steals and/or Blocked Shots. A ‘triple-double’ is considered to have occurred should the player register 10 or more in at least 3 of the aforementioned categories in a single match (including during eventual overtime).

4. ICE HOCKEY

1. Unless otherwise stated, markets will be settled with results and statistics at the end of eventual Over Time, Penalty Shoot-Outs or any other prolongations the relevant governing association employs.

2. Offers referring to individual player performances’ in a single match (example: Total Goals Scored by Player X) or confronting performances from 2 individual players during the course of a match (example: Which of Player X or Player Y will score most Goals), require all listed individuals to be an active participant in the applicable match for bets to stand.

3. Settlement of player related and team markets (such as Goals, Assists, Points, Shots on Goal, etc.) will be settled based on official statistics by the governing association. Unless otherwise stated, settlement of such bets will include eventual prolongations (e.g. Over Time) but not Penalty Shoot Outs.

4. For the purpose of settlement, “Over/Under” bets referring to Total Goals Scored in the match including any eventual goals scored in Overtime and Penalty Shootouts, will be settled by counting as only “1” the goals scored by either team during any number of Overtimes and eventual Penalty Shoot-Outs. The following examples can be used for consideration:

- Example 1 – Over/Under (Regular Time): Match ends 2-2 at the end of the 3rd period. Total Goals will be settled as 2-2 (4 goals in total).

- Example 2 – Over/Under (Including OT and Penalty Shootout): Match ends 2-2 at the end of the 3rd period and Team A scores in OT. Total Goals will be settled as 3-2 (5 goals in total).

- Example 3 – Over/Under (Including OT and Penalty Shootout): Match ends 2-2 at the end of the 3rd period. OT ends 0-0 while during the Penalty Shootout Team A scores 1 and Team B scores 2. Total Goals will be settled as 2-3 (5 goals in total).

5. All NHL and NCAA ‘match’ offers will only be considered valid should there be less than 5 minutes of scheduled play justify in the 3rd Period. Exception will be done for those the outcome of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

6. Unless specifically stated or implied within the offer, all “match” bets on Ice Hockey are determined on the basis of the result at the end of Regular Time (i.e. end of 3rd Period).

7. Unless specifically stated or implied in the offer characteristics, settlement of Season bets will be based as per the classifications, definitions and tie-breaking rules as per NHL.com, or the official website of the competition (as applicable).

8. Season bets, regardless whether these include outcomes obtained during Playoffs or otherwise, as well as offers referring to particular teams or player performances will remain valid irrespective of eventual player trades, team movements or name changes during any point in the season.

9. Offers referring to individual player performances’ (example: Total Goals Scored by Player X during the Playoffs) or confronting performances from 2 individual players over a particular period/tournament/season (example: Which of Player X or Player Y will score most points during the Regular Season), require that all listed individuals must be an active participant in at least one more fixture applicable for the offer after bet acceptance for bets to stand. Bets placed after any news which can even potentially reduce the number of fixtures any listed player is eligible for within the competition (example: injury/transfer/trade news); thus altering the odds even just theoretically in favor of any particular outcome without said odds having been adjusted to reflect the current state of the bet, will be declared void.

10. Player props and other stats-based offers will be settled according to the official match reports as published after the game by the organizing association.

5. SOCCER

1. First/Next Goalscorer – The bet refers to a specific player being the scorer of the listed goal within the applicable timeframe, or else being the first scorer for his team (E.g. “First Goalscorer – Team X)”. Stakes will be refunded on players who do not take part in the match or else come on the field of play after the listed goal to which the bet refers to has been scored. Own goals do not count for the settlement of this offer. Should the goal to which the bet refers to be deemed as an own goal, the next player to score a goal which is not an own goal and conforms with the bet offer parameters will be deemed as the winning outcome. In case no goals (or no further goals, as applicable) is/are scored which are not own goals and fulfil the remaining bet offer parameters, all bets will be considered lost, unless an applicable option has been listed within the offer.

2. Last Goalscorer – The bet refers to a specific player being the scorer of the last goal either during a particular timeframe of the event (E.g. “Last goal in the match” or “Last goal in the 1st Half”), or else being the last scorer for his team (E.g. “Last Goalscorer – Team X)”. Stakes will be refunded only on players who do not take part in the match at all. In all other instances bets will remain valid, irrespective of the time of inclusion/substitution of the player. Own goals do not count for the settlement of this offer. Should the goal to which the bet refers to be deemed as an own goal, the previous player to score a goal which is not an own goal and conforms with the bet offer parameters will be deemed as the winning outcome. In case no goals (or no previous goals, as applicable) is/are scored which are not own goals and fulfill the remaining bet offer parameters, all bets will be considered lost.

3. “Scorecast” and “Matchcast” are bet offers where it is possible to bet simultaneously on a particular occurrence (e.g. First Goalscorer) combined with another from the same, or related event (e.g. Correct Score in the match, or match outcome). Should the bet refer to First or Last Goal Scorer, terms and conditions as stated in <Section C.5.1> and <Section C.5.2> will apply, where applicable. Bets will be refunded on players who do not take part in the match at all. In all other instances bets will remain valid, irrespective of the time of inclusion/substitution of the player. Own goals do not count for the settlement of this offer.

4. Unless otherwise specified, or indicated in conjunction with the bet offer, all other goal-related bets will require the listed player(s) to play from the start of the match to be valid. Own goals will never count as a goal scored for any selected player.

5. “Head to Head” and “Over/Under” bets involving the performance of one or more players in the match are considered valid given that all listed players start the match for bets to stand.

6. “Head to Head” and “Over/Under” bets involving the performance of one or more players in the event/tournament are considered valid given that all listed players take part in the event/tournament at some stage for bets to stand.

7. All bets referring to aggregated Tournament Totals (such as Goals, Corners, etc.) will be settled based on official statistics by the governing association. Unless otherwise stated, cumulative amounts of such bets will include eventual prolongations (e.g. Extra Time) but not Penalty Shoot Outs.

8. Unless specifically stated, all bets referring to a particular team winning a number/selection of trophies in the same season will be based on the particular team’s performance within the following competitions: the domestic league, the apparent equivalent of the respective FA Cup and League Cup as well as the Champions League or Europa League. Other trophies (e.g. domestic and European Super Cup, World Club Cup) do not count.

9. The “Domestic Double” is to be considered as the team’s victory in the apparent equivalent of the respective domestic league and FA Cup.

10. Bets on whether a particular player(s) will manage to score from certain areas of the pitch (E.g. from outside the ‘penalty box’) will be settled based on the position of the ball at the time the shot was struck by the player, irrelevant of any further deflections which the ball trajectory might incur following the initial shot. For the sake of clarity, the lines delineating the ‘penalty box’ are to be considered as an integral part of such area of the pitch. Thus, should a shot be struck with the ball hovering above, or touching, even partially, said lines, the shot will not be considered as having been effected from outside the box.

11. Bets on whether a particular player(s) will manage to hit the cross bar, goal post or any other part of the frame delineating the goal area will only be settled as having accomplished such feat if the shot does not result directly in a goal being awarded exactly after the ball hits a part of the goal frame. Settlement will only take into consideration shots aimed at the goal frame defended by the opponents of the listed player(s) team. Should a player have a shot which hits the post their team defends this will not be considered as having accomplished this feat.

12. During certain events TB, LLC might decide to offer a reduced selection of participants for betting (E.g. Any unlisted Team X player) or else a single participant as a representation of the whole squad (E.g. “Any Team X player”). In both cases for settlement purposes, all unlisted squad members are to be deemed as starters (and settled as such), including substitutes regardless whether they take part in the match or not.

13. Bets on the performance of players starting the match on the bench will be settled as void if the player is either listed in the starting XI or does not take part in the match at all.

14. On offers such as Next Goalscorer, Next Assist and Man of the Match, stakes will be refunded should the chosen player not take part in the match at all or had no possibility to accomplish such feat during the specified timeframe.

15. Bets on “Next Assist” for a particular goal will be settled as void should the governing association declare the specified goal as having been unassisted, the specified goal is an own goal and/or no more goals are scored in the match during the specified timeframe

16. Bets referring to penalty kicks conveTBon and/or outcome will be settled according to the outcome occurred on the field of play as per the rules governing that specific scenario and in cases of penalty shoot-outs will remain valid regardless of the format employed by the governing association during the shoot-out. Bets stand in case the penalty is ordered to be re-taken and will be settled with the outcome achieved from the re-taken penalty. As a general principle, settlement will be based on the concept that unless the penalty kick results in a goal being awarded (and settled accordingly), the first person/object/location (as applicable) which the ball initially touches after being kicked will be considered as the winning outcome, disregarding any other persons/objects the ball hits in its subsequent trajectory following any previous deflection, if any. The following examples are being issued as a general guideline on settlement:

“Goal” would be the winning outcome in case of the following scored penalties scenarios:

- Any penalty kick which ends up as a goal without it being deflected;

- Goalkeeper touches the penalty kick but ball ends up as goal;

- Penalty kick touches the woodwork before ending up in goal.

“Save” would be the winning outcome in case of the following missed penalties scenarios:

- Goalkeeper deflects the penalty kick to outside the goal frame;

- Goalkeeper deflects the penalty kick onto the post/crossbar.

“Woodwork” would be the winning outcome in case of the following missed penalties scenarios:

a. Penalty kick hits the woodwork before it is touched/saved by the goalkeeper; b. Penalty kick hits the woodwork and ball goes outside the goal frame.

“Any other Miss” would be the winning outcome in case of any penalty kick which without any deflection either by the goalkeeper or by the woodwork ends up outside the goal frame:

The exception to the above scenarios would be in in case of penalty shoot-outs, should the ball hit the woodwork, bounce on the goalkeeper and end in goal, such penalty will be considered as having been scored while should said situation occur during any other part of the match which is not a penalty shoot-out, the penalty taker would be considered as having missed to score and “hitting the woodwork” will be considered as the winning outcome.

17. Any decision taken by the Video Assistant Referee (VAR) which conflicts with the original decision sanctioned by the officials on the pitch (including non-decisions like allowing play to continue before reviewing the video), thus altering the understood state of the match at the time of bet placement, will result in all bets placed in the timeframe between the actual occurrence of the original incident and the referee’s final decision on the incident being deemed as void, unless the odds offered on the specific bet offer are unaffected by the use of VAR or have already been accounted for in the odds offered at the time of bet acceptance. Settlement on all other unrelated bet-offers, including those determined by any play between the time of the original incident and the decision following the VAR review, which are not influenced/altered by the VAR decision will stand.

For resulting purposes VAR reviews, and the decisions emanating from said reviews, are to be considered as having happened at the time of the original incident for which the VAR would be eventually used even if play has not been immediately interrupted. TB, LLC reserves the right, in accordance with <Section A, Para 6.2>, to reverse any previously settled offers where the settlement becomes inaccurate following the final referee decision, providing said decision is taken and communicated before the conclusion of the match and/or timeframe listed.

In order to avoid any doubts, TB, LLC will consider the VAR as having been used if it is understood from the referee’s gestures (i.e. hand gestures, stopping the match to review the incident themselves), and/or the VAR usage is confirmed by the match report issued by the official organization. In cases where it is unclear whether the VAR has been used due to missing TV coverage and/or conflicting reports, TB, LLC will settle the bets based on the information acquired from feed providers and generally reputable online sources on the basis of equity.

18. Markets referring to which specific player will be the next to be booked/receive a card are to be understood and settled as per the order of the instance in which each single player gets booked/sent off by the referee. The card color shown by the referee will not be given any consideration in the settlement of this offer and the decisive criteria will always be the order in which the single player is considered to have gone into the referee’s book. For settlement purposes it is possible for a single player to be listed twice as the “Next Carded player” as much as both bookings occur during different interruptions of play. Should 2 or more players be booked during the same interruption of play, bets on this offer will be settled as void.

19. Any reference to “Free Kicks” both when presented as a single outcome, as well as an occurrence will also take into consideration instances awarded for offsides and any other violation except those sanctioned with a penalty.

20. Offers referring to specific player(s) playing the whole match require the specified player(s) to start the match for bets to stand. For settlement purposes, bets will be settled as YES only if the specified player(s) is/are neither substituted nor sent off during Regular Time only. Eventual extra time does not count.

6. BOXING

1. All offers will be settled according to the official result of the relevant governing body immediately as declared by the ring announcer at the end of the fight. No amendments made to the official result after being first announced will be taken into consideration except for those which the official organization effects to rectify clear cases of human errors by the ring announcer.

2. For settlement purposes, in case the match is interrupted for any reason in between rounds, e.g. retirement before the start of a round, disqualification, failure to answer the bell, the fight will be deemed to have finished at the end of the previous round.

3. Offers on fights declared as a “No Contest” or “Technical draw” will be settled as void, except for those offers the outcome of which has been decided prior to the decision and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

4. If for any reason, the number of rounds in a fight is changed, offers which make specific reference to rounds, such as “Round betting”, “Group of Rounds”, “Over/Under”, “Method of Victory” and “To go the distance” will be declared void.

5. For settlement purposes, betting on rounds or groups of rounds refers to a fighter to win by KO (Knockout), TKO (Technical Knockout), or disqualification during that round or group of rounds. If for any reason, a points decision is awarded before the full number of scheduled rounds is completed, or a boxer is disqualified, bets will be settled on the round in which the fight was stopped. Bets which nominate ‘to win on points’ will only be deemed winners if the full number of rounds is completed.

6. For a match to be declared as having been decided by “points”, (e.g. the different definition of “decision”), all scheduled rounds must be completed. All other decisions (e.g. KO, TKO, withdrawal, submission, disqualification, failure to answer the bell, clash of heads, low blow, etc.) will be settled as if the boxer has won the fight without the need of a decision, aka “before the bell”.

7. Bets referring to round/fight duration represents the actual time passed in the round/fight, as applicable, depending on the scheduled round/fight duration. For example a bet on Over 4.5 Total Rounds in a Boxing fight will be settled as Over once a minute and a half in the 5th Round has passed.

8. Any confirmed fight must be completed by 23:59 local time of the following day for bets to stand. Any changes in venue, location will not be deemed valid grounds for voiding of the offers.

9. In offers where a draw/tie is possible and odds have not been offered for such outcome, bets will be settled as void should the official result be declared as such. For settlement purposes, fights the outcome of which is declared as either a “Majority draw” or a “Split draw” are to be considered as a drawn/tied outcome and offers will be settled accordingly.

10. Settlement of statistics-based offers such as “Boxer X to be knocked down” or similar will be settled based on the results declared by the referee and no personal interpretation will be acknowledged.

7. MIXED MARTIAL ARTS (MMA)

1) All offers will be settled according to the official result of the relevant governing body immediately as declared by the ring announcer at the end of the fight. No amendments made to the official result after being first announced will be taken into consideration except for those which the official organization effects to rectify clear cases of human errors by the ring announcer.

2) Unless clearly specified that the fights are unconfirmed, bets are only valid should the fight take place on the card/date it was announced for irrespective of any change in venue/location. Bets will be settled as void should there be any official announcement by the organizing body of a date postponement, re-scheduling to a different card or change in fighters even if said match ends up taking place as originally announced.

3) With the exception of the instances as detailed in <Section C, Para 7, Clause 4>, addition or removal of title stipulations (example: a match initially announced as a non-title match gets changed into a title match) or changes in weight classes as well as either/both of the fighters fail to make the pre-established weight, will not result in the voiding of the offers as much as the fight takes place on the card it was announced for.

4) If for any reason, the number of scheduled rounds in a fight is changed between the time of bet acceptance and the actual fight, offers which make specific reference to rounds, such as “Round betting”, “Group of Rounds”, “Over/Under”, “Method of Victory” and “To go the distance”, or other offers which would be effected by such change, will be declared void.

5) For settlement purposes, in case the fight is interrupted for any reason in between rounds, e.g. retirement before the start of a round, disqualification, failure to answer the bell, the fight will be deemed to have finished at the end of the previous round.

6) Offers on fights declared as a “No Contest” or where neither fighter is declared as the only winner of the fight, will be settled as void, except in cases where such outcome was offered for betting purposes or for those offers the outcome of which has been decided prior to the decision and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

7) The following descriptions are to be considered as the applicable outcomes for the different scenarios:

- “Finish”: A win by KO (Knockout), TKO (Technical Knockout), DQ (Disqualification), Submission, ‘throwing of the towel’ from either fighter’s corner, any referee stoppage which declares either fighter as the only winner of the fight;

- “Points/Decision”: Any win based on the judges’ scorecards;

- “Unanimous decision”: A decision where all judges declare the same fighter as the winner;

- “Majority decision”: A decision where the majority of judges declare the same fighter as the winner while the minority of the judges declare the fight as a draw;

- “Split decision”: A decision where the majority of judges declare a particular fighter as the winner while the minority of the judges declare the other fighter as the winner;

- “Majority draw”: A decision where the majority of judges declare the fight as a draw while the minority of the judges declare a particular fighter as the winner;

- “Split draw”: A decision where each of the judges’ scorecards declare a different outcome of the fight and no outcome prevails over the other.

8) A fight will only be considered as having gone “the distance” only if a points/judges’ decision is awarded after the full duration of all scheduled rounds has been completed. Any scenario where a points/judges’ decision is awarded before the full number of scheduled rounds is completed (E.g. fight is interrupted earlier due to a clash of heads), will not be considered as having gone “the distance” and the fight will be considered as having ended at the time/round in which the fight was stopped and settled accordingly. Fights ending with a points/judges’ decision before the full duration of all scheduled rounds has been completed and/or fights declared as “No contest” will have the “Method of Decision” offer settled as void unless an applicable outcome has been made available for betting.

9) In offers where a draw/tie is possible and odds have not been offered for such outcome, bets will be settled as void should the official result be declared as such. For settlement purposes, fights the outcome of which is declared as either a “Majority draw” or a “Split draw” are to be considered as a drawn/tied outcome and offers will be settled accordingly.

10) Bets referring to round/fight duration represents the actual time passed in the round/fight, as applicable, depending on the scheduled round/fight duration. For example, a bet on Over 4.5 Total Rounds will be settled as Over once two minutes and 30 seconds in the 5th Round has passed.

11) Settlement of statistics-based offers such as “Fighter to have most takedowns” or “Fighter to have most significant strikes” will be settled based on the results issued by the governing association or its recognized official partner for such statistics. Settlement will be based according to the definition with which the official governing body issues said statistics. Unless backed by un-contradictory evidence, TB, LLC will not acknowledge any complaints which derive from a personal interpretation of such terms. In cases where both fighters are declared as having accomplished the same result and said outcome not having been available as a possible outcome for betting purposes, stakes will be refunded.

12) Markets which confront or tally different fights from the same card such as “Total KOs/TKOs on the card” or “Total matches to end by decision on the card” will indicate the number of fights required to take place on a card, or list specifically the section of the card the bet relates to. Bets will remain valid should any applicable fight be cancelled yet the number of fights on the card or the applicable specific section of it remain the same (example: re-booking, replacement fighter or undercard/preliminary matches being pushed to the main card). Should for whatever reason the listed number of fights not take place during the card or the specific section of it for which the bet refers to, bets will be settled as void.

8. TENNIS AND RACKET SPORTS (BADMINTON, RACKLETON, SQUASH & TABLE TENNIS)

1. All bets will remain valid as far as the match/offer is played within the tournament framework regardless of any changes (either before or during the match), in conditions (indoor/outdoor) and/or surface types, unless other arrangements have been agreed.

2. “Match” (Moneyline) bet offers are based on the general principle of tournament progress or tournament win, depending on which phase of the competition the match refers to. The player/team progressing to the next round or winning the tournament is to be considered as the winner of the bet regardless of match duration, withdrawals, disqualifications, etc. These bets require at least one set to be completed for bets to stand.

3. “Over/Under” and “Handicap”/Spread offers on unfinished matches the outcome of which is already determined before the interruption of play and/or where any further continuance of play could not possibly produce a different outcome to said offers, will be settled based on the result achieved until the interruption. For the calculation of these settlements, the minimum amount of occurrences which should have been needed to bring the offer to the natural conclusion will be added as necessary depending on the number of sets which the match is scheduled for. Should this calculation produce a situation where no possible alterations could affect the outcome of the offer this will be settled as such. The following examples can be used for consideration:

– Example 1 – Over/Under: A retirement occurs in a match scheduled for three sets with the score 7-6, 4-4. The offers: “Total Games Set 2 – 9.5” (or any lines lower than that amount) & “Total Games Played in the Match – 22.5” (or any lines lower than that amount) will be settled with “Over” bets as winning and “Under” bets as losing. Bets on lines higher than that will be settled as void.

– Example 2 – Handicap/Spread: A retirement occurs at the start of the 3rd set in a match scheduled for 5 sets with the score at 1-1. Bets on +2.5/-2.5 Sets will be settled as winners and losers respectively. Offers on any lines lower than that amount will be settled as void.

4. All “Correct Score” (namely Set Betting and Game Betting), “Odd/Even”, and those offers which refer to the winner of a particular period in the match (example “Which player will win the first set?” and “Set 2 – Game 6: Winner” require the relevant part of the match to be completed.

5. All type of offers not specified above require at least one set to be completed for bets to stand, except for those offers the outcome of which is already determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

6. In a Doubles match, all bets will be declared void if any of the stated players are being replaced.

7. Any reference to “Grand Slams” will be based on the tournaments for that particular season to which the ITF attributes said definition, irrespective of any venue, date, or any other changes.

8. Unless explicitly stated, all bets on Davis Cup matches will be voided in case it is decided that the match is played in any other format than “Best of 5 Sets”, (e.g. Best of 3 Sets).

9. Offers relative to the Davis Cup are offered with the explicit assumption that the particular match-up will form part of the so-called “rubbers” for the next available Singles session, which usually consists of two Singles matches per session. All bets will be cancelled on matches which are intended for the first or second rubber (usually Friday Singles matches) which had the listed participants changed, regardless of the fact that the same encounter could actually happen during other match-ups of the same tie/round.

10. Results acquired in a “Pro Set” will be valid only for the following offers: “Match”, “Set Handicap/Spread”, “Set Betting” and “Total Sets”. All other types of offers will be settled as void, with the exception of offers the outcome of which is already determined.

11. In cases where a “Match Tie-Break” is used by the organizing committee/federation as the deciding factor in determining the outcome of the match, said “Match Tie-Break” will only count as 1 “Game” as applicable. (Example: A match with the following scores: 6-4 (Set 1), 2-6 (Set 2) and 10-8 (Match tie-break) will be resulted in Participant/Team A winning 9 Games (6+2+1) while Participant/Team B will be considered as won 10 (4+6+0).

12. Win/Place and Each-Way bets referring to the Tournament Winner placed between the time of the first publication of the main draw by the organizing association and the start of the competition, will be refunded should the listed participant not take any further part in the Tournament. Exception will be done for any participants still involved in the Qualifying stages as these will be considered as active participants.

9. GOLF

1. All bets will be deemed as valid as much as the Tournament, or the relative round to which the bet refers to, is played within the same sporting season and within 3 months from the last scheduled date (as per local course time), as issued by the governing association, irrespective of any time delays, unless other arrangements have been agreed to.

2. All bets referring to Tournament Performance, including but not limited to Winner, Place, Each way, Winner without X, Group Betting, Top Nationality, Individual Final Position, etc., will be deemed valid as long as the minimum number of holes, applicable to the offer, as per the rules of the governing association (E.g. 36 holes for European Tour sanctioned events and 54 holes for PGA Tour sanctioned events), have been completed by the eligible players, and an official result has been declared by the sanctioning body. Should the format of a tournament be changed so that it features less rounds/holes than originally scheduled, all bets accepted on such offers after the last shot of the last completed round will be declared void.

3. Bet offers already decided are considered as valid bets even though 36 holes are not played and/or an official result has not been issued by the organization.

4. Any result deriving from officially-sanctioned playoffs will count towards the settlement of Tournament offers only. Unless otherwise stated, offers referring to the performance within a specific round or hole will not take into account outcomes deriving from playoffs.

5. Bets on players who start the tournament but withdraw voluntarily or are disqualified will be settled as losing bets, unless the result of the offer which the bet refers to is already determined.

6. All bets placed on participants who do not compete at all will be refunded.

7. In outright bets which include a limited selection of participants, such as Top Nationality, Group Betting, etc., TB, LLC reserves the right to apply Tattersalls Rule 4 on any non-starter. Dead Heat rules will apply except for cases where a play-off has determined a better finishing position.

8. All “Head to Head” bet offers require all participants to start in the event/round to which the bet refers to.

9. In “Head to Head” bets featuring only two players, bets will be refunded if both participants share the same finishing position and no draw option has been offered. In “Head to Head” bets featuring three players, should two or more participants share the same finishing position, bets will be divided in accordance with <Section B.5.19>.

10. Settlement of “Head to Head” bet offers involving the performance of two or more players (e.g. Best Finishing Position in the tournament) will be based upon the best finishing position/lowest score (as applicable) achieved in the relative event/round which the bet refers to.

11. Any reference to Make/Miss the “Cut” requires an official cut/exclusion effected by the organizers for bets to stand. In the case of tournaments where players are eliminated during more than one phase, settlement will be based on a whether the player has qualified or not following the first “Cut” made.

12. Disqualification/withdrawals by a player before the “Cut” is made, will result in the player being considered as having missed the “Cut.” Disqualification/withdrawals subsequent to the “Cut” being made will be irrelevant towards the original settlement of the “Make the Cut” offers.

13. In “Head to Heads” based on the best finishing position in the tournament, in case one player misses the cut then the other player will be settled as the winner. If both participants fail to make the “Cut” the player with the lowest score at the “Cut” will be considered as the winner. Should both players fail to make the “Cut” with the same score then the bet will be void. A player disqualified after the “Cut” has been made is deemed to have beaten a player who has failed to make the “Cut”.

14. Any reference to “Majors” will be based on the tournaments for that particular season to which the PGA attributes said definition, irrespective of any venue, date, or any other changes.

15. Should play be stopped after a round has started and the governing association decide to cancel all action referring to that round and start from scratch or cancel altogether said round, then all bets placed after the start of that round on the Tournament outright, Leader After Round market and the Miss/Make the cut market will be void.

16. Bets referring to a specific participant placing within a predetermined position (example: Top 5/10/20/40) during a tournament, selection of tournaments or any particular classification will be settled as per “Dead Heat” rules should the participant tie for that particular position.

17. Offers related to a participant occupying a particular position on the Leaderboard at a specific time (example: Leader at End of Round X) will be settled in accordance with the result at the end of the specified round/timeframe. Dead Heat Rules will apply for any tied placings.

18. In tournaments where the “modified Stableford scoring” is used, bets will be settled on the points scored and not the strokes taken. Listed players must complete at least 1 hole for bets to stand, otherwise bets will be void.

19. Settlement of so-called “Action-betting” offers and similar, including but not limited to “Fairways/Greens in Regulation/Bunkers/Water Hazards”, are settled on the exact location where the ball is deemed to have come to rest. Bets will be settled according to the Official Website of the Tour/event involved and should no information for such settlement be published then TV pictures will be used to determine the outcome. The following description and settlement rules are being provided for “Action-betting” offers:

a. Fairway in Regulation – Bet refers to a player’s tee shot on a Par 4 or Par 5 hole being deemed to have come to rest on the cut piece of grass known as the “fairway”; b. Green in Regulation – Bet refers to a Player’s approach shot being deemed to have come to rest on the cut piece of grass known as the “green” in the regulation number of strokes, which are to be understood as follows:

Regulation number of strokes for Par 3 holes: 1 Stroke Regulation number of strokes for Par 4 holes: 2 Strokes Regulation number of strokes for Par 5 holes: 3 Strokes

c. Water Hazard on Hole – Bet refers to a Player’s shot being deemed to have come to rest inside a Water Hazard or beyond the red boundary line of a Water Hazard and therefore within the Hazard. d. Bunker on Hole – Bet refers to a Player’s shot being deemed to have come to rest inside a Sand Bunker. Should a player require to stand within a Sand Bunker to play a shot that lay outside the Sand Bunker, this will NOT be deemed to have come to rest in a Sand Bunker. e. Nearest the Pin in Regulation – Bet refers to the Player who hits it the closest to the Pin with their regulation stroke. Ball must come to rest on the Green to count. Should both players miss the Green in Regulation, then bets will be void.

Regulation number of strokes for Par 3 holes: 1 Stroke Regulation number of strokes for Par 4 holes: 2 Strokes Regulation number of strokes for Par 5 holes: 3 Strokes

20. “Dead heat” rules will apply on “Winner without X/named player(s) offers” should 2 or more participants share applicable positions. Bets void should the named players not take part in the competition.

21. For “Winning Margin” bets at least 36 holes of the tournament must be played for bets to stand.

22. In “Straight Forecast” offers, the selected participants must end the tournament in 1st and 2nd place in the order they have been listed. Dead-heat rules will apply in case of any ties. Both listed players must tee off at least once more after bet acceptance for bets to stand.

23. “Winning score” bets require all scheduled holes in the Tournament to be completed. Any reduction in number of holes will result in the voiding of the offer.

24. For “Hole in One during the Tournament” at least 36 holes of the tournament must be played for bets to stand unless the outcome has already been determined and in such case will be settled accordingly. For “Hole in One during Round X” the full round must be completed by all players for bets to stand unless the outcome has already been determined and in such case will be settled accordingly.

25. Bets referring to a specific player being the “Wire to Wire Winner” require that the listed individual is leading the Leaderboard (including any eventual ties) at the end of each and all scheduled rounds of the tournament. Any reduction in scheduled holes/rounds will render the bets void.

26. “Winner to Birdie/Par/Bogey the 72nd Hole” refers to the eventual winner of the Tournament’s performance on their 18th Hole in Round 4. Bets void should there be any reduction in scheduled holes/rounds of the Tournament. In situations where play is by “Shotgun Start” in Round 4, bets will be made void.

27. “Winner to play in the Final Round Grouping” refers to whether the eventual tournament winner will be emanating from the 2-ball or 3-ball pairings that are scheduled to tee off last as per the tee times issued by the official organization.

10. MOTOR SPORTS

1. This section is valid for all sports related to Motor Racing, such as: FormuOne, A1 GP, CART, Indy Car, Nascar, Circuit Racing, Touring Cars, DTM, Endurance, Rally, Rally-cross, Motorcycling, and Superbike.

2. Bets are settled according to the publication of live timing and classification as shown on TV at the time of podium presentations, or at the end of the session/race/event (as applicable). Should the information required for the settling of the offer be missing/not shown and/or incomplete, the first official information on the official site will be deemed binding, regardless of subsequent promotions, demotions, appeals and/or penalties inflicted after the termination of the session/race which the bet refers to.

3. Events being shortened due to weather conditions or other situations but are deemed official by the governing association will be settled accordingly, regardless of any changes which said associations might make due to the incompletion of the race.

4. Should an event/race/session/lap/heat be restarted from the beginning, bets will stand and will be settled according to the result issued after the restart, except for those bets the outcome of which has already been determined.

5. For settlement purposes, a driver/rider who has taken part in an officially-sanctioned practice or qualification session is considered to have taken part in the event, regardless of his eventual participation in the actual race.

6. In “Head to Head” bets all listed participants must take part in the session to which the bet refers to for bets to stand, irrespective of whether a driver manages to get an official time.

7. In “Outright” or “Place” bets, no refunds will apply on those participants who do not take part for any reason, for the session/event/championship to which the offer refers to.

8. Settlement for any offer with reference to “Race completion” will be based on official regulations as issued by the governing association.

9. A “Head to Head” bet where both drivers/riders fail to complete the race is determined on the basis of the most laps completed. In case the participants fail to complete the race and are recorded for the same number of laps, the bet is declared void, except in cases of Rally where at least one of the listed participants must complete the event, otherwise the bets will be declared void.

10. Time penalties inflicted by the governing Association during the qualifying session(s) will count. Other grid demotions/promotions are disregarded.

11. A Race is considered to have started when the warm-up lap starts (where applicable), thus all drivers/riders taking part in the warm-up lap are deemed to have started. In case of a participant whose start is delayed, or starts the race from the pit lane, the participant is also deemed to have taken part.

12. Settlement of seasonal markets will take into account the classification issued exactly after the completion of the last race of the season including any decisions taken by the organizing association during the season, given that said decision is issued before the last race of the season. Any decision (even on appeal) taken after the end of the last stipulated race is deemed as irrelevant.

13. All bets which make reference to teams’ performances will stand regardless of any driver/rider changes.

14. Bets will stand regardless of any schedule/location/circuit changes as far as the race/event is held within the same year/season, irrespective of any time delays, calendar order, etc., except for those bets placed after 00:00CET of the Monday of the week for which the race/event is scheduled which will be refunded should the race/event/session that the offer refers to not be held within 7 days of the scheduled date at the time the bet was placed.

15. Bets referring to specific teams’ performance during the race require the initially stipulated number of vehicles from each team to start the race for bets to stand, otherwise they will be declared void (e.g. in Formu1, two cars from each team should start the race).

16. Settlement of bets referring to the inclusion of the “Safety Car” will not take into account those occurrences in which the actual race starts behind the “Safety Car”.

17. Settlement of offers on the first driver/car to retire will be based on the actual lap in which the driver is considered to have withdrawn from the race. Thus if two or more drivers retire during the same lap bets will be settled in accordance with <Section B.5.15>.

18. Bets on the First/Next Driver to retire during the race will include only the outcomes deriving after the official start of the race. Any retirements/withdrawals previous to the actual start of the Grand Prix/race (including those during the warm-up lap) will not be considered for settlement purposes.

11. ATHLETICS

1. Unless otherwise stated, all bets on Athletics are determined on the basis of the result after the final stage of that competition. If neither of the listed participants takes part in the final stage, all bets will be void, unless the governing association follows specific tie-breaking procedures, in which case, these will be deemed valid.

2. All bet offers will be settled based on the first official result being presented. However, TB, LLC will take into account and settle/re-settle accordingly, following any changes to the official result issued within 24 hours after the event has taken place. For such eventuality to be considered, the protest must be attributable to incidents happening exclusively during the event, such as a line infringement, pushes or a false handover in a relay race, etc. No doping cases will be considered. The result available at the end of the aforementioned 24 hours will be deemed as binding regardless of any further protests, changes to the official result, etc.

3. If two or more participants take part in different heats during a competition, all Head-To-Head-offers between them will be considered void, unless there is a later stage in the competition that at least one of them qualifies for.

4. A participant that is disqualified due to infringement of the start procedure (false start) will be deemed as having taken part in the event.

12. AUSTRALIAN RULES FOOTBALL

1. Unless explicitly stated, should a match or else a specified period (ex. 1st Half, 3rd Quarter, etc.) end in a draw, all bets will be settled according to the so-called “dead-heat” rule. In such case the payout would be calculated after the odds are divided and then multiplied by the stake, irrespective of whether the net payout is lower than the Account Holder’s stake.

2. Unless otherwise stated, all bets referring to matches will be settled on with the result at the end of 4th Quarter (normal time).

3. All bets referring to player performance, as well as “Head to Head” and “Over/Under” bets involving one or more players’ performances in a single match/event are considered valid given that the specified players play from the start of the match.

4. First Goalscorer in the match/1st Quarter – Stakes will be refunded on players who are not in the starting 21. Bets on First Goalscorer in the match do not require the goal to be scored in the 1st Quarter. Should no goal be scored in the listed period all bets will be settled as void.

5. First Goalscorer in the 2nd, 3rd or 4th Quarter – All bets stand irrespective of the player’s participation (or lack thereof) in the listed Quarter and the match. Should no goal be scored in the listed quarter all bets will be settled as void.

6. “Wire-to-Wire” betting refers to which team (if any) is leading the match at the end of each quarter.

7. Should any replay/extra matches be required to determine any position in the classification, league winners, etc., the outcomes deriving from these replays/extra matches will be used for the settlement of the respective bet offer.

8. For match betting on a Grand Final, the betting is specific to the upcoming match to be played, or the current match, in the case of live betting. Bets will not carry over to any replay and a new market will be added for any subsequent matches.

9. When settling offers which relate to the performances of two or more individuals/teams over a stipulated timeframe/competition, stages of elimination within the “Finals” will count for the settlement. Should two teams be eliminated at the same stage, the team that finished highest on the AFL ladder at the conclusion of the Regular Season will be considered as having achieved a better position.

10. All bets stand, regardless of change of venue.

11. Offers referring to individual player performances’ (example: Total Points Scored by Player X during the Playoffs) or confronting performances from 2 individual players over a particular period/tournament/season (example: Which of Player X or Player Y will score most points during the Regular Season), require that all listed individuals must be an active participant in at least one more fixture applicable for the offer after bet acceptance for bets to stand. Bets placed after any news which can even potentially reduce the number of fixtures any listed player is eligible for within the competition (example: injury/transfer/trade news); thus altering the odds even just theoretically in favor of any particular outcome without said odds having been adjusted to reflect the current state of the bet, will be declared void.

13. BEACH VOLLEYBALL

1. All bets will remain valid as far as the game/offer is played within the tournament framework regardless of any changes in schedule, conditions, etc., unless other arrangements have been agreed.

2. “Match” bet offers are based on the general principle of tournament progress or tournament win, depending on which phase of the competition the match refers to. The team progressing to the next round or winning the tournament is to be considered the winner of the bet regardless of match duration, withdrawals, disqualifications, etc. These bets require at least one set to be completed for bets to stand.

3. “Over/Under” offers on unfinished matches/events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers, will be settled based on the result achieved until the interruption. For the calculation of these settlements, the minimum amount of occurrences which should have been needed to bring the offer to the natural conclusion will be added as necessary depending on the number of sets which the match is scheduled for. Should this calculation produce a situation where no possible alterations could affect the outcome of the offer, this will be settled as such. See examples from the Tennis section for reference.

4. “Handicap” offers require all scheduled sets to be completed for bets to stand except in those events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers which will be settled accordingly. See examples from the Tennis section for reference.

5. All “Correct Score”, “Odd/Even” and those offers which refer to the winner of a particular period in the match (example “E.g. Team to win the first set”) require the relevant part of the match to be completed.

14. CRICKET

a. General Cricket Rules

1. In cases where no odds have been offered for a tie and the match/offer ends in a tie, bets would be settled according to the so-called “dead-heat” rule where the payout would be calculated after the odds are divided and multiplied by the stake, irrespective whether the net payout is lower than the Account Holder’s stake. In competitions where other means are used to determine a winner after a tie (for example: ‘Bowl out’ or ‘Super over’) then offers will be settled based on the result after such prolongations are completed. The only exception to this rule is for “Match Odds” betting in Test/First Class/3, 4 or 5 day matches where in the event of a tie (where both teams have completed two innings each and have the same score) bets on “Match Odds” will be settled as void.

2. For “Total Runs Over X” (Over/Under & Odd/Even) betting, “extras” and “penalty runs” (as per match scorecards) are included for settlement purposes. Bets will be void if the over is not completed unless a result has already been determined or the over has reached its ‘natural conclusion’ (e.g. innings end/declaration). The market refers only to the listed over (e.g. “5th over” refers to over number 5, i.e. the over directly following over number 4).

3. For “Total Runs Delivery X” (Over/Under & Odd/Even) betting, “extras” (but not “penalty runs”) as per match scorecard are included for settlement purposes. Deliveries are counted from the start of the over, and additional deliveries (resulting from ‘extras’) will be counted consecutively and separately (e.g. If delivery 1 is a wide, the next ball is considered delivery 2).

4. For “Boundary Over X” (Yes/No) betting, any instance of the ball striking or clearing the boundary regardless of whether the ball comes off the bat shall be deemed a boundary. This includes wides, byes, leg byes & overthrows (e.g. any instance of an in play ball that hits or clears the boundary shall be settled as yes for that over). 4 runs that are “all run” between the wicket shall not be counted as a boundary. Bets will be void if the over is not completed unless a result has already been determined or the over has reached its ‘natural conclusion’ (e.g. innings end, declaration). The market refers only to the listed over (e.g. “5th Over” refers to over number 5, i.e. the over directly following over number 4).

5. For “Wicket Over X” (Yes/No) betting, the over must be completed for bets to stand, unless a wicket has already fallen or the innings reaches its natural conclusion (e.g. innings end, declaration).

6. For “Total Wides” (Over/Under) betting, settlement will be based on the “Runs” scored from “Wides” and not the number of “Wides” bowled. E.g. If a single wide delivery reaches the boundary it shall count as 5 total wides.

7. For “Method of Dismissal” betting, bets will be void if either player retires due to injury or any other reason or any other reason, before the wicket falls or there are no further wickets.

8. For “Most Run Outs” betting, settlement will be based on the batting team not the fielding team. (E.g. run outs count for the team of the player that is dismissed).

9. For “Odd/Even” betting, a ball must be bowled for bets to stand.

10. For any betting involving “ducks”, a “duck” is defined as when a player is dismissed for a score of zero runs. Any player not-out for zero runs is not considered a duck.

11. For “Maiden in Match” betting, a maiden is considered any over bowled with no runs scored. Only completed overs with zero runs count. A minimum of 1over must be bowled for bets to stand. For settlement purposes leg-byes and byes are not applied to this bet offer, as per the match scorecard.

12. For all “4s” betting including but not limited to total 4s, most 4s & player’s total 4s; any ‘allrun’ 4s will not count towards the total. Over-throws that reach the boundary and are awarded to the batsman will be counted. No-balls that reach the boundary off the bat and are awarded to the batsman will be counted. Leg-byes & byes that reach the boundary are not included. Wides that reach the boundary are not included.

13. Penalty runs awarded will be counted towards the over, interval and innings for settlement purposes, as per match scorecard. If penalty runs are not awarded to a specific over, they will only count towards innings runs.

b. Player Cricket Rules

1. “Top Run Scorer” and “Top Wicket Taker” bets (including all variants by “Home Team”, Away Team”, “1st Innings” & “2nd Innings”) placed on any player not in the starting 11 will be declared void. Bets on players who are selected but do not bat or field will be settled as losers. In the event of a tie, dead heat rules as explained in <Section C, Para 14(a).1> will apply.

a) Additionally, for all limited overs matches the following will apply. Betting requires a minimum of 20 overs to be bowled per innings of a One Day match, unless a team is all-out or the match is completed, or a minimum of 5 overs to be bowled per innings of a Twenty 20 match, T10 or Hundred match unless a team is all-out or the match is completed b) Additionally, for all Test matches & 4/5 day matches the following will apply. Betting requires 50 overs to be completed for bets to stand, unless the Innings has reached its natural conclusion (including ‘Innings declared’). c) All “Top Wicket Taker” bets will be settled solely on the number of wickets taken regardless of the number of runs conceded. d) All “Top Wicket Taker” bets will be void if no wicket is taken by any bowler in that innings. e) This rule excludes any Tournament or Series market as covered in <Section C, Para 14(e).5>

2. “Man of the Match/Player of the Match” bets placed on any player not in the starting 11 will be declared void. Bets on players who are selected but do not bat or bowl will be settled as losers. In the event of a tie, dead heat rules will apply as explained in <Section C, Para 14(a).1>.

3) “Next Man Out” & “First Batsman Dismissed” bets will be settled as void if either player retires due to injury or any other reason before the wicket falls or if there are no further wickets. Both named batsmen must be batting at the fall of the nominated wicket for bets to stand.

4) “Most Runs” (2-way & 3-way) matchups, require that both/all players reach the batting crease while a ball is bowled, though it is not necessary they face a ball nor must the quoted players have batted together, otherwise bets will be void. In the event of a tie, if no draw price was offered, dead heat rules will apply as explained in <Section C, Para 14(a).1>.

5) “Most Wickets” (2-way & 3-way) matchups, require that both/all players bowl at least 1 ball for bets to stand. In the event of a tie, if no draw price was offered, dead heat rules will apply as explained in <Section C, Para 14(a).1>.

6) “Player Performance” bets placed on any player not in the starting 11 will be declared void. Settlement is based on the following points based scoring system:

1 point per run scored (batsman only); 10 points per catch taken (fielder or wicket keeper only); 20 points per wicket (bowler only); 25 points per stumping (wicket keeper only).

Additionally, for all limited overs matches, all bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the standard scheduled number of overs in a Twenty 20 match or any other limited overs match. Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

7) For “Player to take 5 or more Wickets/Player’s Total Wickets/Player to take a wicket” bets placed on any player not in the starting 11 will be declared void. Bets will also be void if the player does not bowl a ball.

8) “Player to take make a Duck” (Yes/No) bets require that the player reaches the batting crease while a ball is bowled, though it is not necessary they face a ball.

9) For “Player to score Fastest 50/Century” betting, settlement is based on the least number of balls faced to reach the milestone (either 50 runs or 100 runs). In the event of a tie, dead heat rules will apply as explained in <Section C, Para 14(a).1>.

10) For “Race to X Runs” bets, both players must open the batting for bets to stand.

11) “Player’s Total Runs/Player’s Total 4s/Player’s Total 6s” (Over/Under) betting requires that the player reach the batting crease while a ball is bowled, though it is not necessary they face a ball. In cases where a batsman’s innings is ended by weather or bad light, all bets where a result has not been determined will be declared void. A result is deemed to have been determined if a batsman has passed the run total at which the bet was accepted, has been dismissed or an innings completed/declaration made. For example, if a Batsman’s score stands at 50 ‘Not-Out’ when a game or innings is terminated due to bad light or rain, all bets on 50.5 runs will be voided unless the game has reached its natural conclusion. However, all bets on Over 49.5 Runs will be considered as winning while bets on Under 49.5 Runs will be settled as losing. Should a batsman retire due to injury or any other reason, his score at the end of his team’s innings will be considered as the result for that bet. Additionally, for all limited overs matches, all bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the standard scheduled number of overs in a Twenty 20 match or any other limited overs match. Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

12) “Player to Score 50/Half Century” (Yes/No) betting requires that the player reach the batting crease while a ball is bowled, though it is not necessary that they face a ball. A player is deemed to have scored 50 or a ‘Half century’ once their score is 50 or more runs regardless of whether the player scores a century or more. In cases where a batsman’s innings is ended by weather or bad light, all bets where a result has not been determined will be declared void, unless the game has reached a natural conclusion. Should a batsman retire due to injury or any other reason, his score at the end of his team’s innings will be considered as the result for that bet. Additionally, for all limited overs matches, should the intervention of rain (or any other delay) result in the number of overs being reduced from those initially scheduled at the time the bet was accepted, then all open (player to score 50) bets will be declared void granted that the reduction is 10% or more of those scheduled. If the reduction is less than 10% of the scheduled overs at the time the bet was accepted, then bets will stand. If a team innings is 10 overs or less, then any reduction in overs will void bets. Should the outcome of such offers be already decided before the interruption and no further play could possibly change the outcome of such bets, then these will be settled accordingly.

13) “Player to Score 100/Century/200/Double Century” (Yes/No) betting requires that the player reach the batting crease while a ball is bowled, though not necessarily facing a ball. A player is deemed to have scored 100 or a ‘Century’ once their score is 100 or more runs regardless of whether the player scores a double century or more. Similarly, a player is deemed to have scored 200 or a “Double Century” once their score is 200 or more runs. In cases where a batsman’s innings is ended by weather or bad light, all bets where a result has not been determined will be declared void. Should a batsman retire due to injury or any other reason, his score at the end of his team’s innings will be considered as the result for that bet. Additionally, for all limited overs matches, should the intervention of rain (or any other delay) result in the number of overs being reduced from those initially scheduled at the time the bet was accepted, then all open (player to score 100/200) bets will be declared void granted that the reduction is 10% or more of those scheduled. If the reduction is less than 10% of the scheduled overs at the time the bet was accepted, then bets will stand. If a team innings is 10 overs or less, then any reduction in overs will void bets. Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

c. Limited Overs (including One-Day Internationals, Twenty20s & Domestic One-Day cricket)

1) Should a match be transferred to a ‘reserve’ day, all bets will remain valid as long as the game commences within 48hrs of the original, scheduled start time.

2) Match odds (head to head) betting pays on the official result. In the event of a tie, dead heat rules as explained in Clause 1 of the General Cricket Rules will apply unless a subsequent tiebreaker method is used to determine the winner (e.g. super over, bowl-off), in which case the outcome will be settled on the result of this method. Should the match be declared a ‘no-result’ all bets are void.

3) If any ‘Super Over’ or tie-breaker is required; any runs, wickets or any other stat that may occur in the super over/tie breaker do not count towards any betting market (except match result) including player bet offers & team totals (e.g. Top batsman/bowler, player runs, total 6’s, to take at least X wickets). This rule does not apply to specific bet offers relating to ‘Super Overs’ (e.g. Super Over Total Runs).

4) For “Match Handicap / Winning Margin” betting, settlement will depend on whether the winning team bats 1st or 2nd. If the team batting 1st wins, then the runs handicap will be used for settlement. If the team batting 2nd wins then the wickets handicap will be used for settlement. All bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the standard scheduled number of overs in a Twenty 20 match or any other limited overs match.

5) For “Highest 1st 6/15 Overs” all bets will be declared as void should the number of overs in the match be reduced due to weather (or any other reason) from the scheduled number of overs at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly. In the event of a tie, if no draw price was offered, dead heat rules as explained in Clause 1 of the General Cricket Rules will apply.

6) “Highest Total 1st X Overs” bets will be void should the intervention of rain (or any other delay) result in the number of overs in the match being reduced from those initially scheduled at the time the bet was accepted. Should the outcome of such offers be already decided before the interruption and no further play could possibly change the outcome of such bets, then these will be settled accordingly.

7) “Highest Opening Partnership” requires that both sides complete their opening partnerships with the exception of those situations where an outcome has already been determined. An opening partnership is considered to have begun once the first ball is bowled in a team innings, and lasts until the fall of 1st wicket or, should no 1st wicket fall, the innings reaching its natural conclusion. In the event of a tie, if no draw price was offered, dead heat rules as explained in Clause 1 of the General Cricket Rules will apply.

Additionally, all (highest opening partnership) bets will be declared as void should the number of overs in the match be reduced due to weather (or any other reason) from the scheduled number of overs at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

8) In “Fall of Next Wicket” & “Opening Partnership” (Over/Under) betting, should either batsman retire due to injury or any other reason before a result has been determined all bets placed before the retirement will be declared void; bets taken after the first ball of the new partnership will stand. A result is deemed to have been determined if the partnership total has passed the run total at which the bet was accepted. If a team reaches their target, the total achieved by the batting team will be the result of the market. If a partnership is disrupted due to weather all bets will stand, unless there is no further play in the match. In such case all bets where a result has not been determined will be declared void. In relation to the over number at the fall of next wicket, any quoted half refers to the whole over number not the specific balls bowled in each over (e.g. over/under 5.5 refers to either ‘any delivery in over 5 & earlier’ or ‘any delivery in over 6 & later’).

Additionally, all (F.O.W) bets will be declared as void should the number of overs in the match be reduced due to weather (or any other reason) from the scheduled number of overs at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

9) For “Total Runs – Innings X” (Over/Under) (e.g. Total Team Runs) betting, all bets will be declared as void should the number of overs in the match be reduced due to weather (or any other reason) from the scheduled number of overs at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly. For the avoidance of doubt: Any bets taken after the number of overs has been reduced will stand unless there is a further reduction.

10) For “Total Runs – Innings X, Overs X-X” (Over/Under) (e.g. Total Runs – Home Team, Overs 1-15) betting, all bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the scheduled number of overs in the match at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers have already been decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly. For the avoidance of doubt: Any bets taken after the number of overs has been reduced will stand unless there is a further reduction.

11) For “Total 4s/6s/Boundaries/Wickets” (Over/Under) betting, all bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the scheduled number of overs in the match at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers have already been decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

Leg-bye and byes that reach/pass the boundary do not count towards total 4s/6s. Overthrows awarded to the batsman do count. Wides that reach the boundary are not counted. No-balls that reach the boundary off the bat and are awarded to the batsman will be counted.

12) For “Most Fours/Sixes/Wides/Run-outs/Boundaries/Ducks/Extras” betting, should the intervention of rain (or any other delay) result in the number of overs being reduced from those initially scheduled at the time the bet was accepted, then all open (Most ‘X’) bets will be declared void granted that the reduction is 10% or more of those scheduled. If the reduction is less than 10% of the scheduled overs at the time the bet was accepted, then bets will stand. If a team innings is 10 overs or less, then any reduction in overs will void (most ‘x’) bets. Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly. Leg-bye and byes that reach/pass the boundary do not count towards total 4s/6s.

In the event of a tie, if no draw price was offered, dead heat rules as explained in Clause 1 of the General Cricket Rules will apply.

13) For “Total Wides/Run-outs/Ducks/Extras/Stumpings” (Over/Under) betting, all bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the scheduled number of overs in the match at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers have already been decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly. For wides and extras, settlement will include the runs scored from wides and not just the number of wides bowled.

14) For “Highest Individual Score”, all bets will be declared as void should the number of overs in the match be reduced due to weather (or any other reason) from the standard scheduled number of overs in a Twenty 20 match or any other limited overs match. Should the outcome of such offers be already decided before the interruption then these will be settled accordingly.

15) For “Team of Top Run Scorer” betting, should the intervention of rain (or any other delay) result in the number of overs being reduced from those initially scheduled at the time the bet was accepted, then all open (team of top run scorer) bets will be declared void granted that the reduction is 10% or more of those scheduled. If the reduction is less than 10% of the scheduled overs at the time the bet was accepted, then bets will stand. If a team innings is 10 overs or less, then any reduction in overs will void bets. Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly. In the event of a tie, if no draw price was offered, dead heat rules as explained in Clause 1 of the General Cricket Rules will apply.

16) For “Fifty/Century in Match” (Yes/No) betting, should the intervention of rain (or any other delay) result in the number of overs being reduced from those initially scheduled at the time the bet was accepted, then all open (fifty/century in match) bets will be declared void granted that the reduction is 10% or more of those scheduled. If the reduction is less than 10% of the scheduled overs at the time the bet was accepted, then bets will stand. If a team innings is 10 overs or less, then any reduction in overs will void (Fifty/Century in Match) bets. Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

17) For “Highest Total Runs in an Over/Maximum Runs in an Over” (Over/Under) bets will be settled on the greatest number of runs (including extras) scored in any one over of either innings in the match.

All bets will be declared as void should the number of overs be reduced due to weather (or any other reason) from the scheduled number of overs at the time the bet was accepted (whether standard or already reduced). Should the outcome of such offers be already decided before the interruption and no further play would possibly change the outcome of such bets, then these will be settled accordingly.

d. Test Matches/First Class Matches /3, 4 or 5 day matches

1) If a match is officially abandoned (e.g. due to dangerous pitch conditions) then all undecided bets on the match are void.

2) For “Match Odds” betting in Test/First Class/3, 4 or 5 day matches, in the event of a tie (where both teams have completed two innings each and have the same score) bets on “Match Odds” will be void, with stakes being refunded.

3) For “Draw No Bet” betting, in the event of a draw or tie bets are void & therefore refunded.

4) For “Double Chance” betting, in the event of a tie bets will be void & therefore refunded.

5) For “Most Points” betting, offers will be settled based on who has the most points awarded for the match (e.g. Sheffield Shield). In the event of a tie, if no draw price was offered, dead heat rules as explained in <Section C, Para 14(a).1>

6) “Highest Opening Partnership” bets require that both sides complete their opening partnerships with the exception of those situations where an outcome has already been determined. Unless otherwise stated, highest opening partnership refers to the first innings of each team only. In the event of a tie, if no draw price was offered, dead heat rules as explained in <Section C, Para 14(a).1>.

7) In “Fall of Next Wicket” & “Opening Partnership” (Over/Under) betting, should either batsman retire due to injury or any other reason before a result has been determined all bets will be declared void. A result is deemed to have been determined if the Innings total has passed the run total at which the bet was accepted. If a team declares or reaches their target, the total achieved by the batting team will be the result of the market. If a partnership is disrupted due to weather all bets will stand, unless there is no further play in the match. In such case all bets where a result has not been determined will be declared void. Extras and penalty runs awarded before the fall of wicket or during the partnership, according to the match scorecard, will be counted.

In relation to the over number at the fall of next wicket, any quoted half refers to the whole over number not the specific balls bowled in each over (e.g. over/under 5.5 refers to either ‘any delivery in over 5 & earlier’ or ‘any delivery in over 6 & later’).

8) For “Total Runs – Innings X” (Over/Under) (e.g. Total Team runs) betting, all bets will be void if 50 overs are not bowled, unless an innings has reached its natural conclusion, or is declared. If an innings is declared at any point bets will be settled on the declaration total. Extras and penalty runs awarded during the innings, according to the match scorecard, will be counted.

9) “Session Runs” betting requires 20 overs to be bowled in a session for bets to stand. Bets are settled on the total number of runs in the session regardless of which team scores the runs. Extras and penalty runs awarded during the session, according to the match scorecard, will be counted.

10) “Session Wickets” betting requires 20 overs to be bowled in a session for bets to stand. Bets are settled on the total number of wickets lost in the session regardless of which team loses them.

11) For any betting involving “Session”, the following definition of each session will apply to day matches.

- Day X, Session 1 (Start of play until Lunch is taken)

- Day X, Session 2 (Lunch until Tea is taken)

- Day X, Session 3 (Tea until stumps/close of play for the day)

The following definition of each session will apply to day/night matches.

- Day X, Session 1 (Start of play until tea is taken)

- Day X, Session 2 (Tea until dinner is taken)

- Day X, Session 3 (Dinner until stumps/close of play for the day)

12) For “Test Match Finish” betting, where a match finishes in a draw, the winner will be deemed as ‘Day 5, Session 3’. If a match is officially abandoned (e.g. due to dangerous pitch conditions) then all bets are void.

13) For “Team to Lead after First Innings” betting, both teams are required to be bowled out or declare their first innings for bets to stand. In the event of a tie, if no draw price was offered, dead heat rules as explained in <Section C, Para 14(a).1>.

14) “First Innings Century” offers require 50 overs to be bowled unless a result has already been determined or the innings has reached its natural conclusion (including innings declared).

15) For “Fifty/Century/Double Century in match” in either Test or First class matches, bets will be void in drawn matches where the number of overs bowled is less than 200, unless a result has already been determined.

16) For “Fifty/Century/Double Century in match” in ‘Home/Away 1st Innings’ of either Test or First class matches, bets will be void unless the Innings reaches its natural conclusion (including ‘Innings declared’) or a result has already been determined.

17) For “Fifty/Century/Double Century in match” in Either 1st Innings of either Test or First class matches, bets will be void unless both Innings reach their natural conclusion (including ‘Innings declared’) or a result has already been determined.

18) For “Fifty/Century/Double Century in match” in ‘Home/Away 2nd Innings’ of either Test or First class matches, bets will be void in case the number of overs bowled for that Innings is less than 50, unless a result has already been determined.

19) “Team of Top Run Scorer” betting will be settled of the top run scorer for either the 1st or 2nd innings of either team, i.e. the team of the highest individual run scorer in the match regardless of the overall match result. Bets will be void in drawn matches where the number of overs bowled is less than 200. In the event of a tie, if no draw price was offered, dead heat rules will apply as explained in <Section C, Para 14(a).1>.

e. Series/Tournament Betting

1) Should no draw odds be offered for a “Series Winner” bet and the series is drawn, all bets will be declared void, unless dead heat rule was specified (as explained in <Section C, Para 14(a).1>.

2) If a tournament is not completed but a winner or winners are declared by the governing body, bets are paid on the winner(s) as declared. Dead heat rules as explained in <Section C, Para 14(a).1> might apply. Should no winner be declared then all bets will be settled as void.

3) All tournament betting includes Finals/Playoffs, unless otherwise stated.

4) For “Series Score” (Correct Series Score) betting, if for any reason the number of matches in a series is changed and does not reflect the number envisaged in the offer then all bets will be declared void.

5) For “Top Series Run Scorer/Wicket Taker” & “Top Tournament Batsman/Bowler” betting, where a tie occurs dead heat rules will apply as explained in <Section C, Para 14(a).1>. No refunds will be issued on players not participating. At least one game must be completed in the tournament/series for bets to stand.

6) Bets referring to a particular player/teams’ performances in a Series/Tournament will not take into account any statistics accumulated from warm-up matches.

7) For “Series Handicap” betting, all bets will be settled on the “series score” result not the runs scored in the series. If for any reason the number of matches in a series changes then all bets will be declared void.

8) For “To Win a Test in Series” & “Total Test Wins/Draws” betting, if for any reason the number of matches in a series changes then all bets will be declared void with the exception of those situations where an outcome has already been determined.

15. CURLING – ONLY AS PART OF THE OLYMPICS

1. Settlement of all bets referring to Curling will be based on the result after eventual extra innings, unless specifically specified.

16. CYCLING (TRACK & ROAD)

1. Settlement of offers will be based upon the rider/team achieving the highest position at the end of the stage/event.

2. The decisive factor in settling bets will be the highest placing in the specified event as listed by the official organization at the time of the podium presentation, disregarding subsequent disqualifications, changes to the official result, etc.

3. All “Head to Head” and “Over/Under” bets featuring the performance of one or more riders in an event/stage are considered valid given that all listed riders start the relative event/stage and at least one completes the said event/stage.

4. Bets referring to the outcome upon completion of the event require that the specified event is considered as completed in full and its result is declared, otherwise bets will be declared void, unless the result is already determined. In case the full number of stages for an event is not totally completed, or if the organizers decide to remove the result of certain stages from the computation of the official result, then the bets will be deemed valid granted that the number of the excluded stages does not exceed 25% of the pre-established number of stages (excluding prologue) at the beginning of the competition.

5. All bets will be deemed as valid provided that the Event, or the relative stage to which the bet refers to, is played within the same year, unless other arrangements have been agreed to.

6. Bets on performances in a particular stage stand regardless of any route modifications which the organizers might deem fit to consider and apply during the stage. The exception to this is the case where a stage which has particular characteristics (E.g.: a Mountains stage) that are changed by the organizers, before the stage starts, into a stage which has other predominant characteristics (E.g.: Time Trial or low-lying stage). In such cases bets which have been placed before the announcement of the change in stage concept will be declared void.

7. Unless otherwise specified, in a team/rider performance bet offer in a specific event (such as Total Stage wins by Team/Rider X in Tour Y) or “Head to Head” bet offers involving two riders/teams performances in specific events, occurrences happening in events which are given any of the following denominations will not count towards the settlement: Prologue, Team Time Trial.

17. CYCLO CROSS

1. Terms and conditions stated for Cycling apply where applicable.

18. HANDBALL

1. “Head to Head” and “Over/Under” bets involving the performance of one or more players in the game/match/event/tournament are considered valid given that all listed players take part in the game/match/event/tournament at some stage for bets to stand.

2. All bets referring to aggregated Tournament Totals will be settled based on official statistics by the governing association. Unless otherwise stated, cumulative amounts of such bets will include eventual prolongations (e.g. Extra Time) but not Penalty Shoot Outs.

3. Settlement of player related bets in a specific match will be based on the result after the end of the 2nd half (Regular Time), unless otherwise stated.

4. Offers referring to individual player performances’ (example: Total Goals Scored by Player X during the World Cup) or confronting performances from 2 individual players over a particular period/tournament/season (example: Which of Player X or Player Y will score most goals during the Regular Season), require that all listed individuals must be an active participant in at least one more fixture applicable for the offer after bet acceptance for bets to stand. Bets placed after any news which can even potentially reduce the number of fixtures any listed player is eligible for within the competition (example: injury/transfer/trade news); thus altering the odds even just theoretically in favor of any particular outcome without said odds having been adjusted to reflect the current state of the bet, will be declared void.

21. OLYMPIC EVENTS

1. All bets are valid provided that the event is held and decided during the championship and the year it refers to, regardless of any venue changes.

2. This clause is applicable to offers which reasonably fulfil any of the following criteria:

a. the bet refers to events scheduled for the final phase of events forming part of Olympic, World and Continental competitions;

b. the final phase of the event is time restricted.

23. RUGBY LEAGUE

1. Unless otherwise stated, settlement of bets on Rugby League is determined on the basis of the result after the so called extra (over) time or Golden Point Rule, as applicable.

2. “Margin Betting” and “Half/Time Full Time” offers are settled with the outcome at the end of the 80 minutes play.

3. Certain competitions/events might have offers that are relevant to a specific period/match that can end in a draw, either at the end of the normal 80 minutes of play or even after eventual extra (over) time is played. In such cases bets are settled according to the so-called “dead-heat” rule where the payout would be calculated after the odds are divided and then multiplied by the stake, irrespective of whether the net payout is lower than the Account Holder’s stake. Should such provision be in place it would be listed in conjunction with the bet offer.

4. Try Scorers (First/Last/Anytime/Team) – All bets include any potential extra (over) time. Any bets placed on players in the game day 17 stand regardless of the player’s participation (or lack thereof) in the match. Stakes on players not included in game day 17 will be refunded.

5. Unless otherwise specified, all other bets involving the performance of one or more players will require the listed participant(s) to play from the start of the match to be valid.

6. Settlement of player-related bets in match/event/tournament will be based on the result after potential over (extra) time, unless otherwise stated.

7. All bets stand, regardless of change of venue.

24. RUGBY UNION

1. Unless otherwise specified all bets referring to the match and team performances, etc. are settled in accordance with the result at the end of the 2nd half (after 80 minutes play).

2. Certain competitions/events might have offers that are relevant to a specific period/match that can end in a draw, either at the end of the normal 80 minutes of play or even after eventual extra (over) time is played. In such cases bets are settled according to the so-called “dead-heat” rule where the payout would be calculated after the odds are divided and then multiplied by the stake, irrespective of whether the net payout is lower than the Account Holder’s stake. Should such provision be in place it would be listed in conjunction with the bet offer.

3. Try Scorers (First/Last/Anytime/Team) – All bets include any potential extra (over) time. Any bets placed on players in game day 22 stand regardless of the player’s participation (or lack thereof) in the match. Stakes on players not included in game day 23 will be refunded.

4. Unless otherwise specified, all other bets involving the performance of one or more players will require the listed participant(s) to play from the start of the match to be valid.

5. Settlement of player-related bets in match/event/tournament will be based on the result after potential over (extra) time, unless otherwise stated.

6. All bets stand, regardless of change of venue.

25. SPEEDWAY

1. All offers will be settled based on the official result declared by the governing association at the completion of the last scheduled heat. Subsequent promotions, demotions, appeals and/or penalties inflicted after the termination of the event which the bet refers to are disregarded.

2. “Match” bets between two teams/riders are settled according to the official result, regardless of the number of heats completed.

3. “Over/Under” offers on unfinished matches/events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers, will be settled based on the result achieved until the interruption. For the calculation of these settlements, the minimum amount of occurrences which should have been needed to bring the offer to the natural conclusion will be added as necessary depending on the number of sets which the match is scheduled for. Should this calculation produce a situation where no possible alterations could affect the outcome of the offer this will be settled as such. See examples from the tennis-section for reference.

4. “Handicap” offers require all scheduled heats to be completed for bets to stand except in those events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers which will be settled accordingly. See examples from the tennis-section for reference.

5. All “Head to Head” and “Over/Under” bets featuring the performance of one or more riders in an event/heat are considered valid given that all listed riders take part in at least one heat for bets to stand.

6. Bets referring to a specific heat require the specific heat to be completed and all listed participants to take part in the particular heat for bets to stand.

26. SURFING – ONLY AS PART OF THE OLYMPICS

1. All bets stand, regardless of any postponement, change of venues, etc., granted that the event is held within the official waiting period as declared by the governing body.

2. Matchups referring to the performance of one or more surfers are considered valid given that all listed surfers start in the listed heat/event.

3. Certain competitions/events might have offers that are relevant to the performance in an event where two or more listed surfers are eliminated in the same stage. In this case bets would be settled according to the so-called “dead-heat” rule where the payout would be calculated after the odds are divided and then multiplied by the stake, irrespective of whether the net payout is lower than the Account Holder’s stake. Should such provision be in place it would be listed in conjunction with the bet offer.

27. SWIMMING – ONLY AS PART OF THE OLYMPICS

1. Unless otherwise stated, all bets on Swimming are determined on the basis of the result after the final stage of that competition. If neither of the listed participants takes part in the final stage, all bets will be void, unless the governing association follows specific tie-breaking procedures, in which case, these will be deemed valid.

2. All bet offers will be settled based on the first official result being presented. However, TB, LLC will take into account and settle/re-settle accordingly, any changes to the official result issued within 24 hours after the event has taken place. For such eventuality to be considered, the protest must be attributable to incidents happening exclusively during the event, such as a lane infringement or an early start in a relay race, etc. No doping cases will be considered. The result available at the end of the aforementioned 24 hours will be deemed as binding regardless of any further protests, changes to the official result, etc.

3. If two or more participants take part in different heats during a competition, all Head-To-Head-offers between them will be considered void, unless there is a later stage in the competition that at least one of them qualifies for.

4. A participant who is disqualified due to the infringement of the start procedure (false start) will be deemed to have taken part in the event.

28. VOLLEYBALL

1. Any points tallied during the so called “Golden Set” will not count for the settlement of the offers relating to that particular match, with the exception of any bets referring to tournament progression and Tournament Totals.

2. Settlement of player-related bets in match/event/tournament will be based on the result after potential over (extra time, unless otherwise stated.

3. “Head to Head” and “Over/Under” bets involving the performance of one or more players in the match/event/tournament are considered valid given that all listed players take part in the match/event/tournament at some stage.

4. “Over/Under” and “Handicap” offers on unfinished matches the outcome of which is already determined before the interruption of play and/or where any further continuance of play could not possibly produce a different outcome to said offers, will be settled based on the result achieved until the interruption. For the calculation of these settlements, the minimum amount of occurrences which should have been needed to bring the offer to the natural conclusion will be added as necessary depending on the number of sets which the match is scheduled for. Should this calculation produce a situation where no possible alterations could affect the outcome of the offer, this will be settled as such. See examples from the tennis-section for reference.

5. All “Correct Score” offers, “Odd/Even”, and those offers which refer to the winner of particular period/timeframe in the match (example “Which team will win the 1st set?” and “Set 2 – Race to 15 points” require the relevant part of the match to be completed.

6. All type of offers not specified above require at least one set to be completed for bets to stand, except for those offers the outcome of which is already determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

29. WINTER SPORTS – ONLY AS PART OF THE OLYMPICS

1. This section is valid for the following sports: Alpine Skiing, Biathlon, Cross Country Skiing, Freestyle, Nordic Combined, Short Track, Ski Jumping, Snowboard & Speed Skating.

2. Results from a competition will be deemed valid if it is declared as a valid competition for the relevant category, by the governing association for that sport. This applies in case of an event being shortened, such as only consisting of one run/jump instead of two, or an event being moved to another venue.

3. In cases of abandoned/uncompleted events, all those offers the outcome of which is already determined before the interruption of play and any further continuation of play could not possibly produce a different outcome are deemed valid and will be settled accordingly.

4. All offers will be settled as void if the original/stated format of an event is completely changed, like the size of hill in Ski Jumping, style in Course Country Skiing, etc.

5. TB, LLC reserves the right to apply Tattersalls Rule 4 in case of a non-starter in a “Group Betting” (“Best of X”) offer.

6. Offers related to specific Olympic Winter Sports events, are offered with the explicit assumption that the particular event will be the next event held in that particular sports/discipline. Should the specific event be moved for any reason whatsoever and an exactly similar event for that sports/discipline is held in the same location starting in not more than 72 hours, the bets will be valid for the next scheduled event in that sports/discipline. Thus, if for example two separate races from the same sports/discipline are scheduled for Friday and Saturday and the Friday competition is moved to Saturday or Sunday, the bets on the Friday competition will be settled in accordance with the next scheduled event, in this case Saturday’s events. In cases where just 1 event is scheduled in that sports/discipline and the starting time is moved less than 72 hours, bets will remain valid and will be settled accordingly. Should no event with the same connotations be held in the 72 hour period after the initially scheduled time, bets will be settled as void.

7. In a “Head to Head” between two or three participants, at least one of the listed participants must complete the final run/stage/jump which the bet refers to, for bets to be considered valid. Such provision is not applicable for Cross-country Sprint events which include different elimination stages as well as Ski Jumping. In such cases, settlement will be based on the official classification irrespective of whether any of the listed participants completes the final run/stage/jump.

30. SNOOKER

1. All bets will remain valid as far as the match/offer is played within the tournament framework regardless of any changes in schedule, etc., unless other arrangements have been agreed.

2. “Match” bet offers are based on the general principle of tournament progress or tournament win, depending on which phase of the competition the match refers to. The player progressing to the next round or winning the tournament is to be considered the winner of the bet regardless of match duration, withdrawals, disqualifications, etc. These bets require at least one frame to be completed for bets to stand.

3. “Over/Under” offers on unfinished matches/events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers, will be settled based on the result achieved until the interruption has occurred. For the calculation of these settlements, the minimum amount of occurrences which should have been needed to bring the offer to the natural conclusion will be added as necessary depending on the number of frames which the match is scheduled for. Should this calculation produce a situation where no possible alterations could affect the outcome of the offer this will be settled as such. See examples from the Tennis section for reference.

4. “Handicap” offers require all scheduled frames to be completed for bets to stand except in those events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers which will be settled accordingly. See examples from the Tennis section for reference.

5. All “Correct Score”, “Odd/Even” and those offers which refer to the winner of a particular period in the match (example “E.g. Player to win the first set” or “First Player to reach X Frames”) require the relevant part of the match to be completed.

6. All types of offers not specified above require at least one frame to be completed for bets to stand, except for those offers the outcome of which is already determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

7. In cases of a re-rack all pending bets on that specific frame will be settled as void and a new market will be opened. An exception will be done for those offers the outcome of which is already determined before the re-rack and any further continuation of play could not possibly produce a different outcome.

31. DARTS

1. All bets will remain valid as far as the match/offer is played within the tournament framework regardless of any changes in schedule, etc., unless other arrangements have been agreed.

2. “Match” bet offers are based on the general principle of tournament progress or tournament win, depending on which phase of the competition the match refers to. The player progressing to the next round or winning the tournament is to be considered the winner of the bet regardless of match duration, withdrawals, disqualifications, etc.

3. “Over/Under” offers on unfinished matches/events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers, will be settled based on the result achieved until the interruption. For the calculation of these settlements, the minimum amount of occurrences which should have been needed to bring the offer to the natural conclusion will be added as necessary depending on the number of legs which the match is scheduled for. Should this calculation produce a situation where no possible alterations could affect the outcome of the offer this will be settled as such. See examples from the Tennis section for reference.

4. “Handicap” offers require all scheduled sets to be completed for bets to stand except in those events the outcome of which is already determined before the interruption and/or any further continuance of play could not possibly produce a different outcome to said offers which will be settled accordingly. See examples from the Tennis section for reference.

5. All “Correct Score”, “Odd/Even” and those offers which refer to the winner of a particular period in the match (example “E.g. Player to win the first set” or “First Player to reach X Sets”) require the relevant part of the match to be completed.

6. All types of offers not specified above require at least one set to be completed for bets to stand, except for those offers the outcome of which is already determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

7. Offers combining a number of occurrences by a specific player within a match/event (example: King of the Oche, etc.), require that all connotations related to the offer bet must be fully and unquestionably complied with. Should 1 or more parts of the offer end in a tie bets will be settled as LOST.

32. STANDARD SPORT SPECIFIC LIMITS

1. As mentioned in <Section A.4.1>, TB, LLC reserves the right to limit the net payout (the payout after the wager amount has been deducted) on any bet or combination of bets, by one Account Holder or any group of Account Holders acting together. For clarity, individual bets will be limited as per TB, LLC’s risk management policies and will vary from the limits stated below. Bet slips will not reflect the max payouts described above. A player holding a ticket that states a payout greater than these limits is entitled to the payout as stated on the ticket.

2. Unless explicitly agreed upon, winnings in excess of the limits listed below will be disregarded.

3. Limits vary depending on the sport, the type of competition and the type of bet offer. Should a bet contain a combination of offers from different sports/categories/matches and/or offer types, the payout will be limited to the lowest level included in the combination, as specified below.

1. Football & Baseball

a. The limit $50,000 will apply for all competition/match-related offers that belong to any of the following categories: i. NFL & MLB.

b. The limit $25,000 will apply for all competition/match-related offers that belong to any other Football or Baseball (i.e. NCAA, CFL etc.).

2. Basketball

a. The limit $50,000 will apply for all competition/match-related offers that belong to any of the following categories: i. NBA, Euroleague, Olympic, World and Continental Tournaments for Men governed by FIBA.

b. The limit $50,000 will apply for all competition/match-related offers that belong to any other Basketball offer (i.e. NCAA etc.).

3. Ice Hockey

a. The limit $50,000 will apply for all competition/match-related offers that belong to any of the following categories: i. NHL, Olympic, World and Continental Tournaments for Men governed by IIHF. ii. Any domestic league on the top-level for Men in any of the following countries: Finland & Sweden. b. The limit $50,000 will apply for all match-related offers that belong to any other Ice Hockey (i.e. NCAA etc.).

4. Soccer:

a. The limit $50,000 will apply for all competition/match-related offers that belong to any of the following categories:

i. Olympic, World and Continental Tournaments for Men governed by FIFA or UEFA, including qualification phases. ii. International Club Tournaments for Men governed by FIFA or UEFA, including qualification phases; iii. Any domestic league on the top-level for Men in any of the following countries: Denmark, England, France, Germany, Italy, Netherlands, Norway, Scotland, Sweden & Spain; iv. Any main domestic cup for Men in any of the following countries: Denmark, England, France, Germany, Italy, Netherlands, Norway, Scotland, Sweden & Spain.

The limit $40,000 will apply for all competition/match-related offers that belong to any of the following categories:

v. All other International Tournaments; vi. All other International Club Tournaments; vii. Domestic leagues on the top-level in any other country; viii. Main domestic cups in any other country; ix. Any domestic league on the 2nd level for men in the following countries: Denmark, England, France, Germany, Italy, Netherlands, Norway, Sweden & Spain; x. Any International Friendly that is regulated by FIFA.

The limit $25,000 will apply for all competition/match-related offers that belong to any other Football, excluding Beach Soccer & Futsal.

b. The limit $10,000 will apply to all bets related to players, corners, shots on goal and other offers that are not decisive in deciding the outcome of a competition/match.

5. Tennis

a. The limit $150,000 will apply for all competition/match-related offers that belong to any of the following categories: i. Grand Slam Tournaments from 3rd round onwards.

b. The limit $75,000 will apply for all competition/match-related offers that belong to any of the following categories:(ii) ATP & WTA Tournaments from quarter-finals onwards.

c. The limit $40,000 will apply for all other competition/match-related offers.

6. Golf

a. The limit $50,000 will apply for all competition/match-related offers that belong to any of the following categories: i. Majors, WGC, PGA, European & LPGA Tour events; Ryder & Solheim Cup.

b. The limit $25,000 will apply for all competition/match-related offers that belong to any other Golf.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

7. Motor Sports

a. The limit $50,000 will apply for all competition/match-related offers that belong to any of the following categories: i. Formu1, MotoGP, Moto 2 & Moto 3.

b. The limit $25,000 will apply for all competition/match-related offers that belong to any other Motor Sports.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

8. Handball

a. The limit $100,000 will apply for all match-related offers that belong to any of the following categories: i. Olympic, World and Continental Tournaments for Men governed by IHF.

b. The limit $25,000 will apply for all competition/match-related offers that belong to any other Handball.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

9. Volleyball

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. Olympic, World and Continental Tournaments for Men governed by FIVB.

b. The limit $25,000 will apply for all competition/match-related offers that belong to any other Volleyball.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

10. Australian Rules

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. AFL.

b. The limit $25,000 will apply for all competition/match-related offers that belong to any other Australian Rules.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

11. Cricket

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. International matches & Domestic top leagues.

b. The limit $50,000 will apply for all competition/match-related offers that belong to any other Cricket.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

12. Darts

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. Any event televised in the UK.

b. The limit $50,000 will apply for all competition/match-related offers that belong to any other Darts.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

13. Rugby League

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. UK Domestic Top Leagues, NRL and International Tournaments for Men governed by RLIF.

b. The limit $50,000 will apply for all competition/match-related offers that belong to any other Rugby League.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

14. Rugby Union

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. UK, Australia, New Zealand domestic top Leagues, International Tournaments for Men governed by IRB.

b. The limit $50,000 will apply for all competition/match-related offers that belong to any other Rugby Union.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

15. Snooker

a. The limit $100,000 will apply for all competition/match-related offers that belong to any of the following categories: i. Any event televised in the UK.

b. The limit $50,000 will apply for all competition/match-related offers that belong to any other Snooker.

c. All bets related to players, transfers, managers, disciplinary measures and other offers that are not decisive in deciding the outcome of a match/league/tournament, will be treated as PR & Novelty Bets and subject to the same limits.

16. Other Sports

a. The limit $25,000 will apply to all competition/match-related offers in the following Sports: Boxing, MMA.

b. The limit $10,000 will apply to all competition/match-related offers in all other Sports.

D. ESPORTS

A. INTRODUCTION *EVENTS WILL BE REVIEWED FOR APPROVAL ON A TOURNAMENT-BY-TOURNAMENT BASIS.

1) eSports betting is understood to encompass single or multi-player competitive video gaming in both online and/or offline setup. A list of the games covered in this section can be found in <Section 2> of these Rules.

2) TB, LLC reserves the right to include and treat as eSports, offers on events related to games not listed in the aforementioned clause which reasonably fit the said description. Previous or future iterations of games forming part of the same series will be treated as per the rules related to that particular game as present in these Rules, regardless of any different numbering and/or denomination. Should it be the case that a game, event and/or offer related to it is not specifically listed in these Rules, settlement of such offers will be based on the general principles established in the Rules.

3) When placing a bet with TB, LLC, the Account Holder is agreeing that they have read, understood and will be adhering to the Rules present in this section as well as the other Rules governing the usage of TB, LLC’s website.

4) Unless specifically stated in this section, this Terms of Service Agreement applies. In the event of ambiguity, priority will be set in the following order:

i. Rules and conditions published in conjunction with an offer and/or campaign; ii. eSports Game-specific rules; iii. eSports General Result Settlement rules; iv. The Terms of Service Agreement.

5) Should none of the above provide an adequate resolution, TB, LLC reserves the right, according to its own discretion, to settle offers on an individual basis on the basis of equity, attaining itself to generally accepted betting norms, customs and definitions.

B. GENERAL RESULT SETTLEMENT RULES

1) When settling results TB, LLC will do its utmost to attain itself to information obtained first hand (during or exactly after the event has been concluded) from the organizing association through the game broadcast and any relevant counters it might display, the game API and the official website. Should this information be conflictual, disputed and or omitted from first hand viewing as well as official sources and/or there is an obvious Error in the information included in the sources above, the settlement of the bet offer will be based on other public sources.

2) Settlement of bets will not include any changes deriving from and/or attributable to, but not limited to: disqualifications, penalizations, protests, sub-judice results and/or successive changes to the official result after the event has been completed and a result has been announced, even preliminarily. For bets referring to competitions which span over more than 1 round/stage (e.g. Tournament Bets), only amendments effecting bets which settlement has not been decided yet will be taken into consideration. The following example is being provided as a general guideline of how such bets would be treated in case of comparable situations: A bet on a team to reach the semi-finals of a tournament will be considered as having been attained once the organizing association deems it as such, even if the same team is disqualified from the tournament at a later stage for any reason whatsoever.

3) Any reference to words/objects that appear in singular also applies to plural. As such the term “participant”, “competitor” or similar must be understood both as a single individual and a team representing a single entity.

4) Whilst all systematic precautions have been put in place in order to represent the most faithful rendition of the event as scheduled by the governing association, any reference to the order in which the participants are shown, venues, etc. is to be deemed for information purposes only. Switching of home/away participants as well as previously announced venues, will not be deemed as valid grounds for cancellation of bets placed.

5) Before or during an event/match, TB, LLC may decide to show current and past scores, counters and other statistics related to the offer. It is to be understood that TB, LLC provides such data for information purposes only and does not acknowledge or accept any liability whatsoever for the accuracy of such data. All data presented in this regard must be treated as unofficial and any inaccuracy will not be deemed as valid grounds for the cancellation of bets placed.

6) Should the name of any participant/event/game be misspelled and/or has changed, bets will remain valid granted that it is reasonably clear and can be ascertained through reputable sources, that the object that the bet has been placed upon, is the same as the participant/event/game intended.

7) The deadline (cut-off time) shown on the website is to be treated for information purposes only. TB, LLC reserves the right, at its own discretion, to suspend, partially or completely, the betting activity at any time where it deems necessary.

8) Regardless of the start times displayed on the website, the rules mentioned in these Rules, namely those in <Section A, Paras 2 to 6> regarding the validity or lack thereof, of bets placed and/or accepted applies.

9) Without prejudice and in addition to the above clause, TB, LLC reserves the right, solely at its own discretion, to void bets should any of the following situations arise:

i. TB, LLC experience lags in receiving data/image streams from any of its sources/providers resulting in TB, LLC presenting odds not reflecting the current state of the bet; ii. it is reasonably obvious that bets have been placed from accounts which have access to data/image streams not available at that time to TB, LLC; iii. bets have been placed after any participant has gained an advantage enough to alter the odds of any offer, even just theoretically, without said odds having been adjusted to reflect the current state of the bet.

10) Should a match start at a different time than that listed on the website this will not be deemed as valid grounds for cancellation of the bets, granted that the exact same match is the next match taking place for both teams within the same tournament and is valid for the round/stage initially intended for.

11) Unless specifically stated, whenever the organizing association deems it fit to include any necessary extra rounds/overtime, qualifying match/es or series of matches in order to determine any classification and/or match outcome, TB, LLC will take into account the results and outcomes deriving from the added matches/rounds/overtime for settlement purposes of bets referring to said match/classification.

12) All bet offers related to matches, or parts thereof, which do not take place at all or are awarded a result through a walk-over decision will be declared void. For settlement purposes action within a match (or part thereof) is considered to have occurred as to either when the game clock has started or whenever a participant performs an in-game action related to the match (or part thereof), whichever happens first.

13) Offers related to matches/or parts thereof which get abandoned for whatever reason and no result is declared by the official organization within 36 hours from the actual match start, will have the stakes refunded on those bet offers whose result has not yet been determined. All bet offers that have been decided prior to the abandonment and could not possibly be changed regardless of future events, will be settled according to the decided outcome.

14) Should it be decided that an abandoned fixture (or part thereof) is to be continued from the within 36 hours of the original start time, all bets placed on the initial match will stand and will be settled through the outcomes deriving from the continued play.

15) Should it be decided that an abandoned fixture (or part thereof) is restarted from the beginning within 36 hours of the original start time, all bets placed on the initial match which could not be settled through the outcomes deriving from the play prior to abandonment, will be declared void.

16) Should it be the case that either participant is involved in a match from the same tournament with a different opponent between the time of the abandonment and the continuation of the initial match, all pending bets on the initial match, will be settled as void regardless of the outcomes obtained during the continuation of the match.

17) Offers referring to Tournament outcomes and or matches/events scheduled over a 2 or more days-span, will remain valid granted that said event is considered completed and an official result is announced by the official organization within the specified year, regardless of the current/future participation (or lack thereof) of any listed and/or previously announced participant, unless otherwise stated.

18) In cases of matches which have not been completed before their natural conclusion, and when a result is issued through a decision by the association not more than 36 hours from the actual event’s start without play having continued following the abandonment, TB, LLC will use the issued decision as the official result for the offers detailing the outcome of the match and/or tournament progress (E.g. Match odds and Participant to reach next round) granted that the issued decision does not change the outcome of the said bet offers at the time of the abandonment. In that case the stakes will be refunded. (E.g. Team A leading 2 Maps to nil in a best of 5 Maps match and Team B concedes: Association declares Team A as winner of the match = bet stands. Meanwhile if the same best of 5 Maps match was abandoned with the score 1-1 and the Association declares either team as the winner, the bet will be considered as void). All other offers will be declared void except for those the outcomes of which have been decided prior to the abandonment and could not possibly be changed regardless of future events, which will be settled according to the decided outcome.

19) Settlement of bet offers linked to counters (E.g. Total Kills) and any other offers related to specific terminology will be decided according to the definition with which the official governing body issues said statistics. Unless backed by un-contradictory evidence, TB, LLC will not acknowledge any complaints which derive from a personal interpretation of such terms.

20) When placing “Outright” or “Place” bets, no stakes will be refunded on participants/outcomes that are not participating, disqualified and/or withdrawing from an event (both prior and during) for any reason whatsoever, unless otherwise stated. TB, LLC reserves the right, at its own discretion, to apply Tattersalls Rule 4, as explained in these Rules <Section B, Para 6>, on any competition and this will be stated in correlation to the bet offer.

21) Offers referring to a single participant’s performance in a specific event/timeframe (such as Tournament Progress of Team X) require the listed participant to play an active part at least once in a subsequent stage of the applicable event/timeframe after the bet has been placed and/or accepted.

22) No refunds of bets will apply, even if the winning outcome of a match/event is a participant/outcome that has not been listed for betting purposes. On all bet offers the Account Holder has the possibility to ask for a price on a non-listed participant/outcome. TB, LLC reserves the right, at its own discretion, to decline such requests.

23) Offers which confront against each other the performances of two or more participants over a specified timeframe/competition will only be settled based on the result of the listed participants, disregarding all other participants in the same competition/event.

24) In case a participant is disqualified/withheld/banned from taking part in a subsequent part/phase of an event/competition for any reason whatsoever, as well as in case of voluntary withdrawals, the disqualification will be considered to have taken place at the time of the official announcement. No alterations will be made to previous results, regardless of any modifications due to said actions.

25) In an “Outright” or “Place” bet, should two or more participants be considered to have obtained the same result and the organizing association does not distinguish in their classification the “Dead Heat rule” as specified in these Rules <Section B, Para 5, Clause 15> applies.

26) TB, LLC will refund stakes on offers comparing the achievements/performances of two participants within a specified timeframe (E.g. Tournament Best Finishing Position, Match Winner, Winner of Map X] should any of the following circumstances apply:

i. No odds were offered on a ‘draw’ outcome and no tie-breaking procedures/overtime/extra rounds are used by the organizing association to result a match/offer or classify participants that obtained the same result; ii. Any of the listed participants does not play any further part in any subsequent stage of the related event/part thereof after the bet has been placed and/or accepted; iii. None of the listed participants is included in the applicable classification; iv. None of the listed participants is deemed to have achieved the specified requirement after the bet has been placed and/or accepted and no odds for such outcome has been offered.

27) Offers comparing the achievements/performances of three participants will be treated as detailed in above clause, with the exception that should two or more participants share the applicable finishing position the “Dead Heat rule” as specified in these Rules <Section B, Para 5, Clause 15> applies.

28) “Outright” and “Place” bets rules apply on offers comparing the achievements/performances of four or more participants, with the exception of those offers specifically listed as “Group Betting”. In such cases, stakes will be refunded should at least one of the listed participants not be actively involved anymore for whatever reason after the bet has been placed and/or accepted.

29) Unless the outcome of the offer has already been determined before any change is announced, bets referring to a race to a particular happening/totals of a particular occurrence (E.g. First participant to win X rounds, Over/Under Maps played) or the margins/difference of completed occurrence between participants (E.g. Map Handicap, Exact Map score in the match) will be settled as void in case the match format is completely changed in a way that would alter the counter of such occurrences and their respective odds, including but not limited to cases where the number of scheduled Maps is changed from a previously announced odd number of scheduled Maps (E.g. Best of 1/3/5) to an even number of scheduled Maps (E.g. Best of 2/4/6) and vice-versa. Bets will stand and will be settled accordingly for those offers where the announced change is not relevant (E.g. Match odds will remain valid if the number of scheduled Maps is changed from the previously announced 3 Maps to 5 Maps), or the outcome of the offer has already been determined before any change is announced. The following example is being provided as a general guideline of how such bets would be treated in case of comparable situations: A bet on “To win 1st Map” will remain valid if a match is changed from 3 to 5 Maps but an Over/Under bet on Total Maps in the Match would be settled as void in a similar scenario.

30) Should TB, LLC erroneously offer odds and lines based on a different number of Maps/Games/Rounds from the correctly scheduled number of said instances, settlement of offers referring to a race to a particular happening/totals of a particular occurrence (E.g. First participant to win X rounds, Over/Under Maps played) or the margins/difference of completed occurrence between participants (E.g. Map Handicap, Exact Map score in the match) will be settled as void in case the match format is completely different in a way that would alter the counter of such occurrences and their respective odds, including but not limited to cases where the number of scheduled Maps is calculated on an odd number of scheduled Maps (E.g. Best of 1/3/5) when the match is scheduled for an even number of Maps (E.g. Best of 2/4/6) and vice-versa. Bets will stand and will be settled accordingly for those offers where the discrepancy is not relevant (E.g. Match odds will remain valid if the number of scheduled Maps quoted is 3 instead of the stipulated 5 Maps), or the outcome of the offer has already been determined before any change is announced. The following example is being provided as a general guideline of how such bets would be treated in case of comparable situations: A bet on “To win 1st Map” will remain valid if a match is listed as 3 instead of 5 Maps but an Over/Under bet on Total Maps in the Match would be settled as void in a similar scenario.

31) During specific events TB, LLC might decide, solely at its own discretion, to offer for betting purposes a reduced selection of participants which could include betting options such as “Any Other”, “The Field”, or similar. This option includes all unlisted participants except for the ones mentioned specifically as available. TB, LLC reserves the right to list/specify more participants at a later stage. Should these newly listed participants be the winning outcome, they will be considered as having been unlisted until the time they have actually been introduced to the list and settled accordingly.

32) Offers that make a specific reference to a participant’s performance in a particular event/timeframe (e.g. Team X vs The Field or Winner without Team X) are to be considered void if the mentioned participants fail to play an active part at least once in a subsequent stage of the applicable event/timeframe after the bet has been placed and/or accepted.

33) Should a match start with a different number of players than that encompassed in the event regulations (e.g. Either team starts a match with only 4 players instead of the scheduled 5 players), all bets will be determined as void. In case either team loses momentarily and/or permanently from the match any number of players, after the match has started with the stipulated number of participants as per the event regulation, bets will remain valid.

34) Bets on matches/events featuring participants which use a different/wrong nickname or using a so-called “smurf account” will stand, granted that it does not become reasonably obvious that the participant using that particular nickname is not the one intended. In such cases bets will be settled as void.

35) Bets on a team are to be considered valid regardless of the individuals used by said team as participants. Should the organizing association deem it permissible for a team to play with a stand-in participant or replacement player, all bets will stand granted that an official result is issued.

36) Any form of a qualification ahead of the main tournament (where applicable) is considered to be a valid part of that competition. Thus any participant who is eliminated at qualification stage will be considered losing to anyone that is pre-qualified or is successful in the qualification stage.

37) In the case of bets where there is reference to timeframes, they should be interpreted in the following way: “within the first 30 minutes” will include anything happening until 0 hours 29 minutes and 59 seconds; “between 10 to 20 minutes” will include anything happening from 10 minutes and 0 seconds until 19 minutes and 59 seconds.

38) Any bets referring to duration represent the actual time passed in the map/round/event, as applicable. For example, a bet on Over 30.5 minutes in a Map will be settled as Over once 30 minutes and a half in the specified map have passed.

39) Any reference to “Winner” and/or “Upper” bracket will remain valid regardless of whether Maps and/or any other advantages are awarded via the event rules to any participant.

40) Advantages awarded via event structure will be considered for settlement purposes, unless otherwise specified. Nonetheless, any reference to specific indexes of Maps, Games, etc as presented on site is always to be considered as relevant to the phase of the match being actually played. Example: in a best of 3 Maps match where Team A starts with a 1 Map advantage, any Map 1 related offers will actually refer to the outcomes emanating from the second Map of the match, i.e. the first Map to be actually played.

2. GAME-SPECIFIC RULES

A. FIRST PERSON SHOOTER (FPS)

The following rules apply to any games which are categorized as being of an FPS (First Person Shooter) genre. These include, but are not limited to Call of Duty, CS:GO, Overwatch, Quake and Rainbow Six. In cases where rules specific to any game which is also generally considered as forming part of the same genre are separately listed, these will complement, and supersede (if applicable), the genre-specific rules. TB, LLC reserves the right to apply the settlement rules of this genre to any games not listed above which are generally acknowledged as such.

(i) Match Odds

- Should Overtime/extra Maps be needed to decide the outcome of the match (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” and/or “Upper” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- In cases where the offer ends in a drawn outcome, with said outcome not having been available as a possible outcome for betting purposes, stakes will be refunded.

(ii) Series Outcome

- Bet refers to the aggregate result deriving from any combination of consecutive matches/series valid for the same round/stage played between the same participants within the same tournament.

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- The first scheduled Map in all matches included in the series must start for bets to stand.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- In cases where the offer ends in a drawn outcome, with said outcome not having been available as a possible outcome for betting purposes, stakes will be refunded.

(iii) Total Maps

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” and/or “Upper” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- All scheduled Maps must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Over/Under line upon which the bet has been placed has been surpassed already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

(iv) Map Handicap

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purpose.

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” and/or “Upper” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- All scheduled Maps must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Handicap line upon which the bet has been placed has been decided already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

(v) Correct Score

- Any Overtime/extra Maps needed to decide the outcome of the match (or any part of it), will not be considered settlement purposes.

- All regularly scheduled Maps must be completed for bets to stand.

(vi) Duration

- Settlement of bets referring to duration will also include any time required to complete any Overtime/extra Maps needed to complete the match (or part thereof), to which the offer refers to.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Any Map awarded via the event rules to participants originating from the so-called “Winners” and/or “Upper” bracket will be considered as “0” (zero) minutes for settlement purposes.

(vii) Map X

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- The listed Map must be completed for bets to stand.

(viii) First X/First to X

- Bet refers to which of the participants is the first to be credited as having accomplished/reached the listed amount of a predefined occurrence. Unless a drawn outcome (aka neither team) has been offered, should neither of the participants reach the listed amount, stakes will be refunded.

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(ix) Ace

- Bet refers to whether a single participant is credited with having on its own killed the whole opposing team at any round in the match, or part thereof, as specified in the offer.

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(x) Kills

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(xi) Player Kills

- Bet refers to the number of kills the specified player is credited for in the match, or part thereof, as specified in the offer.

- Should Overtime/extra Maps be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

B. MULTIPLAYER ONLINE BATTLE ARENA (MOBA)

The following rules apply to any games which are categorized as being of a MOBA (Multiplayer Online Battle Arena) genre. These include, but are not limited to DOTA 2, Heroes of Newerth, Heroes of the Storm, King of Glory, League of Legends, Smite and Vainglory. In cases where rules specific to any game which is also generally considered as forming part of the same genre are separately listed, these will complement, and supersede (if applicable), the genre-specific rules. TB, LLC reserves the right to apply the settlement rules of this genre to any games not listed above which are generally acknowledged as such.

(i) Match Odds

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of the bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- In cases where the offer ends in a drawn outcome, with said outcome not having been available as a possible outcome for betting purposes, stakes will be refunded.

(ii) Series Outcome

- Bet refers to the aggregate result deriving from any combination of consecutive matches/series valid for the same round/stage played between the same participants within the same tournament.

- The first scheduled Map in all matches included in the series must start for bets to stand.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of the bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- In cases where the offer ends in a drawn outcome, with said outcome not having been available as a possible outcome for betting purposes, stakes will be refunded.

(iii) Total Maps

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- All scheduled Maps must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Over/Under line upon which the bet has been placed has been surpassed already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

(iv) Map Handicap

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- All scheduled Maps must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Handicap line upon which the bet has been placed has been decided already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

(v) Correct Score

- All regularly scheduled Maps must be completed for bets to stand.

(vi) Duration

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Any Map awarded via the event rules to participants originating from the so-called “Winners” bracket will be considered as “0” (zero) minutes for settlement purposes.

(vii) Map X

- The listed Map must be completed for bets to stand.

(ix) First X/First to X

- Bet refers to which of the participants is the first to be credited as having accomplished/reached the listed amount of a predefined occurrence. Unless a drawn outcome (aka neither team) has been offered, should neither of the participants reach the listed amount, stakes will be refunded.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(x) Kills/Kill-streak

- All bets related to Kills and/or Kill-streak will only take into account kills inflicted by opposing participants, as applicable. Kills inflicted by anything not controlled by the opposing participants will not count for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(xi) Game occurrences, items and NPCs

- For settlement purposes, the offers related to the following items, game occurrences and NPCs require all parts of the match to which the offer refers to, to be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome. > Objectives > Reaching the level cap All bets related to objectives refer only to the map-specific objectives. Winning the actual map will not be considered as an objective for settlement purposes. Unless a drawn outcome (aka neither team) has been offered, should neither of the participants reach the listed amount, stakes will be refunded.

All bets related to objectives refer only to the map-specific objectives. Winning the actual map will not be considered as an objective for settlement purposes. Unless a drawn outcome (aka neither team) has been offered, should neither of the participants reach the listed amount, stakes will be refunded.

- TB, LLC reserves the right to include alongside the above other game occurrences, items and NPCs not listed above as much as they reasonably fit the same categories as above.

C. REAL TIME STRATEGY (RTS)

The following rules apply to any games which are categorized as being of a RTS (Real Time Strategy) genre. These include, but are not limited to Starcraft 2 and Warcraft. In cases where rules specific to any game which is also generally considered as forming part of the same genre are separately listed, these will complement, and supersede (if applicable), the genre-specific rules. TB, LLC reserves the right to apply the settlement rules of this genre to any games not listed above which are generally acknowledged as such.

(i) Match Odds

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of the bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- Should any Map be replayed due to a stalemate, the result from the initial Map will be discarded and the result from the replayed Map will count for settlement purposes.

(ii) Series Outcome

- Bet refers to the aggregate result deriving from any combination of consecutive matches/series valid for the same round/stage played between the same participants within the same tournament.

- The first scheduled Map in all matches included in the series must start for bets to stand.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of the bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- Should any Map be replayed due to a stalemate, the result from the initial Map will be discarded and the result from the replayed Map will count for settlement purposes.

(iii) Total Maps

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- Any Map which is replayed due to a stalemate will count as 1 Map only.

- All scheduled Maps must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Over/Under line upon which the bet has been placed has been surpassed already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

(iv) Map Handicap

- The first scheduled Map must start for bets to stand, with the exception of any Maps awarded via the event rules to participants originating from the so-called “Winners” bracket. In such cases, said Maps will be taken into consideration for settlement purposes.

- Should any Map be replayed due to a stalemate, the result from the initial Map will be discarded and the result from the replayed Map will count for settlement purposes.

- All scheduled Maps must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Handicap line upon which the bet has been placed has been decided already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

(v) Correct Score

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Should any Map be replayed due to a stalemate, the result from the initial Map will be discarded and the result from the replayed Map will count for settlement purposes.

(vi) Duration

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Should any Map be replayed due to a stalemate, the result from the replayed Map will be discarded and only the outcome from the initial Map will be used for settlement purposes.

- Any Map awarded via the event rules to participants originating from the so-called “Winners” bracket will be considered as “0” (zero) minutes for settlement purposes.

(vii) Map X

- The listed Map must be completed for bets to stand.

- Should any Map be replayed due to a stalemate, the result from the initial Map will be discarded and the result from the replayed Map will count for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(viii) First C/First to X

- Bet refers to which of the participants is the first to be credited as having accomplished/reached the listed amount of a predefined occurrence. Unless a drawn outcome (aka neither team) has been offered, should neither of the participants reach the listed amount, stakes will be refunded.

- Should any Map be replayed due to a stalemate, the result from the replayed Map will be discarded and only the outcome from the initial Map will be used for settlement purposes.

D. COUNTER-STRIKE: GLOBAL OFFENSIVE (CS:GO)

(i) Total Rounds

- Should Overtime/extra Rounds be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- All scheduled Rounds must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Over/Under line upon which the bet has been placed has been surpassed already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

- Should any reference be made within the offer to “Full Buy”, the “Full Buy” must be accomplished for bets to stand.

- Any Map awarded via the event rules to participants originating from the so-called “Winners” bracket will be considered as “0” (zero) rounds for settlement purposes.

(ii) Round Handicap

- Should Overtime/extra Rounds be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- All scheduled Rounds must be completed for bets to stand. In case the match is abandoned before its natural completion and regardless of any eventual decision by the governing association, bets will be settled as void unless the Handicap line upon which the bet has been placed has been decided already at the time of the match abandonment. Should that be the case, bets will be settled according to the outcomes obtained until the time of the match abandonment.

- Should any reference be made within the offer to “Full Buy”, the “Full Buy” must be accomplished for bets to stand.

(iii) Round X

- Should Overtime/extra Rounds be needed to decide the outcome of the offer (or any part of it), and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- Should any reference be made within the offer to “Full Buy”, the “Full Buy” must be accomplished for bets to stand.

- The listed Round must be completed for bets to stand.

(iv) Kills

- Settlement will include any kills happening after a bomb explodes or is defused between rounds.

E. DOTA 2

(i) Rampage/Ultra-Kill

- All bets related to Rampage/Ultra-Kill will only be considered as having happened should it be announced in the match.(or the part of it, to which the bet refers to) via the on-screen banner.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(ii) Assists

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Any Map awarded via the event rules to participants originating from the so-called “Winners” bracket will be considered as “0” (zero) assists for settlement purposes.

(iii) Buildings

- For settlement purposes, the following are classified as “Buildings” in the game: Barracks, Shrines and Towers. “Denied” destruction of any of the aforementioned buildings will also be considered for settlement purposes.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(iv) Game occurances, items and NPCs

- For settlement purposes, the offers related to the following items, game occurrences and NPCs require all parts of the match to which the offer refers to, to be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Aegis

- Buyback

- Courier

- Divine Rapier

- Mega-creeps

- Reaching the level cap

- Roshans

- TB, LLC reserves the right to include alongside the above other game occurrences, items and NPCs not listed above as much as they reasonably fit the same categories as above.

F. LEAGUE OF LEGENDS

(i) Ace

- Bet refers to whether a single participant is credited with killing the last living champion of the opposing team.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(ii) Assists

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

- Any Map awarded via the event rules to participants originating from the so-called “Winners” bracket will be considered as “0” (zero) assists for settlement purposes.

(iii) Buildings

- For settlement purposes, the following are classified as “Buildings” in the game: Turrets and Inhibitors, and any destruction of said buildings will always be considered as having been inflicted by the opponents.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(iv) Game occurrences, items and NPCs

- For settlement purposes, the offers related to the following items, game occurrences and NPCs require all parts of the match to which the offer refers to, to be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome. > Barons > Dragons > Reaching the level cap > Rift Herald

- TB, LLC reserves the right to include alongside the above other game occurrences, items and NPCs not listed above as much as they reasonably fit the same categories as above.

G. NBA 2K

(i) Match Odds

- Unless otherwise stated within the offer, outcomes obtained during eventual Overtime will be considered settlement purposes.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of the bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

- In cases where the offer ends in a drawn outcome, with said outcome not having been available as a possible outcome for betting purposes, stakes will be refunded.

(ii) Team to go through

- Should Overtime be needed to decide the outcome of the offer, and unless otherwise stated within the offer, the outcomes deriving from the added play will be taken into account for settlement purposes.

- The first official decision on the outcome of the offer issued by the governing association within 36 hours of match completion/abandonment will be the deciding factor for the settlement of the bets including but not limited to any decisions involving disqualifications, withdrawals, concessions, etc., which will be taken into account for settlement purposes.

(iii) Total Points

- Results will be settled based on the total points scored by the listed participants during the applicable timeframe. For settlement purposes, and unless otherwise specified, points scored during Overtime will be considered for settlement purposes of markets related to Full Time.

- All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.

(iv) Handicap

- Results will be settled based on the outcome achieved once the listed handicap/spread is added/subtracted (as applicable) to the match/period/total score to which the bet refers to. In those circumstances where the result after the adjustment of the handicap/spread line is exactly equal to the betting line, then all bets on this offer will be declared void. For settlement purposes, and unless otherwise specified, points scored during Overtime will be considered for settlement purposes of markets related to Full Time.

- All parts of the match to which the offer refers to must be completed for bets to stand.

(v) Partials, intervals, First/Next to X

- Bets on specific timeframes/intervals (example: Quarter/Half X result, match result between minute X and minute Y or “Rest of the Match “odds), will consider only outcomes and occurrences accumulated during the specified timeframe/interval, as applicable. Settlement will not take into account any other occurrences tallied from other parts of the event/match outside the specified timeframe/interval, unless specified.

- Bets on offers referring to a specific score in the match (example: Next team to score or Race to X points), refer to the participants scoring/reaching first the listed objective. Should the offer list a timeframe (or any other period restriction) settlement will not consider any occurrences from other parts of the event/match which are not related to the mentioned timeframe. Should the listed score not be reached/scored within the stipulated timeframe (if any) by neither of the participants, all bets will be declared void, unless a draw/tie outcome has been made offered for betting. All parts of the match to which the offer refers to must be completed for bets to stand unless the outcome has already been determined before the interruption of play and any further continuation of play could not possibly produce a different outcome.